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<br /> 'i'OOIiT1iL'R Wtttt nil iho improecmcros now or IxrcnRer ertttcA on thc propertY.and ail cascmcnts,nppnncnancu.
<br /> �mi flxlufts now a httte0er e pnrt ottho propcny. All n:pixenums and sdditlons sh311 also Yo covcrcd 6y tlds Sauri�y ._ __.
<br /> Ins!nimrn�. Ail of tta foragoing Is m2rrcA to In tlds Stcudty Inslmment as�he"Propeny."
<br /> 80RROWkR COV�NANTS tim�11orco�vcr is ImvPolly uisat ohhe esiate hcroby conveyed and has�he dgh��o grant
<br /> and canvey fhe Pre�perty nnd thet tho Property Is anencumbercd,exttp for encumbnnces oF rccortl. Brxrowar wurams and
<br /> will detend gener�liy tho IUio!o the Property ngainst all clnlms and demai�ds,su6)ec��o nny encumbrances of record.
<br /> 7'fIIS SGC{1RTfY INS1RURtENT combines unifomi cortn3ms for na�lonal usc and non•unitotm covonants wi�h
<br /> Iimtted vc�tallons by Judsdinionlo cons�itme n unifomi sccudiy tnstn,mem covcdng rcal propcny. ,- . ._
<br /> IJNIfORMCOVIiNANTS. Borcowerandl.cndcrcovcnaNnndagrcoasfollowr. �
<br /> I. P�ymtnt otPdndpdand Taleresh Prcpeymmt and LNe Ch�rga. Oorrowcr s6ai1 prompqy{�y whcn due�hc �;�i�__
<br /> pdnclpal ot ond INCrcst on�he deM evldtnced 6y tho Noto nnd any prcpaymem�nd lato chazgcs due undcniu Nae.
<br /> 2� FSindsfor7kzaf�ndlns�ir�ncs. SubJccttonppIIcaLlelawm�oawr0tenwaivcr6yl.endcr,Bortowcrshallpayto �i�;? `
<br /> Lcndtr on�hc da monthi � mcnts nra duo undcr�Iic No�o,umil tho No�o is iid in PoII,a sum("I'unds")for.(a)yc.d '"'`°-" `�
<br /> Y Y P Y p. Y �,;jt�•_
<br /> taxes nnd assessments which m�y minin pdority ovcr tUis Securi�y Instmmem ns n Ilen on the Fropeny;@)yeariy Ieasehold
<br /> �aymrn�s or ground rcNs on iho Pro�xity, if nn�; (c) ycx�dy hazazd or propctty insucuxe premtums: (d) ywdy flood �L=�_-
<br /> nsur.mco premiums,if any: (a)ycad�mortgago nsuronse pmm[ums. it any; arA (�any sums payuble by Qorrowcr to _
<br /> Lendcr,In aaordanco nith thoprovls ons of paragrap[�8,in iicu of the pay�r.rtt of mongage insum�pmmiums. 'If�eso --. - :
<br /> Items;uo callcJ"4'scrorv items. l.ender mny,r1 anY time,coitect and hotA f'vMs in aie amount r.ot to exoece the maximum rss:;�,'",-`-�-'-�:�-
<br /> amount a knder for a(ederally rcta[ed motlgago tavi may rcquice for IIor�o���ttk escrow�coum urtder tho federai Real �`d.�`.�=;.'.-�
<br /> &tato Settleraent!'rocedures Acl of I974 as ame�ded from tinee ro Ume,12 U.S.C. T60t a sr .("RTSPA'),unless amott�er ��'/"`��` �
<br /> 4 R I!fcl.::;
<br /> law that aFp[ies to the I�nds sels a iesur amoum. If w.Lender may,at aay time,eo:.:c1 aml hoSd(Unds in an amount na tm 'J� rY��F�_��.
<br /> exceed tt�Icxur ammu:t- Lender may estimate the amouN of Tunds due on ih: huis of currunt daw and rcaso:4aD?e � k-n,,,._�;-
<br /> esumates of expenditu�s of(umro fiscmw Items or oNznvise in accordance with a{.p!icaUie law. F,F°-;� �
<br /> Thc Punds shaq bo hetd in nn Inslifutioa whose deposhs arc insurcd Ly a feAaral agrncy,instrumcntaiity,or emi�y �+'��� �.
<br /> (In.ludireg I.ender,if Lender is such an insH�mion)or In my('rdeml Ilome Loan Bank. Le.rvlcr shall apply the Punds to pay .��s �,•a
<br /> tlM Escrow Items. I.ender may nw ci�a�ge 6ortower for holding and applying the Ponds,annualiy analyzing�ha exrow ,.,_��,,;.
