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<br /> TOOIST1iGR WlTH pil�hc improvcmcros now or herudlcr crectcd on ihe propeey,and ell exsements,appunennnces,
<br /> and tfxurtes now on c�rranor e part of�he pro�xny. All ropincements rnd a�Mlitlons shall also hc covcroA by this Sccndty r__ _ _.. __ _
<br /> fnslnimcnt. All oftho foregoing Is rcfcrrcd to in�his Secudty ins�mment as tho'1'ropeny."
<br /> BORR014CR COVP.NANTS that Borrower Is in�vPolly seiseA of tho estn:e I�en:Ly convoyecl and hes tho right to gmm
<br /> and comey Iho Property and Aia�Aio Propetty is unencumbenA,excepi fw a�cumUnnces o(nxoM. Rorrower wnrrants and
<br /> i wtll defend generalty tho tiUe rnU:r.Pr,o�ty aaalnst all ciahns and demands,subJec�to any encamYnntts of rccord. ,
<br /> Tkt1S SECUREEY 4M5F.ttU%�73�n'Y amhines unlfmm rns•enams for nz�innnl uso nnd non•nnitorm covenams wilh �n?;�'u� �,
<br />� limttedvz�{a6.onstyjurisdi<tiaiaacvmcauceatavtamisecudtyfnstrumemcoredngn;alpropeny. -���?4�'� pt� ,..���
<br /> � • tAti.F�?.[t4CAY6NAN'd'S. iiovoweea�dfenAercovennnlnndagmensfollows: ��I�y�y'�}�
<br /> D- -77�y'^:rr3.a4�t�:Yta1 aail'J3t3fns7;�°rxpaymenf nnd 3.n4e Ct�nrges. Ilortowcr thall promgily pay a�hen due thc n!?� _
<br /> yxincivat of nrzd in:crest rn�ho dclrt evldenetcl by the Note unU nny yrepnynicn�and inte chnrges dn¢undec ihe Note. ��?;k},,xa _;
<br /> 8. 3Undsfor 7Szes and Insurnnce. S��Ljec�ta npptica6le law or to e wriiron waiver by I.ender,Dnrron�cr sh�tl pay to ';�5,k`���z —_
<br /> Lendcr on tho day momhly payments ero dno undcr Iho Noie,umil�hc Nato is pnid In fuil,a sum('I'unAs')for.(n)ycariy �,;
<br /> taxes nnd assessmcnts whlch may nualn prlod�y ovcr thls Suuri�y Ins�mmcm as n Ilen on�ho Propcny;(b)yc:riy ienseholJ �:� �.; �
<br />' paymcnta or gronnd rcnts on tho Ptoperty, if any; (o) ycxrly I1nvnrd or ��ro�eny Insi�rinco �rciniums; (d) Ycndy Oood ltu��u-w�=
<br /> insnrnnco premiums, if nny; (o)ycndy mongngo insurnnco prcmlums,if nny;nnA (0 nny sums paya6io 6y Rorcottcr lo e7_�h����•
<br /> Lender,in neeottlnnco wl�h tho�rovisfons of pnragrnph 8,in Ifen of�he pnyment o(mohSaSo Ins�iranco prcmlums. These =;�_`--=.=..�
<br /> hems nro calleJ"Cscrow itnns. Lrnder may,ni nny Ilme,colleci nnd hold A:nds in nn nmoum not to excecd�he maximum ��?A;:'�_:
<br />� amount e IenAer for a(ederally rcia�ed mohgago loan may requlro for porcowerS escrow accoum unAer the federal Real �,,,�.^
<br /> [a�ato Sa�lcrosnt Proccdurcs Act o(1974 os amended from iimc m ifine,l2 U.S.C.¢YG01 N ttr/.("RfSPA"),unicss ano�hcr � :f.
<br />: le�v�h�t applics to�he Ponds+c�s a Icsxr nmoun�. If so,4endcr may,at any tlma collcct unA hold Punds{n an amoant nol lo ��l,'
<br /> exceed Ihe Iesser amaun6 4ender may es�ima�e �he amoum of I�nds due an Uie Fasis of cnmm Jam and rcasonablo ;��-�.;�,,_
<br /> cs�hn�ies of cxpcnAiwres of fumrc Ascrow Icems or oihcrwiso in accordanco wiih np�Ilcahio law. �di�=':;
<br />� Tho t�nds shall be hcld in nn Insiimilon whoxu dcpoihs aro insurcd by n fcdcrnl a6cncy, insuumcmalhy, or cnti�y i;�'yr:,•:`�_:-
<br /> t ,.r;.::..t�_._
<br /> I (Including I.ender,if I.ender IR such an Ins�iw�lon)or In nny Fedeml floma I.oan Dnnk. I.vnder shnll epply ihe�unds�o pny z�. ....-.
<br /> I tho IIscrow I�cros. l.cndcr may noi chnrgo Oorcowcr for holding nnd a�plying �ho I�mda, ,nnnaily annlyxing �ho cscrow L��`;�r�;,:;::,__
<br />' occoum, or vcdfying tho 4'scron Items, uniess Lcnder pays Oonowcr mcrcii on tlm PunJs nnd appl(cnbto Inw pemilis ["1�'=�?�,-..,-:,—
<br /> Lcndcr ro maka snch a chnrga Howcvcr,Lcndcr nmy rc�uiro Dorro�vcr to pay a anrllmc ch;rtgo for nn indcpendrnt rcal °i-�'•�;4�a:�-b---
<br /> ��:.;.
