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<br /> 7�0f3R7IlPiR WI'fR all the Improvcnknta now or herw(ICr erccicd on the propmy,nnd all cnscmems,npp�nonnnccs,nnd
<br /> llzwrcs nnw or IureaRer a p�n at the pmpeny. All replottnxnte nnd ndditlons sL�ll aiso bo covcral 6y this 3ecuriry
<br /> Ins�n�meN,All af tha Poregoing Is rcferrcd tn in this Secud�y in.wnxau as the'Propeny.'
<br /> IfORHOWI3R COVllNANTS th�t Harrower Is Inwtully helstd of tlte Cslnia hcrcby convcytd and hns tlio right lo�mnl nnd
<br /> ronrcy Iho Prc.peny snd 1hY.Iho Pmperty Is unencumtxrcd, except for cikuml�r�nces of record. 1Sorro«�cr warmms nnd will -
<br /> detond gencnlly tha tliio to tla Propcny against all clnlms xn8 denunds,su6Jen�o any encumbrences of nxnrd.
<br /> TH19 3('.CURI'fY INSi'RUMONi combhics uNfomi covcnants for nn�lonnl usc nnd non•unifomi mvennms wi�h Iimflcd
<br /> vnriatlons byjudsdlalon to wnsiieuro a uniform secudty(nsuumert wvedng mal pmpeny.
<br /> llNtFORM COVCNAN7'S.IIorrox•ar and Lender mvcnane and agrcc ns follows:
<br /> l. R�yment o(1'rinci�l �nd lnleratS Prepaymrnl und tafe Chnrgcs� 13orcower shall promptly pny whcn due d�o �
<br /> princlpal of nnd Intorcst nn tho deL1 evideneed 6y the Noto nnd any prcpaymem and lalo charges duc unier ihe �doic.
<br /> 2. Ptmds fnr Taxr.s and Insurnnca SubJec�to applle++blo law or to n ivriucn wn(ver hy I.ender, Iiorro�ver s6nll pay to
<br /> l.cndcr on�hc day momhiy paymcnis nra duo under tho No�c,un�il tho No�c is paid in fulL n smn("�unds')for.(a)ycady�axcs
<br /> nnd asstssnxms whlcB mny nUnin pdori�y ovcr this Sccurity Instrumem as a Iicn on iho Property:(b)ycvly Icnsc6old paymcros
<br /> or ground tems on ihe Propeny,if nny;(c)yeaziy Lazard or propeny Insurar.ceQremiums;(d)yearly flood insuranee premfums.
<br /> if nny;(c)ycady morigngo Insarance premiums.if any:�(��IIY 54IlLS Q3}':LI2 GY LL][LONY7 W L2ibj2l.IR 3iiOrtld[4CC A'iUl -�
<br /> ihe provistons of pamgmph 8,irt tine oEthe paym.coe of ir.ony�ge tnwrance przmiums.'[t:ese items arc calicd 'Esr.row Tunvs.'
<br /> 1.eMer may, el any tint0.collett aad hold Funds iu an anw+tnt�ot to<xcecd the m2ximum am�unt a Iender for a Ct�aratly
<br /> rclntod nwngngo loan nuy require for Bnrro���er's escrow nccount umler the federal Real fistate Sstdemsr,r BYm��:is Ac�of
<br /> 1974 as anxnCcd trom«nx to�ima, 12 0.S.C. Scc�ion 2601 er seq.(BGSPA').unfess azatF.er law ttax apsvia ia�Fn Funds
<br /> sets a tesser amount. ]f so, [znder nu�y,at any tlnx, mllcc�and hold Pur.ds in an artwurt no�to exavd th:1;s9;r anwunt. -
<br /> itr.i^r m?y estioslSC the 2movnt oE Tunds due on�hc basis ot curtcnt da�a n^d rrazonablc estima�es of expcndi�•r.re..o_'PoWrc __
<br />- F'scro�v llenu or othenvise in nccordance with applicable law. - �
<br /> Thc funAs eball be hcid in an Ins�itulion whosc deposits nre ineuraJ b!: a frdcral egcncy, insuumemall�y, nr emlly °-
<br /> (inclading Ler.Acr.ir t.nder is snch an ins�i�wion)or in nny Federal Iloma Gun Hank. Iwnder shall upply the Funds tu pay Ihe __
<br /> Pscrow Itenu.[wndur may not ehar�Borrower for holding arA applying the Punds,ann:�.tty enalyzing�he escmw u:coun6 ar _
<br /> vedfying the�scrow I�enu,unl¢ss C.nder pays Borrower inte�esi on the�unds nnd nppli.ab}:law pemiils Lender lo make such _
<br /> a charga}lowever, l.ender may reqWre 6ortower m pay a onrtime charge for an Indepen�m xaal es�ate�ax repontne service _
<br /> uu+d by i.cnder Im m�nection wllh thls loan, unlcss applicable law provides ahcnvfse. �l;nk�� rs� arrccnxm is made or _
<br /> applicabte law re<ryira intcres�m Ix paid.Lender shall not bc rcqnind to pay 6orro�vcr any intcrest or camings on Ihe Punds. _
<br /> ISorrnwer and Lcndcr m.ry agret in nrittng, howevcr, tha�interext shall be paid on the�unds. Lendcr shall givc�o Ibnower, --
<br /> wi�houa chxrg0. nn annual ncrnun:ing of lhe runds, s6owieg�riliis and debi�s to the �unds end Ihe puryose for��tosh wch -
<br /> dehi�m iha�unds aac nv�S:.7he�funds erc QledeM u addilizrri.t eccurilv for all sums secur�by this Security Imin:a�c.v. -_
<br /> if Ihu Funds hetd by l.endcr escead�he an;.wnu pemill�M m be hcld t�}�appllcaUlc law,I.cnder shall xccounl to i3attower -.