<br />� aaoum, or verifylag the Cscrow Item.. anieu Lender pays 6ortowcr imerest on ihe ILnds and applicable law pertniu ;;X,�Y;','.__
<br /> [.ender to make such a cLarge. liowever,Lender may reqnire Uortower�o pay a ono-tima charge for an indrpenAcN real - �« -
<br /> estale Ias rcponing scrviva used by Lendcr in wnr.caiion wuh this loan,unless ayplicablc law providcs othenvise. Unless nn ��'�fl ;
<br /> agrcement is made or�,Gtcab!e Imv requircs intercs�to bc paid,Lcndcr s6a11 not be rcquircd�o pay Qortower any imcnsi or � ,�y�� -
<br /> eamings on Ihe PUnda aarower and Lendcr may agree tn writing,however,iha�interest shall be paid on lhe I•Lnds. I.cnder x��rt�C%a;.::';
<br /> shili give to Rortower,wl�hout charge,un a,mual accounling of tlk Wnds,showing crcdi�s and debi�s to ihe Funds and the ;�ti��'^`:'-
<br /> purpose for which exch debh m�he Punds was maAe. 'Ihe Punds ve plcdged as additional ucurity for all sums sccurcd trp �SRf�E:%`,
<br /> this3ecurity lns�mm.a�x. - r�,��i� -
<br /> �(���g.�. }:._����.. t��,u_� �.��A t� ,mn�n-:F.mii��rd in he held 6y noplfcahle law. L.ender shall aceounl to i . �-
<br /> IIortower fo:t3r etoesz F�.�ds in accordanee wi�h the roqulrcmeNS of applicabk la�v. If the amounl of�he f•Lnds held by �-� .
<br /> Lender a�nny uma is no�sefficient ea p.:?'the Escroiv ltems when due.Lender may so nmify�orcower in wri�ing,anA,in t�i�'h,� '.
<br />- such case Enrrowar shall �7 lo I.eai�.r +he amount necessary to make up�he deticlency. Rorrow�er shall make up�he ��*v,Y �--
<br /> Jt r.a-.:
<br /> deticiency in no more thr.a aaxNe monm{y payments,a�LenderS so�e discrcilon. �r=+�.,a;�:.��
<br /> Upon payment in fuCi of all sums sccun�d by thls Securi�y Insimment,Lender shall pmmptly rcPond to 6ottower eny _ ___
<br /> Ii�nds held by Lender. 5C.under paregraph 21.Lender shall acqufro or sell the Pmytny,Lender,prior m the acquisi�ton or �:��;r,^-��::-
<br /> sale of the 1'ropcny,sh�ll appty any t�Lnds hcld by Lender a�the�ime af acquisi8on or sale as a ercdit against tlu sums �`i� -
<br /> securcd by�his Secmity inswmrnt ���} } �.
<br /> 3. Appllcatian of Payments. Untess applicablc law provldes o�herwise, all paymems rcccfvcd by Lcnder imdcr "iXU` "-:
<br /> paragraphs I and 2 shall be applicd:first,�o a��y prcpxyment charges duc under the Note:second,to amoums payable under �r�tSt;p.�;
<br /> paragreph 2;third,to irtie�esl due;founh,to pdnc(pal due:and Iut,to any latc chuges duc undcr thc No:c. � ���i ,;
<br /> 4. Charges; Uens. 6ortowcr shail pay all �axes, uscssmems, ciiarges,Tnes and Impositions auritmable ro �he ����r •�
<br /> Mopcny whkh may m�ais pflority over this Sauri�y Ins�mmen4 nnd kaschold{ny�rtxms or ground rcms,if any. 6ottower ��„+,u,°,,:
<br /> ahall pny the.0 obligationx in tht manncr provided!.^.�er_oM^I!2.or i(not pald In th�t manner,ltorcowcr shall pay�hcm on ��eYV:vre�;-.
<br /> time dires:tl}zotho�xrson o��Ydyxymzm. Qortower shall prom�xip(nmiah m Ler.der nll noi�ces,t nnwunts to Ix pxld ir.hec �,�5�p;��q �-
<br /> this pa:xg�aq:e. If Uorrower me4rs in.se paymems diratly.IIo;row«shnll pranp0y fumish io Le�dm receipu evidencia= c,tli'� ''.
<br /> thepaymems. ��`Irs• .
<br /> Dottower shnll m ll dischar e an lien whlch has rioril orer thix Sec�aa Insuument unless 6orrawer.(a)a es �t" ~�� �
<br /> P �M Y S Y P Y Y grt f��p��{`:i-...
<br /> in wri�ing�o ihe payir.en..�'�he obligaiion secured by�he lien in a manner ecctpubte�o Lender,(b)contes�s in guod fni�h�Ec tfr±':��f:t�,.:
<br /> Ilen by,or deknds against er.forcement of the lien in,legal proceedingc which in�he Lender�opinion aperate to prevent tF.e -ti: � ;;
<br /> enforcemera ot�he Iicn:m(c)secures Gom�he hoider o(the lien an ageement sa�isfzctory w Lender suUordinating�he lier. �7� :j���> _
<br /> to�his Securi�y Inswmen� If Lender de�emiines thai any pan of�he Propeny is subjec�ro a lien whlch may auain priori�t -j;�;_?!;^c-�
<br /> over�hia Secumy Instnim:nt,Lender may give ISortower a no�tce iacmifying�Ex lien. 13onow�cr shall sa�isfy the lien or�ake '•}°c'.�,±i--
<br /> one or moa of thc acf ons se�fonh aUove wi�hin 10 days of the giving of notirr. '°�_=`=';,;
<br /> '��.;�':.'•. .
<br /> 5. 31nurJ or Properiy Insuranee. �oRO�ver shall keep lhe Improvemems now exisling or hereafaT er.cted on�he ,_',�„Z_:__.
<br /> Ropetly iasurcd agaiust loss by fire,hazards included wi�hin�hr tarm"exur.cl•d roverage"and nny o�her haza:ds,ineluding ; ,_�;���,.:
<br /> tloods or ikwding, for which Lcndcr requircs insurancc. 'Ihis insy.mcc shall bc maimained an 1hc amounts and for lhe ..�/�(�s�;:•_ _;�
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