<br /> eslale lax rcporting servica used by l.cnder fn conneclion wtth this loan,unless appllcablo Imv provides o�herwise. Unless nn �,::.-�_;_.-'—
<br /> ngreemem Is mnde or applicnbte law requlres interest�o be pald,Lender s6all no�Iw rcquircd to pay Oorrower any interes�or �;,�,:�;,,.._
<br /> eamings on thc fimds. 6ortowcr a�x1 Lendcr mny egrec in wd�ing,howerer,�hal intcresl shall bc pald on�hc funds. Lendcr .•.f,�{",i����.
<br /> shall give lo Oorrower,whho::l ctr�rge.an annual nccounllug of Ihe f'vnds,showing ctedils.r.d de6iu to the Nnds xnd Ihe y.e:;?:1:�,�s.:—
<br /> purpose for whtch each dzbit w the 3'vnds was niadc. 7Lc Punds nre pledged as ndditic�Rat securiry ftt s!E Eums securcd by ;'_r'-�},;.���--
<br /> �nisSccuriiyinsimrrsni. �� t `�
<br /> !f the flm& tseld by Lend:r ezcetJ �he amoums pemiitted to be hetd by ,ppticxblc law.Lender s�.M.1 n:mml to _i .{
<br /> florro+cer Por the excas Fundt In accordan:e wi�h iF.e requimments of applica�le law. If the amovnt of �hr lLnds he11 by �_ r�y� � _
<br />-- 1.endcr m any timc is not sufficiem lo pay the furow Itcros�vhen du.,l.er.a4r may so notity 6e�ra«er in x�ri�ing,a�. In {,��`�:��,�s;,�.,_:
<br /> sceh case 6orrower shall pay to Lender t!a amonnl necessery lo make v��he deficfency. arnrowzv slull mnke up iho r ,..,,-,--.
<br />- deficlency In no morc than nvelre momhly peymerls,n�Lendch sole dixrc�ion. zi��'r �� ''`- '
<br />'° Upon payment In foll ot all sums secuced by this Securi�y Inswment,I.ender shall pmmptly rrfimd l0 6onower nny �,�,,_�kA__,.:
<br />- FarAt held by Lender. U',under parag�aph 21,Lender shall ccquire or seil �he Propeny.i-ender,prior io the acquisiilon or :s� 'h`
<br /> sale of ihe Propeny,shall a{ryl} any{•lir.dc t�eld by Lender m�hc iime of atqulsitlon ar snk �u n credit against �he sums � ti,'�`+5, .
<br /> secured by this S�carity Inswk2N. '���'r�'�!�� --
<br /> 3. Applic.�tlon of Payments. Urtess appllcable law provides o�herwise. NI paymen�x rece�sad by Lender under !.,7 J ���,t �_
<br />" patagrophs I and 2 shall be applied:firs4 t,anc prepaymem charges dee under the Note:second,7o amouns payable under ,yi� ,� -
<br />, par.�eraph 2;third,to Imerest due:founL,to p�incipal dne:and las6 to nny latecharges due under ih.�nce. _�r� �� t
<br /> 4. Chaiges{ Llens. Anaowar ahall pay ell tazes. a.>3:stmems,charga, fines ,nd imFositions nnribv.�>.�4 to�he �::,..�} -e
<br /> i, :, �
<br />-= Propeny which may a��aln prioiity orer thic Secutity Instrument,and Ieasehold paymems ce gruund rcnts,it any. Sa�owcr . ;] �f�
<br />- shall pny�hese obliga�ions m Ihe manncr provided in pvagraph 2,ur it noi�iA in�ha�nena.utr.l3w�ower shall p�} them on �`Sht�j��`�� :
<br />-- Ilme dirally to ihe person owal payinam. Donower shall prompily furnrsfi soLender all ootices of am,unls to be paid unJer �y�.y(r�,i,�fA�t ,_
<br />._ �his parogroph. If Dorrower makes�hese p�+ymems directly.Uorroa•er ahall prompily fernish w Lender teceipts evidencing r'r�$+71"f '
<br /> �he paymcros. )
<br />-- [3ortower s6all promp:ly discharge mry licn which has priority over Ihis Securily Inctrumtm unitss Oortower.(n)agrees �''1�Ie� � :
<br />` in wri�ing lo the payment ot�l�e oblign�ion secnred by�hr.lien in a manner nccep�able�o Lender,(b)ton;tsts in yood faitL�he -,f 4 y ,�S j� ,:
<br /> Ilen by,o:�kn.c againsi enforameni oi tt.liui in,Iegal pracedings which in Ihe I.endcr's upinioa o,^erate�o prcvent�he �r,,� " �
<br /> enfomement cfi'�h_li:n;or(c)secures Rom�t�e holder of�he Iien an agrtemem satisfxclory�o Le�v1e��ordinating�he Iien - " }�1 Yri
<br /> - to ihis Sceuri�y ins�rumeni. If Lendcr dttcmilncs�hat any pa.n of the Propeny is subjec��o a licn uh�ta mny euain prioriry '-i s� � :�
<br /> - ocerthisSeeuritylnswnxnt,IwndernuygivtIIortoxrrr.r.oticeiCentifying�helfen. 6orto�rersMlla��'ssf�Qxficnor�ake s:�?� s��
<br />- one or more of the actions set forth a6ove within 10 Aays ofctrc giving otno�ice. �,-.• � �
<br />-' S. itaznrd or Properly insurann. florrower shail keep the�aq�rovements nox ezisiing of t r �icci ercae:2 on Uie /"' :
<br />�° Propeny insured againsl loss by fire,hazarAc ir.cWded wiihin�he tann'eurnded rn•�rrap.r".nA aa;.mh:r haranix,including ��i:.�_.>y::.,�:.:�:
<br /> (loods or Ilooding, for which Lender requircs insurance. Tiiis insurance .5all tx mainnvxd ia ihe amoums and for Ihe ��_`;-';tik';7,�a,����
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