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<br /> paymcnty m;.�y nu lon�cr bc rc�!uirad,m tha option of l.cndcr. if mongi►gc insur�utcc cuven�gc(in thc nmuunt und for thc perl�xl =-
<br /> thnt l.cndcr rcyuiroy)pravided by i�n int�ua:r upprovcd by lsndcr iigain hccomcx avuilublc und i,+�htnincd. {3nrrnwcr shull puy _
<br /> • �� thc prcu�ium:�re��ulrcd t�s mnim+�in ntart�iiuo insu�uncc in cffcct,iir to pruviac►�loss rescrvc.until thc requiremr.nt for murtgngc _
<br /> ' � '� ins��rancc cnds in nccords�nce�vitl�nnv wren�rn ngrccment bctwccn B��rru�vcr und l.cnder��r uppliri�ble Inw.
<br /> ;_� 9.Irt:�iulfiuii. L.cndcr or its agcnt nmy m:�kc re�esc�nal�lc cntrics up«n and inspcctii�m of th� Pn�perry. I..cndcr shi�U givc L_
<br /> �����-�.•��,r Borrowcr nuticc ut Qtc timc�rf ar priur tir nn inspection spccifying re.is�mablc cnusc For thc inspcction• c
<br /> .�� I(1,Cundenmutluee. 'Che pn+cecAs of uny iaviud or claim for damages, �fircct or conscyucntinl, in canncctian with any _
<br /> cundemnatiun or other tuking of ana pzir4 uF the Property,or far convcyunce i❑ licu of condemnutioa, urc hcreby ussigned nnd
<br /> r. • shull b� v�icl tu I.�nd�r. � —
<br /> �� �; In the cvent of a rotul tailcin�of ibc Ftv.�perty,the proceeiis shall be upplied ta the sums secured by this Securiry Instrument,
<br /> =' wl�ether or �at than do�, witli any c�ccess paid to Rorrow�er. in dic evcm of a partinl tcl�ing of th:Properiy in which thc fuir _
<br /> • • m�erket valuc of thc Ft»pc�y immcdinti:ly bcforc thc taking is cqual to or grcatcr thsn th:iurwunS of thc sums sccured by this
<br /> � ' . � Security Instrumune immcdi�►141�bcfun:tiie taking, unless 9arn�wer and L.cnder oth:n��isc:�gree in �vri':.�g,the sitrns secured by _
<br /> • ' chis Sea:urity Inst�vment shnll b� r�:duccd by thc �unount of th� procceds multiplitd by th: fallowing frnction: (al the rotal
<br /> :.-�_� nmount o(tbc sumc;sccuitd immediiituly before the taking, divided by(b) the fair markci v,iiur uf tt�e Piup�:�.y immc�iately �
<br /> = beforc thc taking. Any b�dancc shnll Uc paid to Bormwcr. ln the evcnt of u pariiui taking of t��. Pcn�.rty in tatiicti thc fair -
<br />`_�,'� -�^+�'` market valu�uf the Pr�pc�y immodjutely beforc thc taking is Icss than thc amount of the sums sc:cured immediatcly befare the
<br /> .+� taking, unl�:ss Burro�v�r and 3..endcr othenvisc ugree in wriliug or untea�applicable In�r othcrwise provides, thc procceds shall _
<br /> �;:•��':'�._°;, be applied to the sums secured by this Security lnstrument whether or not the sums are then duc.
<br /> '�• � If ihr. Aroperty is abandoned by Eorrower,or if,after notice by l.ender to Borrovrer that the condemnar offerc to make an _
<br />:;±:.�: award ar s.:ttlu a claim for dnmagcs, Bono�vcr fails to r�.spond to L.ender within 30 days after the dute the notice is given, �
<br /> ' - i..ender is authorized to collect and apply the procneds, at its option,either to restoratian or repair of the Propeny or to the sum9
<br /> :���,+s;?; � securod by this Security Instrument,whether or not then due.
<br />=b��;�; Unless Lender and Bonower otherwise agree in writing, any applicntion of proceeds to principal shall not extend or
<br />"'I::;;; :_.• postpone ihe due date of the monthly paymenu referre.� to in puagraphs I and 2 or change the amount of such payments.
