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<br /> , '1'UGt:fHlilt WI"fH :dl thc imprc�v�mcnts n<iw ur Itercaf�cr crcctcd on thc property, und all l'i1Sl'111LIlIti. appurtciumrcti.�i�ni
<br /> " lixtures now un c�rud'icr u pan u( thc pruperty. All replucements and udditions shuU ul,u hc a�vcrcd by thiy Sccurity
<br /> Instru��icnt. All ut'thc ti�rcgoing is rcfcrred lu in thiti Scrurity lnstnamcnt us thc"Pr:�perty."
<br /> BORROWFiFt COVEN.INTS that kl��rruwcr is I.nvfully+ciscd uf thc cstmc hcrchy convcycd and hus tlic right lu gr.wt and
<br /> cunvcy the Prnperty und that thc Nroprny is uncncurobcrcJ, cxcc:p� fur cncumbranccs af rccurd. Bc�rrowcr w;►rruntti und�vill
<br /> �!ci'cnd�:cncrnlly thc tidc tu thc Nruperry ug.�i��,t all�laim,imd dcmundti.suhjcrt tu m�y cnrumhrunces of rccurd.
<br /> . � 7'NIS SECURffY lN5TRUM�NI� cuu►binu+ unif��nu�u��iiants fnr n:�tinn;�l u,e antl nnn-uniFc�rm r�,vciiantti witlt IimitcJ .
<br /> „ . - var+utiuns by,jurisdictian to amstitutc a unifonn sccuriry i�istrumcnt cuvcring rcal pro}�eny. �,
<br /> ..,,,�«�•^*�' UNIFORM COVENANTS.Borrowcr unJ Lundcr rovcnunt nnd u�rcc u�f��lluws:
<br /> �-r�+ 1. Pnymen! of Princlpul nnd Interest; Prepi�yment and Lnte Ghar�Ew. 8nrrower shall prumpdy pay when duc thc
<br /> . principal of und intcrest on thc debt cvidenccd by tlu Notc und a�iy prepayment and late charges duc under thc Note.
<br /> �• 2, Fwids for TaxG�;und lnsunuue. Subject to applicuble law or to u written�vaiver bY Li:nder, Borrower shull pay to
<br /> I.ender un the day manthly paymcnt+are due undcr thc Notc, until the Nnte is paid in full.u sum("FURe[I, ICAtie�ItlltS a Ay�11C�5
<br /> und ussessmentE which may uttain priority over this Security lnstrument as u lien on the Propert e��b)�`„��Y115urance p�x:n iurns. �'-
<br /> . ' or ground rents on the Property,if any: (c)yearly hn��lyd or property insurunce premiums;(d)y y f,:,
<br /> £ if any; (e)yearly mortguge insurance premiums, if any' und (0 any �ums payable by Borrower to Lender, in accuMnnce with �•�
<br /> the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums.These items are calleci "G�cix�w Items," �,
<br /> Lender muy, at any time, collect and hold Funds in an imiount not to exceed the maximuni amount a lender f�*r a fed�:rally �
<br /> •� �� �� ted mon•a e loan may requirc for Borrower's escmw account under the federal Rcul Estate Setticment Prc��'ih�Funds -`
<br /> � rcla b s v..
<br /> 1974 as amendcd from timc ta time, 12 U.S.C. Section 26U1 er seq. ("RESPA"), unless unothcr la«�that apphn
<br /> sets u lesser amount. [f so, L.ender may, at any time, collect nnd hold Funds in an amount not to exceed thc: l4sssr amount. �_
<br /> � Lender mny cstimutc the amount of Funds due on the basis of current duta a�id reasonable estimates of expenditures of future _
<br /> E'.
<br />-�� „�j Escrow Items or otherwise in accordance with applicable law. _
<br /> �'�' The Funds sh:ill be held in an institutiun whose deposits arc insured by a fr,deral ugency, instrumentulity, or entity �
<br /> (including Lcnder,ii Lender is such nn institution)or in uny Federal Home Loan Bank. Lendcr shall npply tha Funds tv pny the G,-
<br /> ' ° '�, Escrow Items,L.ender may not churge Borro�ver for holding and app�ying the Funds, annually anulyzing dic escrow uccount,or ry
<br /> verifyin�thc Escrow items, unlcss Lender pzys Borrower interest an the Funds and applicable luw permitH [.e►�der to make such _
<br /> � n churge. However, Lender may require Borrower to pay a one-ti►nc charge for an inciependent real estatQ tax reUorting service
<br /> used by Lender in co�inection with this loan, unless applicable law provides otherwise. Unless nn ugreement is made or -
<br />- � ' �. agnlicnblc law requires interest m be paid, Lender shall not bc required to puy Honower any interest ar eAmings nn the Funds. _
<br />= ' Bonowcr and L.ender may agrec in writin�, hawevcr, tnut interes�shaii uc Naia� a��tl:� Fan�!s, L^nde'-•ch„II give co Borrowcr,
<br />�.: without charge. un anuual accounting of the Funds,showing credits and debits to the Funds und die pu�posc fur which euch
<br />'`w . debit to the Funds was made.The Funds are pledged as additional security for ull sums secured by this Security In�:trument.
