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<br /> TOCETNER WITH ull thc improvemcnts now on c�rcaftcr crected on thc property. und uU caticmcnty. upPuncnances,and �S
<br /> • c fixturos naw un c�rcultcr a pur► of thc proprrry. All replace�ncnts and ndditions �hull ulsn hr ravcral by this Sccurity �:
<br /> ' .} In�trument. All uf ttu fi�re�oing is rcferred to in thi�Security lnstrumcnt us the"Pruperty.' �!_.
<br /> RnItRnWFR CnVENANTS thut Ourrowcr is l:nvfully sciscd of thc cytutc hcrehy rimvcycd and has thc ribht to grunt��d
<br /> .. • "�' ' convey the Property :uid thi►t the Property is unencumbered, exrepc fur nuwiubra�lc.:ti u! record. Bnrrc�w�r a.vra»t� and will �•
<br /> l, " � defend generally the tide to the Property against ull clnims and demandz, subject ta uny encumbrunces of rerord. �
<br /> a""`��� 'CHIS SECURITY INSTRUMENT cumbine�uniform covcnunts for national use und non-uniform cmenunts with limital �
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<br /> . varintions by jurisdiction to c�mxtitutc a uniform security instrument mvering real pmperty. �,
<br /> � UNIFORM COVENANTS. Borrower and l.cnder covenunt and agrce us follows:
<br /> '� 1, Ps►yntent of Principul and Interest; Prepnyment And Lute Chnrges. Di�rrowcr shall prnmptly p»y when duc tlu ��_
<br /> � r principal of and interest on the debt evidenced by the NotG and uny prepuyment niid late charges due under the Note.
<br /> � � 2. Funds for Taxes and lusurnnce. Subject to appl►cable law or to a written waiver by l.ender, Borrower shal!pay to
<br /> �..� j [.�ndcr on Il:c dey mnnthly payments urc duc under the i�otc,until the Note is paid in full,u sum("Funds")for: (a)ycarly t�xes
<br /> . ° and ussessments which miiy attain priarity over this Securi�y instrument as u I�en on[he Pruperty,tU)y���Y��s�hatd Ya,r,:ehs _--
<br /> � , or graund rents on die Property,if any;(c)yearly hu�.�rd ar property insurance premiums: (d)yearly floud insurancc pr�miu��u, ,
<br /> � � if any; (e) yearly mortgage insurance premiums,if any: and (� any swns puyable by Borrower tc� I.e�ider,in accordai-ece with
<br /> the pruvisions of paragraph 8, in licu of the payment of mnrtgafie insurance premiums. Thcsc items arc cuUcd "Escrow Items.'
<br /> • Lencier may, ut uny time, collect and hold Funds in nn umount not to exceed the maximum amount u Iender fo�� a federally
<br /> related mongage loan may require for Borrower's escm�v account under the federal Real �stnce Settlement Procedures Act of
<br /> ; � 1974 as amcnded from time to time, 12 U.S.C.Section 2601 et ser�. ("RESPA"),unlesc another Iflw that applies to thc Funds
<br /> sets a Iesscr amount. If so. Lender may. at any time, cullect und hold Funds in an amount not to exceed the lesser amount,
<br /> �� Lender muy estimutc the amount of Funds duc on the bNSis of currcnt data and reasonable estimates of expenditures of future _
<br /> � Escrow Items or otherwise in accordance with upplicahlu luw. --
<br /> � The Funds shull bc held in an institution �vhase deposits arc insured by u federal agKncy, instrumentnlity, or entiry ._
<br />:,;; (includinQ L.ender,if I.ender is such an institution)a�r in rny Federal Home Loan t3ank. Lender shall apply the Funds tapuy the
<br />- �s'� Escrow Items. Lender muy not charge Borrower for holcling and applying the Funds,annually analyzing the es.row account,or
<br /> - , verifying the Escrow ltems, unless I.ender pays Bnrro�+�er interest on th�Funds and applic:ible law permits Lender to make such
<br /> `�; � . �`�.�a=��. ����,�:. r�^��r s„�y rec;uire Borro�vee to puy n one-timc chargc for an independent real estate tax reporting scrvice
<br />,;t:_, f�, used by [.ender in connection with this loan, unless ppplicable law provides otherw�se. Untess un ag�cciacr�t is ���ad�cr
<br /> �ta•.;,•;r;
<br />;;�,.; .::••: .,.,�,:,�, applic�blc law requires intcrest to bc paid. Lender shail not be required to pay�orrower any intcrest or earnings on thc Fu .
