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<br /> �.~ ..� ADJUSTABLE RATE RiDER }
<br /> THIG Ai�JUGTABLE RA7 E RI�ER io ma�thie i7th d.'y of �.azil , 1997 ,end Ia ir�corporeted Into
<br /> end eh�il be c4�eooied to ert�and sr►d r��!en�'►t the MortQege. Deed oi Tn�st or Sec��rity Deed(the�Seax�ty InaWment`)oi --
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<br /> ' the same duto�iven 6y tr+e und�rai{�ned(tite'I3orrower)ta eee�re Barowe�s A�usU�bie Rafe Note(the'Note')4a
<br /> CO[�iAt�RCZAL CRBDxT COTi.�+OItATiON �����������t located eL --
<br /> ` ((hfl'1.611dB��d Ut9 68(r19 d�t0 fllld aUNB(Iflg lh9 p�Op9f1y
<br /> 223 E 14Tti STRBBT (iN�iD TgI+ANn, NB 69801
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<br /> � THE NOTE CQNTNNS PROVISI�NB ALLOWIN(3 FOR CWW�ES Ifti THE INTEREST RATE �ND TNE NONTHl.Y `�s_
<br /> PAYAlFNT.TF1E NOl'E UMITS TtiG MN(�MUM RATE THE BORROW�R I�USf PAY. _.
<br /> • Adtsiiirnnol Cwe�tieMe.In ad�tion t0 thB cove�tants end epresments m�s�a in tt�6�ih►InsUument,Barovuer and Lender � -
<br /> turtlin�caunnant and e�+ee ea idlrnva: • :��:
<br /> fa om 6nttlal intd+aet rate eet fath In the Note. ����
<br /> �! INTER�ST RATE ANO MONTHI.Y PAYt�4ENT CNANGEB:The Note p��des �A;;'.Y,=
<br /> - ° 'fhe N�ato prwides forct+enpes In the intaoat rete en�the montNy PaYnta�Tts,ea tollowa: ��>_:-
<br /> a mmths
<br /> ��;��� The inh�aet raM Baro�rerwtll pay may oltierpa on the 3 month a���ivemeiy d the Date of NotO end e+�ery - _
<br /> ;.'•� theroaffnr.Each dede on wNc:h Barrower'u Intaoat rete cald charpa is calted a'Chnr�ge Date.'
<br /> —L� rowe _
<br /> _ BeginNt�wiit�the flrot Clw�ge Data taid a�raY 3 montl�a tliereafter��Barowe�`a Interest�wlC�� ���
<br /> Rato�lus e marpin aa setlam in ths niote.Thv'ir►u'�� Ss�sa��tha Ch�.�a a,if tfie indax wes not�xbtishad on �-::,
<br />- .�:,�; • ot 71►o Wal Street Ja►mel on the oalendar day Immedeteyl P���A -
<br /> � �;'.': ' tlwt d�+J�that�ate on fhe next prnoe�n8 day on which it was p�blisFred. _
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<br />°�..,�� , µI.TE(iNATE INOEX:If tl�e Index Rate lo no lonper eveilade. Lender will ctioose a t�w Index Rete whkh it believea wfll most �
<br /> � . dceely eppnoximate tho form�r Ind9x Ftats. �``'
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<br /> the IHe of tl�le loen ere eet to�th In tlse trote. s�.
<br />'�>.��::� '�•�'' � LifNITS ON RATE CHANOES:The mexlmum and minlmum fnteiset ret�s dudnD L��..`
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<br /> �...,�.°�`: MfJNTMI.Y PAYMENTS:Prirxdpv end Intesoat ehali be pe�►�b►e(n oa,wecWve monlhlY Inataiimenta.Ii the r�at�04 intereat
<br />�"..,: - �, 1� �, the number af rtan'hiy paymenhc will not chengs.The enwunt ot the monU�lY PeY�nent�wfll chenpe to fhe monthiy
<br />- .. . ;f�p �a�needed to ropay tl�e romalnin� unpald prin�i�sl balance pli�s iniereet ea dtienged In tl»rertwintnp n�mber of
<br /> �.<--.,�.�,,�..� ���eswminp that ell peymentu duo after ihe calculatlon aro mod��te peld aa ecl�eduled The flrai dtienpe,it a�Sh in
<br />��r�•a•; � dete a n�e firet peyrnenc due daUe.
<br />__,=:__-�:�i°��.•• • the ma►1hN PeY��gnar►t wiU bauome eNeoUve on tlie 3 moMh emiu�aaen►
<br /> �": •��:":,;4. gu�e�ient otw�gea In tl�e rt►onihly Payme�t arnamt nuf► oocur an cho payrt�er►t due dete e�rerY 3 nwntha therenfter.
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<br />���""�. F�Ch new payment ert►omt wfll romaln In etfeot un�l trie dteatlua dato�7 the nert peyrt�ent dwWe,
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<br />��.;%:;i: ;`' DGI=AUI.T: I).8orrowa�'iets' s�'�Y PaY►nanto vnten due� maY exercisA srry reme�iea Peenitted b!►the Sei,u�ii�► __-
<br />�`�%��a•:: Ina Inthecaseaida�faui� =--_
<br />�:.�;F���%� 6 Sipnfnp Below�8ortnwer ecoM end egreae co the t co�enanta cantained In tlda A�uat�b{e Rete Rkfer. --
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