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:.:, , , . . . .. ,. r�, � ,_ . . .... . .., . - - FI�S�T FEDERAL LINCOLN BANK � DUUGLAS P TAYi.�R � �. � �1235 N STREET PAMF,I.A C TAY .nR I.oan Number n16�13 LINCOLN, NE 68508 1114 S PINF.ST oate '�nril 2 : -�BALIIZISLAND�1E-- �$SQL_ nnet��tv o�ca April_ 30 2 : LENDER'S NAME AND ADDRESS ____ ____ Loan Amount s _.__�,424.�. ---------- "You"means the Lender, its successors and assigns. pORROWER'S NAME AND ADDRESS -- --- ---- ---------------------- -- Renewal Of .- _ -------- TERMS FOLLOWING A ❑ APPLY ONLY IF CHECKED "I" includes each Borrower above,jointly and severally. NOTE-For value received, I promise to pay to you, or your order, at your address above,the principal sum of: _r1YE_TIIQIISc`1riill'Q11C�IllriS�rCi�T]Y�IlYy__ Fnur ari(137/100 �o��ars S ___��424•37 , plus interest from A(iCil 27 1998 at the rate of 9.000 % per year until_A�pll 30�QQ1 ❑ ADDITIONAL FINANCE CHARGE-�also agree to pay a nonrefundable fee of S ,and it will be ❑paid in cash. ❑ paid pro rata over the loan term. ❑ withheld from the proceeds. Ilf this fee is withheld from the proceeds,the amount is included in the principal sum.) PAYMENT-I will pay this note as follows: la) ❑Interest due: Principal dus: lb1 �Thfs note h�s .,.�_payms�ts.The firet payment will be in the amount of 9 172.69 and will be due 05/30/98 A paymsnt of / 172.69 wiil be dua on the same day of each mAnth thsnaRer The}inel payment of the entire unpeid balance of principal and intereat wiil be due �/30/Ol INTEREST-Interest accrues on a d81 y basis. � POST-MATURITY INTEREST•Interest will eccrue at the rete of 19.0 % ❑ PREPAYMENT CHARGE-I agree to pay a prepayment charge of S per year on the balance of this note not paid at maturity, including maturity by acceleration. if I pay this loan off before you have earned that much in interest. � RETURNED CHECK FEE- I agree to pay a returned check fee in the amount of � LATE CHARGE- I agree to pay a late charge on any scheduled installment or 5 ZQ,QQ for any check that you return due to insufficient funds,closed portion thereof, made more than ten days after it is due, equal account, or any other reason. to 5% of each installment or 55.00, whichever is less, or in lieu thereof, interest THE PURPOSE OF THIS LOAN IS- HOI11C IIIl rovement ' after maturity on each such instaliment at the highest permissible rate. —�— PURCHASE SPA SECURITY-You have certain rights that may affect my property as explained on page 2. This loan � is ❑ is not further secured. la) ❑This loan is secured by ,dated lb) �Security Agroement - 1 give you a security interest in the Property described below. The rights I am giving you in this Property and the obligatlons this agreement secures ers defined on page 2 of this agreement. 1114 S PINE ST GRAND ISLAND NE See Legai Description Secured by UCGl on File. This Property will be used for non-business purposes. ANNUAL PERCENTAGE RATE FINANCE CHARGE AMOUNT FINANCED TOTAL OF PAYMENTS I have the right to receive at this The cosCof my credit The dollar amount the The amount of credit The amoun[1 will have paid when time an itemization of the