<br /> - t'or thc excess PunAs in nttnNance with thx aryuire�r.mis of npplicable Im�. If the amounl of Ihe Funds held Uy IFMkr a1 any -
<br />- tdne is not suf(dcnt lo pay ihe Tscrmv l�ems��tr.�n due.Lcnder may m notify�orrower in wd�ing, anJ,in such case dlorrox�er
<br /> sliall yay to Lender�he amount neceuary ro rnake up Ihe Jef•.ciency. Oortoxxr:hall make up�he deliciency in na nr�re than -
<br />. Useke momidy paymeNS,m Lender's sole discrclian. -
<br /> Upon payment in PoII of all sunu securcd by tlils Securi�y Instrumem. Lender shall promptly refund to 6orrox�er eny .-.
<br /> Funds hcld by le;nder.IL under paregmph 21, Lender shall ncquire or sell ihe Property,LenJer,pflor to�he acquisiiion or sale -
<br /> of�he Properly,shall apply nny�unds heid by Lender at�he�ime af xcquls(�ion or sa�u as a credit agains�the sumc secur�d by _
<br /> Ihis Sewrity Instmment. _
<br /> 3.Appllrntlon of Puyments.Unless epplieable Imv proaidc�o:hnvise,all paymemc receivcd by Lender under qrragraphs �
<br /> I am1 2 shall be nppliccl: firs6 to any prcpaymcnt charges due nr.det�}:t.•:ar,sccond, m nmoums payablc under paragmph 2;
<br /> third,�o interesi d�z:tounh,�o principal dur.aa1 faa,m nny la�e charges dur under�he Noie. _.
<br /> M1.Chnrgcs;i.i�v«.Borraver shall pay nll t.�:ea, nsscssmems,charges, fines and inipasl�ions ae�ibm:+nle to�he P�opetly -•
<br /> which may auain pdori�y over ihis Security InewmenL nnd Ieaseho!d paynxnts or ground rems, if eny.Ik�rro��er �':n11 pay `
<br /> 16csc nAligmions in thc manncr providcd in paragraph 2,or if no�paid in�hat manncr. Oarro�ccr shall p�y thtm oa iirtti dircaly `"
<br /> lo the person owed p.ryment. Oorrou•er shall prmnpily fumish�o Lender all notices of nmoums�0 6e pxld ur.cltt�hix pvagraph. --
<br /> If Oorrmrer makcs theu paymems dirtttly,Qonower shall promp�ly furnish ta Lcnder rcccipts cvidencing�hr paymenls. _
<br />. Uorrmver shnll promptiy discharge any Ilen x�hich has priority m�er diis Securi�y Inswment unle�c IIorto��xr.(a)agrea fn '-
<br /> wricine!o thc paymcm nf�hc obligatiun sttured by Ihc lien in a m:mner ntcep�ablc lo Ler.�'cr,(b)comesu In gocd lai�h�hc licn =.
<br /> by, or defends ngalnst enforcemrot of ihc lien in. Icgal p�oa�eJings ivhich in ihe Ler.dci x opininn opcn�te to prrsent lhe =
<br /> cnforcement of thc lien;or(c)sttures(rom ihr hn:dct of�hc Ifra an aguc(c:n c�ti�fae�ary lo I.cndcr wtwidimting�ht lien�o =
<br /> Ihis Security Instnunrm. If Lender dc�crmincx thet any pan nf�F.r Prnp.�q i,subjm �o a licn�rhirh may nuain priori�y o�•er =
<br /> Ihis Security Ins�tms.n�. Lender may gire Ilnrrox�cr a nn�irr idzndfying �he lien. Dorcmcer.hall san>f� :.`.r li.n m�ake one or °
<br /> �nor:ot�I:c a�ions srt fonh alwve wit6in IU Jays nf�hc En�n_��f r.oiis.
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