<br />-_;;,,�1�;-�:;. .� I l.B�srower Piot Released;Forbearunce By ixnder Nat a Waiver.Extension of the time for payment or modif ication
<br /> -:,'.:���r:�, of amonizaiocn of the sums secured by this Security Inst�ument granted by Lender ta any successor in interest of F3onower shall
<br /> _:•�+�r��,, -
<br />=�_�;_,;�- nut operate to release the liability of the origina!Borrower or Borrower's successors in interest. L.ender shall not be reyuir to
<br /> a c;ommencc proceeuings againsc any auc�ra�u� i�i ilicic.it v"i=a,�u5:.20 CXl�^'e SSS:'«.'fi�r F3yr��nt�r�thenvisc modify arttortiwtion
<br />�--�`_-.�.�.�s,
<br /> ��;;,:�;ti; of thc sums secured by this Security Instrument by reason uf any demand made by the original Bonower or Borrower's
<br /> �� :'--.�';`° successors in interest. Any forbearance by I.ender in exercisin6 any right or remedy shall not be a waiver of or pmclude the
<br /> '^"°�°`�'� exerciseof any right or recnedy.
<br /> "�;���� 12.Successors and Assigns Bnund; Soint and Severnl Uubility; Co-si�ers. Thc cavenanu and agreements of this
<br />— ,_. ��;
<br /> "' ''�' Security I��trument shall bind and benefit the successors and assigns of Lender anQ Borrov�er. subject ta the provisions o
<br /> -��:.�'�
<br /> paragcaph 17. Borrower's covenant� and agn:ements shall be joint and several. Any Borrower who co-sig� this Security
<br /> __?,MifAYAs`� Instrument but does not execute the Note: (a) is co-signins this Security Instrument only to mortgage, grant tind convey that
<br /> —"`��j''� Bonower's interest in the Property under the terms of this Securiry Instnimenr, (b)is not personally obligated to pay the sums
<br /> �YY�� secured by this Security Instrumenr,and ic)agrees that Lcnder und any other Borrower may abree to extcnd,madify,foi�ear or
<br /> ---—�= make any accommadations with regard to the terms of this Sewrity Instrument or the Note without that Borrower's consent.
<br /> - 13.Loan Charges. If the loan secured by this Security Instrument is subject to a!aw whic6 sets maximum loan charges,
<br /> ��� and thnt law is finally interpreted so that the interest or other loan churges collected or to be collected in connoction with the
<br /> :���
<br /> loan exceexJ the permitted limits,then: (a)any such loan charge sha11 be reduced by the amount necessary to reduce the charge
<br /> - to the permitted limir und (b)any sums already collected from Borro�+er which exc°eded perniitted limits will be refunded to
<br /> - Borrower. Lender may choose to make this refund by reducing the principa! owed under the Nots or by making a direct
<br /> -=- = payment to Borrower. If a refund reduces principal, the reduction will tx: treated as a partial prepayment without any
<br /> J.�u_�F�= prepayme�at charge under the Note.
<br /> --� 14.Notices.Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing
<br /> - it by flrst class mail unless applicable law requires use af another method. The notice shall br directed to the Property Address
<br /> --��--=— ar any otiler address Bonowcr designates by notice to Lender. Any notice to Lender shall be given by first class mail to
<br /> - == Lender s addcess stated hercin ar any other address L.ender designates by natice to Borrower. Any notice provided for in this
<br /> -- �:r�'r-`y�� Socurity Instrument shall be deemed to have becn given ro Banowee or Lender when given as provide�in this paragraph. �
<br /> -�_�= 15.Gavernin� Gaw; Severabll[ty. This Security Instrument shall bc governed by federal law and the la�v of the
<br /> -��='"f��.: �- jurisdiction in which the P�roperty is located. in the event that any provision ar clause of this Securiry Instrument or the Note
<br /> --'_;::�:"��"•;; conflic�s with applicable law,such conflict shall not affect other provisions of this Securiry Instrument or the Note which can be
<br /> --+-��`—"'�"t,_�� given eFfect without the wnflicting provision. To this end the provisions of this Security Instrument and the Note are declared
<br /> _ ,1:.:.:�,
<br /> ?=_�-::��;��}��• . to be severable.
<br /> `�'+`��'.'��� . 16.Borro��er's Copy.Borrower shall be given one conformed copy of the Note and of this Securiry Instrument.
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