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<br />    				WHEN RECORDED MAIL TO:
<br />					Equitable Bank
<br />					North Locust Branch
<br />					113-115 N Locust St 							.
<br />					PO 6ox 160
<br />					Grand Island,NE 688�2-0160      					FOR RECORDER'S USE ONLY
<br />    									DEEQ OF TRUST
<br />    				THIS DEED OF TRUST is dated January 5, 2012, among REYNALDO RAMIREZ,whose address
<br />    				is 419 E SUNSET AVE, GRAND ISLAND, NE  68801 and BLANCA O CASTANEDA, whose
<br />    				address is 695 N WHEELER AVE, GRAND iSLAND, NE   68801; HUSBAND AND WIFE
<br />    				("Trustor"); Equitable Bank, whose address is North Locust Branch, 113-915 N Locust St, PO
<br />    				Box 150, G¢�and Island, NE   68802-0160 (referred to below sometimes as "Lender" and
<br />    				sometimes as "Beneficiary"); and Equitable Bank (Grand Island Region), whose address is
<br />    				113-115 N Locust St; PO Box 960, Grand Island, NE  68802-0160 (referred to below as
<br />    				"Trustee").
<br />    				CONVEYANCE AND GRANT. For valuable consideration,Trustor conveys to Trustee in trust,WITH POWER OF SALE..
<br />    				for the benefit of Lender as Beneficiary,all of Trustor's right,title, and interesi in and to the following described real
<br />    				property, together with all existing or subsequently erected or affixed 6uildings, improvements and fixtures; all
<br />    				easements,rights of way,and appurtenances;all water, water rights and ditch rights (including stock in utilities with
<br />    				ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
<br />    				limitation all minerals, oil, gas, geothermal and similar matters, (the °Real PropOYty"} I6C8t6d ill FIALL
<br />    				County,State of Nebraska:
<br />					THE SIXTY-ONE (61} FEET OP LOT FOUR.(4), 1N BLOCK EIGHT (81, ORIGINAL TOW�f,
<br />					NOW CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />    				The Real Property or its address is commonly known as  613-615 N WHEELER AVE, GRAND
<br />    				ISLAND, NE 68807. The Real Property ta)c identification number is 40000555.
<br />    				CROSS-COLLATERALIZATION: In addition to the Note,this Deed of Trust secures all obligations,debts and liabilities,
<br />    				plus interest thereon,of Trustor to Lender,or any one or more of them,as well as all daims by Lender against Trusior
<br />       			�    or any one or more of them,whether now existing or hereafter arising,whether related or unrelated to the purpose of
<br />    				the Note, whether voluntary or otherwise, whether due�or not due, direct or indirect, determined or undetermined,
<br />    				a6solute or contingent, liquidated or unl�iquidated, whether Trustor may be liable individually or jointly with others,
<br />    				whether obligated as guarantor,surety,accommodation party or otherwise,and whether recovery upo�n such amounts
<br />    				may be or hereafter may become barred by any statute ofi limitations,and wheeher the obligation to repay such amounts
<br />    				may be or hereafter may become otherwise unenfiorceable.
<br />    				FUTURE ADVANCES_ In addition to the Note,this Deed of Trust secures all future advances made 6y Lender to Trustor
<br />    				whether or not the advances are made pursuant to a commitment Specifically,without IimiTation,this�eed of Trust
<br />    				secures, in addition to the amounts specified in the Note, all future arnounts Lencler in its discretion may loan to
<br />    				Trustor,togefher with all interest thereon.
<br />    				Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right,title, and
<br />    				interest in and to all present and future leases of the Property antl all Rents from the Property. In addition,Trustor
<br />    				grants m Lender a Uniform Commercial.Code security inYerest in the Personal Property and Rents�.
<br />    				THIS DEED OF TRUST,INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY WTEREST IN THE RENTS AND
<br />    				PERSONAL PROPERTY,IS GIVEN TO SECURE (A1 PAYMEIYT OF THE INDEBTEDNESS AND (S) PERFORMANCE OF
<br />     			.      ANY AND ALL O&LIGATIONS UNDER THE NOTE,THE RELATED DOCUMENTS,AND THIS DEED OF TRUST. THIS
<br />    				DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS:
<br />    				PAYMENT AND PERFORMANCE. Except as otherwise provided in�this Deed of Trust, Trustor shall pay to Lender all
<br />    				amounts secuted by this Deed of Trust as they become due, and shall strictly and in a timely manner perform all of
<br />    				Trustor's obligations under the Noce,this Deed of Trust,and the Related Documents.
<br />    				POSSESSION AND MAINTENANCE OF THE PROPERTY.  T�ustor agrees that Trustor's possession and use of the
<br />    				Property shall be governed by the following provisions:.
<br />					Possession and Use. Until the occurrence of an.Event of Default, Trustor may (1)  remain in possession and
<br />					control of the Property; (Z) use,operate or manage the Property;and (3) collect the Rents from the P�operty.
<br />					Duty to Maintain. Trustor shall maintain the Property in tenantable condition and promptly perform all repairs,
<br />					replacements,and maintenance necessary io preserveits value.
<br />					Compliance With En�ironmental Laws. Trustor represents and warrants to Lender that: (1} During the period of
<br />					TruStor's ownership of the Propefty,there has been no use,generation,manufacture,siorage,treatment,disposal,
<br />					release or threatened release of any Hazardous Substance 6y any person on, under, about or from the Property;
<br />					(2) Trustor has no knowledge of,or reason to believe that there has been,.except as previously disdosed to and
<br />					acknowledged by Lender in writing,  (a)  any breach or violation of any Environmental Laws,  (b)  any use,.
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