<br />^�`�•. ;�•��r•,'� . ', If the Funds held by Lender exceed the amounts perniitted to be held by applicable law. I..ender ahull uccount to Borrower
<br /> ' � ' for the excess Funds in accordnnce with the requirements of applicable law. If the wnount of the Funds held by Lender at any
<br />= ��;' '. �� time is nut suf�cient to pay the Escrow Items when due,Lender may so notify Bonower in writing,nnd, in such case Bomnver
<br />�7.r,_r ,, ; •�'
<br />�,�.•�!-�•?!��. ahall pay to l.ender the umount necessary to mnke up the deficiency. Borrower sh�ll make up the defiei�ncy in no more than
<br />_' ' ^ "' twelve monthly payments,at Lender's sole discretion.
<br /> �•-`�' "�''�" Upon payment in full af all sums secured by this Security Instrument, L.ender shull promptly refund tc� Bormwer any
<br />=_'"rl��..z.�.-�Y
<br />����:•:�_,� ;��J� ' Funds held by L.ender. If,under paru�rnph 21, Lcnder shall acquire or sell the Property,l.ender,prior w tlia ncyuisition or salc
<br /> :�.:���,�:;!`:.
<br />—=---:��•:�.��.__ of the Property, shnll apply any Funds held by Lender at the time of ucquisition oe sale as a credi�uguinst th�� snms sewred y
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<br /> ��.,.;s;m�_�.� this Security Instrumcnt.
<br />�_r,;,�;;;,:_-,�.�� 3.Appltes�tion of Paymen�s.Unless upplicable law provides oshenvise,all payments receival by L.endar und�sr p:ingraphs
<br />�<:,:.�� 1 and 2 shall be applied:first,to uny prepayment charges due under the Note; second, to amounts pa��ablu undar paraBr�ph 2;
<br /> -=�==�� �• third,to inteixst due;fourth,to principal due;and last, to any late charges due under the Note.
<br /> .c•:.•.
<br /> ���_;�� 4.Charges;Liens.Borrower shall pay all taxes, assessments, charges, fines and impositiuns uttributa6l�to the roperty
<br /> •,�_n:'w`�'`�'' which mny attain priority over this Securiry Instrument, and le.�sehold payments or ground rentH, if uny. Bc�rrower shnll pAy
<br /> �-•��;;�
<br /> -._•.�:�.�., these obligations in the manner provided in paragraph 2,or if not paid in that manncr.Borro�ver shall pay them on timc directly
<br /> -���::::i;=� to the person owed payment. Borrower shall promptly furnish to Lender all noticcs of ttmounts to Ue p�id undur thie parasraph.
<br /> --==--�- -' If Borrower makes thcse payments directly,Bonower sliall prompdy furnish to Lender rcceipts evidencing the paymcnts.
<br /> r:.� :'
<br />--�-�•�,�,� : Borrower shnll promptly discharge uny lien which h1s priority over this Security[nstrument unless Harrowar (a)ngrees in
<br /> "`N�'���.>����� ` writing to the puyn�ent of the obligation secured by the lien in a manner acceptable to Lende�: (b)conteste in anod faith thc lien
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<br /> •:.+.� by, or defends aguinst enforccment of thc lien in, legul proccedings which in the Lender's opinian a��rat� to prcaent t ie
<br /> " � enforcement of the lien;or (c)secures from the holder af ehc licn un agreemenc sutisfactory to Lender subnrctinatinB che lian to
<br />-== . � � this Security Instrument. If Lendcr determines that any part of the Property is subject to a lien which ma7� attwin priority ovcr
<br /> ��"�.;.�` this Security Instrumcnt, I_endcr may give Borrower a notice idcntifying thc licn.Borrower shall satisfy the lien or cakc one or
<br /> °', '. more of the actions set forth ubove within 10 days of the givin� of notice.
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