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<br /> „� FHA C�se No. � --
<br /> � �" � � 3?.1-1862394-729 --
<br /> _ �,,.• _
<br />,��"�.��+.�. __
<br /> �-�wr����.: � ADJUSTABLE RA'TE RI��R
<br />_ .:: ._; .
<br /> �°:�s����.:.. THIS ADdUSC.ABLE RATE RIDBR is madc thls 21St day of Apl"11 . 1997 , _
<br /> � " and is incorporated iato And sHnll be dccmed to amend and supplcment the Mortgage, Deed of Trust or i_s
<br />;�;:,+R�J Sxurlry Deed("Socuriry Insmjment") of the sazne date given by the undersigned ("Borrower") to secure """
<br /> _-.,.,�
<br /> Borrower's Note ('Nlote")to 14a jor Mortgage =-
<br /> ;a.,,
<br />;:;;.,..
<br /> �;.,�
<br /> �;r;;:s,��,� . (the"Lender')of the same date and covering the properry dcscribcd in the S�cur�ty lnsuument end located at:
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<br />__;.�.:it�
<br />-_�.-y:::_�;�,s# nn�n a���4i!?'3�'!3.".1 flri_�A,r!"3!�� IS�3�!L�,AI� tiARQ�
<br /> �
<br /> _-;�.'°�°� I�P�nY ABdrcss]
<br /> �,:fi�a�s!,' :
<br /> ��*�� THE lOIOTE CONTAIN5 PROVISIONS ALLOMIING FOR CHANGES IN THE
<br /> �y���- •; INTEREST MTE AND THE MONTHLY PAYMENT. THE NOTE LIMITS THE
<br /> _���,�f::�-, ,r AMOl1NT THE BOEiiiO{NER'S INTEREST RATE CAN CHANGE AT ANY ONE TOME
<br /> __=:°�=;�'.R Al11DTHE MAXIMUM�tATE'fHE BORROWER MIUST PAY.
<br /> �
<br /> .-=_„;,��.�� ADDI7TONAL COVEIVAN'A'9. In addition to We covenants azed agreemenu made in tht Security
<br />---_—�=�! InStrument. Bocrower and Lender further covenant and agra as follows:
<br /> ------�-:y' INTE�tES'r Rl�TF, AND MONI'�FYT.�I 1'AYIVIF.NT C�YAIVGES
<br /> � � (A)Chwogellate _
<br /> --__ — The intere.ct mte may clinnge on the first day of .l Uly , 1998 ,end on that day -
<br />-„�.,� of each succading year. "Chauge Date"meaas each date on wtuch the Intenst rate could change.
<br /> (8)The Index
<br /> --. l3eginning witt�the Rrst Change Date, the Interest rate will be based on an Indea. "indea"means the
<br /> �"` -� wcekly avei�ge yielci on Unite�i States Treasury Securities adjusted to a constant maturity of onz year.as mada -
<br /> -- available by the Federal Reserve Board. "Current Indea"mean�s the most receat Ind�a figun available 3U days
<br /> befon the Change Date. If the Index(as definect above)is no longc�available.Lcnder will use as a new Index
<br /> � _-.---_ any index prescribod by the Secretary. As used in this Rider, "Sesretary means the Seeretary of Housing and
<br /> �-� Urbun�evelopment or his or her designee."Lender will givc Bo�rower nudce of the ncw Index. --
<br /> A ��.�__ _:���.p� ___.
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