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<br /> WHEN RECORDED MAIL TO:
<br /> Equitable Bank
<br /> Diers Avenue Branch
<br /> PO 6ox 760
<br /> Grand Island,NE 68802-0160 FOR RECORDER'S USE ONLY
<br /> DEED OF TRUST
<br /> THIS DEED OF TRUS�is dated December 27, 2011, among DENNIS J. ROSNO,whose address
<br /> is 4792 NEW MEXlCO AVE, GRAND ISLAND, NE 65803 and AMBER L. ROSNO, whose
<br /> address is 4192 NEW MEXICO AVE, GRAND ISLAND, NE 68803; Husband and Wife.
<br /> ("Trustor"); Equitable Bank,whose address is Diers Avenue Branch, PO Sox 180, Grand Island,
<br /> NE 68802-0160 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"};
<br /> and Equitable Bank (Grand Island Region),whose address is 113-115 N Locust St; PO Box 160,
<br /> Grand Island, NE 6880 2-0 1 60 (referred to below as "Trustee").
<br /> CONVEYANCE AND GRANT. For valuable consideration,Trustor conveys to Trustee in trust,WITH POWER OP SALE �
<br /> _ for the benefit of Lender as Beneficiary,all of Trustor's right,title,and interest in and to the following described real
<br /> property, together with all existing or subsequently erected or affixed buildings, improvements and fiMUres; all
<br /> easements, rights oi way, and appurtenances;all water,water rights and ditch rights(including stock in utilities with
<br /> � ditch or irrigation righTS); and all other rights, royalties, and profits relating to the real property, including without
<br /> limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL
<br /> County,State of Nebraska:
<br /> Lot One 11), Block One (1), Woodland Park First Subdivision, in the City of Grand Island,
<br /> Hall County, Nebr�ska
<br /> The Real Property or its address is commonly known as 4192 NEW MEXICO AVE, GRAND
<br /> ISLAND, NE 68803. The Real Property tax identification number is 400423685.
<br /> CRO55-COLLATERALIZATION. In addition to the Note,this Deed of Trust secures all obligations,debts and liabilities,
<br /> plus interest thereon,of either Trusto�r or Borrower to Lender, or any one or more of them, as well as all claims.by
<br /> Lender against Borrower and Trustor or any one or more of them, whether now existing or hereafter arising,whether -
<br /> related or unrelated to the purpose of the Note, whether voluntary or otherwise, whether due or nct due, direct or
<br /> indirect, determined or undeterm.ined, absolute or contingent, liquidated or unliquidated, whether Borrower or Trustor
<br /> may be liable individually or�jointly with others, whether obligated as guarantor, surety, accommodation party or
<br /> ofherwise, and whether recovery upon such amounts may be or hereafter may becorne barred by any statute of
<br /> limitations, and whether the ohligation to repay such amou�ts may be oe hereafter may become otherwise
<br /> unenforceable. If the Lender is required to give notice of the right to cancel under Truth in Lending in connection with
<br /> any additional loans,extensions of credit and other liabilities or obligations of Trustor to Lender,then this Deed of Trust
<br /> shall not secure additional loans or obligations unless and until such notice is given.
<br /> REVOLVWG LINE OF CREDIT. This �eed of Trust secures the Indebtedttess including.without limitation,a revolving
<br /> line of credit,which obligates Lender to make advances to Borrower so long as BoYrower complies with all the terms of
<br /> the Note.
<br /> Trustor presently assigns to Lender(also known as Beneficiary in this Deed of TrusU all of Trustor's right,title, and.
<br /> inte�est in and to all.preseni and future Ieases of the Property and all ReMS from the Property. In addition,Trustor
<br /> gre�ts to Lender a Uniform Commercial Code security interest in the Personal Proper[y and Rents.
<br /> TNIS DEED OF TRUST,INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS ARD
<br /> PERSONAL PROPERTY,IS GIVEN TO SECURE (A1 PAYMENT OP THE INDEBTEDNESS AND (BI PERFORMANCE OF
<br /> ANY AND ALL aBLIGATIONS UNDER THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON
<br /> THE FOLLOWING TERMS:
<br /> TRUSTOR'S REPRESENTATIONS AND WARRANTIES. Trustor warrants that (a) this Deed of Trust is executed at
<br /> Borrower's request and not at the request of Lender, (b)Trustor has the full power, right,and authority to enter into
<br /> this Deed of Trust a�d to hypothecate the Property; (c)the provisions of this Deed of Trust do not conflict with,or
<br /> result in a default under any agreement or other instrument binding upon Trustor and do not result in a violation of any
<br /> law, eegulation, courc decree or order applicable to Trustor; (d)Trustor has established adequate means of obtaining
<br /> from Borrower on a continuing 6asis information about Botrower's financial condition; and (e) Lender has made no
<br /> representation to Trustor about Borrower(including without limitation the creditworthiness of Borrower).
<br /> � TRUSTOR'S WAIVERS. Trustor waives all rights or defenses arising by reason of any"one action"or"anti-deficiency"
<br /> law, or any other law which may prevent Lender from bringing�any action against Trustor, induding a claim�.. for
<br /> deficiency to the eMent Lender is otherwise eniitled to a claim for deficiency,before or after Lender's commencement
<br /> or completion of any foreclosurE action,either judicially or by exercise of a power of sale..
<br /> PAYMENT AN�PERFORMANCE. Except as otherwise provided in this Deed of Trust,Borrower and Trustor shall pay to
<br /> Lender al! Indebtedness secured by this Deed of Trust as it becomes due, and Borrower and Trustor shall stricfly
<br /> perform all their respective o6ligations under the Note,this�eed of Trust,and the Related Documents.
<br /> POSSESSION AND MAINTENANCE OF THE PROPERTY. Borrower and Trustor agree that Borrower's and Trustor's
<br />
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