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<br /> 1-4 FAMILY RIDER
<br /> Assignment of Rents
<br /> THIS 1-4 FAMMU„Y RIDER is made this z4TH �y og APRIL , 1998 , and is
<br /> incorporated into and shall be deemed to amend and supplement the Mortgage,Deed of Trust or Security Deed(the
<br /> "Security Instrument")of the same date given by the undersigned(the"Borrower")to secure Borrower's Note to
<br /> HOmE FEDERAL SAUINGS & LOAN AND LOAN ASSOCIATION (the"Lender")
<br /> of the same date and covering the Property described in the Security Instrument and located at:
<br /> 4321 CLAUSSEN RD
<br /> GRAND ISLAND, NE 68801
<br /> [Propeny Address]
<br /> 1-4 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security Instrument,
<br /> Bonower and Lender further covenant and agree as follows:
<br /> A.ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to the
<br /> Property described in the Security Instrument, the following items are added to the Property description, and shall
<br /> also constitute the Property covered by the Security Instrument: building materials, appliances and goods of every
<br /> nature whatscever now or hereafter located in,on,or used,or intended to be used in connection with the Property,
<br /> including, but not limited to, those for the purposes of supplying ar distributing heating, cooling, electricity, gas,
<br /> water, air and light, fire prevention and extinguishing apparatus, security and access control apparatus, plumbing,
<br /> bath tubs, water heaters, water closets, sinks, ranges, stoves,refrigerators, dishwashers, disposals, washers, dryers,
<br /> awnings, storm windows,storm doors, screens,blinds, shades,curtains and cur[ain rods,attached mirrors,cabinets,
<br /> panelling and attached floor coverings now or hereafter attached to the Property, all of which, including
<br /> replacements and addidons thereto,shall be deemed to be and remain a part of the Property covered by the Security
<br /> Instrument. All of the foregoing together with the Property described in the Security Instrument (or the leasehold
<br /> estate if the Security Instrument is on a leasehold) are referred to in this 1-4 Family Rider and the Security
<br /> . Instrument as the"Property.° :
<br /> B.USE OF PROPERTY; COMPLIANCE WITH LAW. Bonower shall not seek, agree to or make a
<br /> change in the use of the Property or its zoning classification, unless Lender has agreed in writing co the change.
<br /> Bonower shall comply with all laws, ordinances, regulations and requirements of any governmental body
<br /> applicable to the Property. :
<br /> C.SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow any lien inferior
<br /> to the Security Inswment to be perfected against the Property without Lender's prior written permission. '
<br /> D.RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in addition to the other
<br /> hazards for which insurance is required by Uniform Covenant 5.
<br /> E."BORROWER'S RIGHT TO REINSTATE" DELETED. Uniform Covenant 18 is deleted.
<br /> F.BORROWER'S OCCUPANCY. Unless Lender and Borrower otherwise agree in writing, the first
<br /> sentence in Uniform Covenant 6 concerning Borrower's occupancy of the Property is deleted. All remaining
<br /> covenants and agreements set forth in Uniform Covenant 6 shall remain in effect.
<br /> MULTISTATE 1 -4 FAMILY RIDER-Fann(e Mae/Freddie Mac Uniform Instrument Form 3170 3/93
<br /> Page 1 of 2
<br /> �-57(9304).01 VMP MORTGAGE FORMS-(B00)521-7291
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