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<br /> 'f008T}IF.R WIT►i all tho Improvcmcnis now on c�rcnhcr cratM oa�hc pmpcny,nnA nil caRemcN�.apPuhennnces,
<br /> - ual�fixtwes now or here�lter a pmt of tho property. AI�rapinccmems nnd addillnns sllnll elsa be covcrcd by il�is Secnfl�y ��` _
<br />. Ins�n�mcnt. AlI of Ita forogolag Is rcfarcd to In this Sccurily t�ls�mnitnl na thc"Pmpetly."
<br /> 1lORROWER COVfiNAN75 that Dottower is lawfclly solseA of tho enato 6ercby convoyed nnd has�he dghi to gram
<br /> a�d convoy the Ropeny artd thanhe L'ropony is unencumlercd,exupt for ar.cumbnnces of record. Rorrox•er wnrmnts and —___ _
<br /> willdetmdgener�llytlntUleroitwProptnyngalnsinllclalmannddemands,sabJcc�wnnycncumbrnncesofnro:A. R:r:,;:��__._
<br /> 'ff115 SGCURI7Y INSTRUMIiNT combincs nnlPonn covcnar.is fnr natlonal uso and nomonifomi covcnams wlih (
<br />� Iimitedv�dptions6yJudsdiulontocons�ftutennNfomisccudtyinswmenimvoringrenlpropeny. �'�t=:.`�:!-"' ..
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<br /> UNIGORMCOVBNANTS. finrrowcrindi.enducov�nantandagrcaasfollows: �="=-';;�_
<br /> !. Peyment otPrincipnl nnA Inlcresl�Prcp�yment and L91e Ci�xrges. OOfYOWC(SIItII rI0i11�11IY rdY WIICfI AW INO �r;�r�s,,..;,�,,.-,
<br /> pdrccipal of nnd Intcrcst on tho debtevidenccd by tlro Nottand uny przpaymrnt and late eh.r es due under the Noic. - ?'��'���="'��_-
<br /> A. ��x�;�,.
<br /> 2. Fundsto�7Hxes�ndlnsn�nnce� SubJttiwappIlcablclawortoanrittenwaiver yLcnder,tiorcmvers6allp.ryta v� t<<.._
<br /> Leeidcr m ciu day momhiy paymcnts nro duc undcr thc Notc.umll thc No:e Is p�'d tn full,A svm("Funds')(oc(a)yearly j��, �h c.,;;;i:
<br /> uxes wA nssessm.:ass whkh may ana[n pdodiy over this Sccuri�y Insin�mer,t as a[:en on tl�e Pmperty:(b)yeady Icas:teolQ U�,;r�iiEl��` -;
<br /> payen,�nu ot gnwr.�E rents wv the Pmpe�ty. if anX: (c) Yenriy liararl m:pra�rtny Insunrce prcmIums• (d)>eaaty ftood � +�^.- -.
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<br /> tnw.rar�ce premiunu,if any:(e)yeuly rco:tgage mzuraxc prcml�ms. if aay: and(�uiy suau payaAte by Bcrroxnr to ` `+
<br /> tzn�er,in attwdan.ca wi�h fis pevrisiwu of puagmqM 8,in tEeu of the p�yrtr:nt of nuxtgage invxca[xe FYm�ums. TEex {T1f t :':
<br /> itrnu ara catied'Gscrow Icertu' LendTr m,ay,ai any IFa:e,eoRect u:d F✓a[-0 fl�rtds in an anwunt nat to excrrd thc nauimum .'��
<br /> aaranm a ler.d:r fw a federaily retated re�ngage loan may eequire foc ¢�rtowerl escrow accaunt urA:r ihe fedenl Reat F��,,..`.'�_ :
<br /> Fs�aio SeiRerr,ent Proc.darcs Aa ot 197a;e azcended from timo co time, i2 U.S.C.�2601 et seq.("BTSPA").unlcss ano�h.: -;;;�:�•�='--
<br /> law tha��pplles to Ur:i'ards sets a Its�ser�.a�oum. If so.Lcnder may,at:.�sy tirt�,cotlecl ond ho!d I'vnds 6�an amn�m�no�Iv `�"r�+`„=,1:�_,-:-:
<br /> exce�the lascr aneounl. t�:3ei nvc a�tlmaie the :unount of Nnds d:a oa the basis of curcem date arvJ reasoaab�: �;��r,i -�
<br /> e�i�aatesof ez�ndi�urcs o€fu_-.zs R�ccmx�ltems orotherxise in accordaacewiih ap�ticable law. €��;�r��=�,�-�„-_.'
