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201200129 19. APPLICABLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, except to the extent required by the laws of the jurisdiction where the Property is located, and applicable federal laws and regulations. 20. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. [Check all applicable boxes] ❑ Assignment of Leases and Rents ❑ Other ............................................................................. 21. ❑ CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secures an obligation incurred for the construction of an improvement on the Property. 22. ❑ ADDITIONAL TERMS. SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1. - `��z�-�� it a3V i 1 ...... .................. ..... ................. ....:............ ........ .........11Y�... . . ....... .....:� .. . (Signamre) (Date) (Signature) (Date) Michael J Wardyn Ann Marie Wardyn ACKNOWLEDGMENT: STATE OF NE ................................ COUNTY OF ..Hall.............................. ........} ss. �'��'" This instrument was acknowledged before me this . . . . � 3 rd, , , , , , , , day of . . No ,v,emb e , , 0,1, , , , , .. .. by .. Michael .J.Ward.Xn ................................�}3? Mar' $F. My commission expires:8 l 2 � 2 �� 2 . . . . . . .. ... . ......... ..... ................ 6ENERAL NOTARKState of Nebraska (Notary Public) WILUAM L McLEL(„qN My Comm. Exp, �ug.12, 20i2 Security Instrument-Open-End-Consumer-NE OCP-REDT-NE 7/2/2011 VMP� Bankers Systems VMP-C485(NE) 11107).00 Wolters Kluwer Financial Services m1994, 2011 Page 8 of 8