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THISADIUSTA�l.�31RAT81tIDBRItmWt�his 2hD a.yot_�VEM3F.R _,�p 92 anE1�IMdrFOrnNlnmx+dsM1Qlbedeemed�oimmd�ed�upplm+eni�heMonl4e,IkcdoiT�vn,orSt.WdtY�lUho"SCCUr6ylnuna:nP9of - . iheHmedae�Irrobyi5euodenifn<d(:he"8orruwa")IOStturcHorroxn•sAdJu�ubleRneNouphc"Nole"I�o114y1�.EkQB6�tlA}IRd2 _ MUMD phe"LSndn")of�Ae s�me due�nd wrMnj�he O�opcny dacAbed in�he Setud�y In9mmm�+nd laatd au _ ,:: F2 CH(INTILIY ST., CRRND ISL�ND, NEDRIISK� 600Q3 = 1ProperlyAdd�tss) TL4 nole aonldn�Prmi�lan�Nexinj fa�i�eje+U mY Intrmt nie�nd my reonhlr i;.;- p�YwuW.7dJa�ale tl�o liriu 6e�wo�at w dteratt nte a�aYU{e�t��Y oee Ilmt and _ s1r.��inmtntnnuiearot iM mu{e�s rsk I mr.r,tpap. �_ ADpttLONAL CQYF.NtlatVtS.[n a?dii?on to il!s mrennnts ank a3n<m<a�s maAc tn�he Sccw�iiy Insuumrn[,6orcawer and[cder -__ NnCttcovmantw+3ag�cra�to!tmt7: A. l;Id�E3t£S7 ttATE ANID Mlo?7'P4f3.Y PAYhiF:h'CCSIA�GFS :; "(l:e Note OroWdu tor an iNdei in:au�ram o( 5�25 R�.��on 4 of Ihe No:e proWJu for char.ges in ihe imcru��am n��he n�. mo��idy pxymmb,ea foltous: . 4. /KI£BESTRAT£ANOMONT//LYPAYhfEMG1ANGES - tA) CM�sjsDaGS _ 1'heinlarulrnmlutilpaymaychangeonthefiu�dayof ,_P��EI�i��R._— .19__��.��dostha�dayaecry -- 19 _monthsthu�aftar.PachdateonoM1khmyinuutramwuldchangeiscallcda"Ch�ngeUate." =- (B) 7Lelndt: OeY�nninguilhthetlrslCh�ngcDale,myintereslratewiil6ebascdoaanlndex.Tht"Index"i�lhe��aklya�•enS�Y��donUn(udStltu _ Trea�ury saudtia adjurtcd to a eos+�xm m�wd�y of 1 Y�ar,nt made anii�ble by Ihe!'ada��Aa�ane Roud.The mosl rtctnl Index Obure _ avillable af of Ihe dotNS d�ys before rah Ch�nBe Dau i�called ihe"Cuvenl lndex." _= If Ihe Indrx Is no lon�u�vall�ble,ihe Nou Ilold«xill rhao�e a new index which i�b�s�d upon comNr�61e informailon.ihe Note ftoider wlll yhx me nvtice of thit choice. ` (G7 Gk�INlo.otC4�ia &foreuchCh�nteD+te,lheNO�eltoldux111cdculaemynewlntc�u�r+�ebyoddi:.��ILQA'F-HOLF peranage =_ pdmtl�7 5. K�)�o�heClurm�IndtxanOmunamtwmer.e�m�vd�hoii+usuui�c�w�nctimiiasuu6iniaiion;tDio��:.. _. ihB roundtd unouN xill be my new intval��tt umil the nexi Chanje Pue. - The Nom Iloldu wiil�hen dnermine�he amoum of�he mor.ih�y O�Ymm�tha would be sufOciem lo«pry in futl�he princiDai I am -'. txytatMtooweonth��ChmieDiieiniubit�ntlnlly�qmlpaymemsby�hem�wtl�ydate��mynewinttteslrnaThcruultof�hlsalculcion °_ x{!1 be Ihe n�w emount of mymonlhly D3Ymtm. - (p) Wldonf�larnlRHeCY�e=es = The intera� m:e I �m tequired m pay al the Nst Ch�nge Dam will no� be S�eater ih�n 7.25 5� or lus �hen - � ^3.2Ci,_Si.ifitrcaher,myfntttu�ntewillnerubeincrcuNord<crcmadonnnysingleChangeD�tebymoreihan�1711. -_ ._.