<br /> . 7Le Tnmic sha11 be hr1A �n an ir•.r.;�.ion whose deposits are ireured by a fiAeral agmcy, inswmemalnp,or em!�F , ��_,,.,___ ;
<br /> - (ixiuding i.�nQu.If Lendcr is such an ins:aution)or in aay i'rdcral Nome Loan 6ank. Lcnder shall apply�he Pundc to pap `�'e�?� ?4�_:-
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<br /> �b: P.scrow ke:ns. l.ender may noe chxe- 8orrower for holding and ap�lying ihe f�nds, annually anaiyzing the escrow ���.3�-•�,t ki,:..-
<br />-- axoum,or verirying tho Cscrow Itom.c,u<�kss Lender pays 6ertower ir.:erest on the f�nds and applfcabie law pemihs �,f,�F'„-'-;,_.
<br /> t.anckr io maYn such a charge. However,Lender may ru�uirc OoRmvcr ro pay a one•iime charge for an independcnt real ;''r,��;r:in��..
<br /> �sca�e tax repotting servico used by Lendcr in connxtion w�th this loan,un!us appIicablo law provides o�herwiu. Untess an .a"��;��,i;}.Y r__
<br /> �greenxnt is mado or applicablc law nquices lntercs�to 1�paid,Lcnder sha!I not be rcquind w pay Oortower any intcres�or .r,c .
<br /> earnings on thc f�nds. 6ortower and I.crtP.�r may agrcc ia writing,twwever,thel imercsl shall Uc paid on thc f�nds. Lcnder �v'��S � __
<br />� shn11 givc to itmrowcr,wi�hout charg.,m anmial,ccounting o(ihc ILnds,showing crcdi�s and debi�s a�hc Ponds and�hc ��ti t�� }r -
<br />-. purpose Por�+t«:h cach debit to the Nnela wu made. 7te Punds are ptedgad as additional security for all sums secured by �3,+�7�,�
<br />_ �his Saurity 1m�n�mene s�'-' t J ���
<br /> it dw Fvnda hciG tr ....�''. --x:3 0;: ar..e��::prm!It!^.d lo!�!+kld hv aoplica6le law. I.ender shall accoum w i.Arz.t'` �, .-.
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<br /> 6orrow.r for�he excess t'vnds in accordan.e wi�h Ihe rrquiremems of npp'.icablc law. If the amount of Ihe Ilirk heid by �„ �5� ,�-.�.