�2.Q`l�i�._from�herattofintarntlharebtenpiylnP�orlheprcc<dlnalxelremonlhe.Theminlmuminuuare�eonlhislomxiilntr<rbe _ lus�hm_.e'• -�S'�andtfiemuimuminuuvmtewillnererbeerralerthan 10.25 51. ' � (bj £ffeclirsDrieofCh�n=<s Mynewinleeslratew1111xcomesffalireoneachChangeDale.lxillpay�heemounlofmynewmon�hlypaymantbeyinningon�hefirsl "- - menthlyp�Ymm�tlmeaf�enheChangeDaleuntll�heemoumofmymomhlyp�ymemahanbesagain. P- : (T) NotkeofCAanirs rc� The Nole Hoidu will m�il ot dd(rer lo rae a noiic<6efore<xch Char.g<Dma The naict will addse me af: - (1) thenewin�untta�eonmyloanosofiheChang<Dale; ' - (II) (hexmoumofmymoNhlypaymemfo:IOwingiheChanyeDatr, �� pip anyaddltionalmeturswh!chtheNOteHo!dcNsrequtrcd�odixlwe:and Qq Ihexddressof�heauala�lonyoumuldcoma<�reE+�dirpanyquts�lonsobovuheadjmtmrntnoeice. `_ -- 8. CIIAACE4;LIEhB �''` � UnlformCorenant4of�heSecuritylmmimemhor.:<r.C<dtoradasfolloxs: " 1.CMr�n;IJero.�mroxu shall pay all�a�<s,aseosmm�s,and oihu charga,finos.and Impo�iiions auribuiable ta ihe Pwpany xhieh may �� auclnando�itvorer�M1lsSevritvlm�mmmyandlta�dm:dpa)'mtmsaf6�oundrcmsJfany,Inthemennttp�mlACdunderpa�a8�nph3ht¢of °- _ or,ffnotp3ldinsuehmannor,by�otwwttmakingpa��n:em,.rhrndue.direcUY�o�hepa)ee0m�eof.Qorro��'ushatl{�romp�tyfumishLendu °_ zl no�ices o!amoanU due ur.JCr�his paragreph,and in ihe nem Uorrox�r shall makc pa>ment dirocty�,Uorron<r nhall p�omp�ly furniih�o Lend[t rtt<IDIf arfdmoing such pa)'mems.Ilouowt� sLali pmmp�ly dixharge an�•lien��hich has priorip•arer Ihif Sauri�y IntlrumtnG - hoxatr. �orrowcr shall na1 be tryuind�o diuhaigt an��s��ch licn m long u Uorroxer.Ia)�hall agm in.�riiing lo Ihe pa�mtnl of�he '�� _ { _ obliea�ion sttvrcd by snch ifm in�he manne aacepiab!e�01 endtr.(b1+��all in good fai�h comes�mch Ifrn b��,or dtf<nd agaimt enforttmn.�of = suchlirnin,legalD/aadinesuhichinihropinionofLrndvo�K�arc�op�oennhaenfo�canrntofihelleno�fo�feftursohhePropenyo�my = ryn ihvwf;o�(el�h�ll snvrc Oam Ihe holder of�uch Lrn an aF�«mem in a(o�m samfaao�r�u I-rndtr�ubo�dfna�ing+uah lien m�hi+ - Sttcri�Ylmuumem. .. If Lendcr d<u�minca ihat all m an. ryn uf�ht Pmp[m-n.uhlM m a I:tn uhrch ma�aunm a pnonir u�u Ihn Stemm in+trunrm, . Lend<r shall Fi�e Douonu a immc�dentdpng su.h lirn.Ifo�m..c�.hall.aosl>avah Gen o�taAc una o�mo�e nf ihe a.w:n u�Innh alw.e „ xi1hI�IMUa)S011h«'i�'�I�gol�ll[nolicG C. NOTICF. .. UndcrmCOCenantl�olaEeSecunqlesaur.��:':.a^er.Gedwnarla.(ol!ex�: . ..'. 1�. Yotltt.Ezc<Ct far anY no�i.e req.::[d ur.GU npplfcable lau�o:e F�•rr.in aenC:a r.-xcr.:: al a":.ro:r.e�o Ifrnrae:r:�.':W E:::::�n � SKnntS INUUmer.t 1bll beYisen D)�<In<n:g it ot byrt:ailinR ii h)fnw clau rt:vl to llouoxa a�ICt F�oxry ACdrn�c�al�cchclhet a�]:n� . m Muexu ma�des�gm�e b)notitt la Ler..':-as p:mi2<d hauin,and(b)nm r.ou«�o I.cr.dv shall l�e gn<�hp li�+�<a�+ma0�n i-uiC<�'c ¢.a.Z1[SSfIB1td�:8<IOO�IDSYCAOIhtI2dJttS31c1iR�f1¢dyuCCgnd.fAypJ6Cf10I70��Owtf25�ffU��LfdF.tltJ� Anqr.cC<eF��r'�tdfo�in�hi. - S<cmity Ir.s�mn:em shall be Cecmed to ha•e t<tn gi�m to Qourva o�L eeder uL�n gnen In iEe manr.e�JengnakJ he�ein.