<br />-- Lender at any tfine is not suffictent to pap�he Tstra�a•I�ims when d�o. Ler,der may so noilfy 6nrrower in wri�ins,and,in Y,�`F 5t� _.�
<br />� sneSi case P.aau+�er shall p�y w Lencer�hr nmount ivaeasnry lo make uP the deOclency. �orc,wer shall make up Ihe r=-s���;r,.._•__�
<br /> deficicncy 6i nu moro than n�ch�e momir:p pr.qmenis,.^.c Lcr.dcr's so:c dtscra:on. °=�;.`S,a`;gi��_;:
<br /> Upon payment In(ull of r.il sumx sacared by thas Ssuri�y Inswmer.t,Lender shall promp0y refnnd l0 6orcowcr any x ti. }�{ :
<br /> � :urds held by Lendec If,undrr paragrny121,LerW:c shall acquirc or sell�he Propetly.Lender,pnor w�he acquisition or -�+• 1j ._-
<br /> saie of�he Property,shall apply eny I'nndz held by Ler.der nt�he time ot acqufsi�lon or sale as n credit agatns� ihe sums ���s'���1(t�,�^:_
<br />- securc4 by�h(s Sauri�y Incuumem. Y� '�
<br /> 3. Applicalion ot Paymenls. Unless applicabic law provides utM1crwiu, all paymenu rcccivcd by Lender under it .���` � _
<br />= paragrephs I and 2 shall Ix vpplicd:firsi,to eny Pmpaymem charga due c�der�he Note;second,to amoums paynble under _��.t __ _, ,_..:
<br />- DNaS�Ph 2;ihird,to Interesl due;founh,�o prinnpal duc:znd lu6�o any la:e dierges duc undcr the Notc. y.•, � -
<br /> 4, Char tsi Lirns. 6orrowcr shall a all faxY. assessmems, cAarges,fines and imposi�ions auribmobie lo the � 5 ; .
<br />- Propeny whlch may anain pdofiy over�hie Security Ins:rumen6 anA 1�nucAOtd payments or grand reNS,If any. Rortower rd��: � '_
<br />- shall pay�hcse obliga�ions in�he manner pcv��ided in paragraph 2,or iP nm pald in�hai manner,IYrrower shall pay ihem on C �, ..
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<br /> tfine direclly�o ihe person mved paymem. �?ovower shaii promptiy 6.xaishlo Lender all notices a'amoums to be paid und.r p .it;.�.,.�.L;�.
<br />= thia pingrn.?S. 1f Ootto�vrr malces tlxae paymems Aireceiy,Dorrou�rr sfvN prnm;R�tumis6 lo Le�er receip�s evidencing �t�iYi1�����;,;;�`=_
<br /> = a,e Fa�Tr.cn;s. ;i's n _.
<br /> T Dortowe�shnp pmmp:iy dischnrge eny licn wh'rA hv pdori�yover this5caniiy Inswmem uniess dotto���c fa)aSrea �� (j SJ ,� ;.
<br />-i in wridng rath:ya}�rxm ot�he obliga!ia��ecmed by tht lien in a nwaneraaep�ab!e�o Lender,(b)conles�s in good fai�h the ��-- ` _..
<br /> = lten by,ot dr(es.9s agains;entorcerr.a�u oC<"as licn in,Icgal procceAfn�> ��1uch in thc Lendcr�s opinion opera�c to provcm�hc °'_.:� ��
<br /> � cofnrcunem c?me licn:or tr)aecures ico�n�he l:o!der of th�licn an ag�.eanent sa�isfacwry�o Lender sulwrdina�ing�hc li.n t ,t;,.
<br /> �! eo this Securiry Inswmer.i. 3f Ler.�ir detcmiines�hac an� an of tht FYO n is sub'ec��o a licn which ma atuin riori� 1[�'h�6
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<br />-! c�vcr Uis Securi�y Insuu�tr n:.Lender ma�•�ive Borwu�a notice idemifyi�g�he lien. Dortower shail satisty ihz lixn or iake i
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<br /> i one or more of Ihe aclions ae�tonh ahose wi�hin 10 cfay�ot�he giving of nmica �l;}�t��.
<br />--_F5. Hu�rd or Properav 7nsurr.ace. Bovowrr a5all kcep�hc improrcments now existing on c�reafter cratcd on the �,.;� � ('�,`.
<br /> � Propeny insured agains�lou by(Ire,tazar ti inciuded��i�hin �he�enn"exiended coverage'ar�d any uther M1arards,including � „c1,
<br /> - floods or (!ooding. (or whirh 4.ndrr rr:�a:�c� inswaa.e. T1�is insurance shall be mainlaineJ in �he amoume and for ihc �'r`:t`rSN, ;.
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