<br />-•• '`��, `�'`�. Borrotivcr and L.ender may asrce in writing, howevor, thut intcrest shall be paid on thc Funds. Lender shall give to Horrowcr,
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<br /> q�;':'N''°'`'"= without churge, an annunl accounting ot the Fun�s. +fnawing credits and debits to the Funds and the purpose for which each
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<br />- ° debit to the Funds was made.The Funds are pled�crJ f��additional security for all sums secured by this Security Instrument.
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<br />:;;;.:�:• • If the Fnnds hcld b L�nder exceed the amount�� ermitted to be held b a liwble la�v, I.ender shall account to Borrower
<br />���""'� for the excess Funds in uccordance with the requirements of applicable law. If the amaunt of the Funds held by Lender at any
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<br /> - _ :..,�: time is not sufficient to pay the Escrow[tems �vhen duo,I.ender 7nay so notify Borrower in writing, and,in such case orrower
<br /> ..W shall pny to I.ender the amount necessary to make up Aie det"iciency. Borrower shnll make up the deficiency in no rnore than
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<br />-s'��+'�' .i••... tw elve monthl y pa yments,ut Lender's sole discretion.
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<br />�t Upon payment in full of aU sums sccured by this.Security Instrument. Lender s h al l prompt ly re fun d t o orrower an y
<br />�^����.••;� Funds held by Lender.If,under paragrnph 21,Lender shall acquire or scU the Property.Lender,prior to the acquisition or sale
<br /> �°"f��;��!t��r.' of the Property,shull apply any Funds held by Lender at the time of ncquisitiou or sule as a credit against the sums scxured by
<br />';�5, thls Security Instrument.
<br /> 1" � 3.Applieation of Payments.Unless applicable]�w provides othen+�ise,all payments received by Lxnder under paragraphs
<br /> _—_�,+,. � 1 and 2 shull be applied: first, to uny prepayment chRrges due under the Note: second, to amounts payable under paragraph 2;
<br /> _--�z":�� third,to interest due:fourth,to principal due:und I�ut,to any late charges ciue under the Note.
<br />_�3:i�„�k;u,� 4.Charges; Ltens. Borrower shall pay all taxes. assess�nents, charges, fincs and impositions attributable ro the Property
<br /> "" �vhich mny uttain priority over this Security Instrum�nt, and Ieasehold payments or ground rents, if any. Borrower shall pay
<br /> °-=�'��� h 2,or if not aid in that manner, Borrower shall pay them on time di•ratly
<br /> these obligutions in thc manner provided in paru�rnp P
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<br />��:��� to the person oweci payment.Borrower shall pmmptly furnish to Lcnder all notices of amounts ro be paid under this parngraph•
<br /> _`=����^ If Borrower makes these puyments directly. Boim►ser shall prompdy furnish to Lender receipts evidencing the puyments.
<br /> ��:��';'���:i :
<br />�t�•,:=:,�::_'���;`,;; Borrower shall promptly discharge any lien�vhich has priority ovcr this Sewrity Instrument unless Borrower: (a}ogrees►n
<br />: 'I"`�`., � writing to the payment of the oblig�ition sccurcd by the lien in a manner acr.eptuble to L.ender;(b)contests in gcrod faith the lien
<br />- � by, or dcfends �gainst enforccment of the lien in, legul procc�edings which in thc Lcnder's opinion operate to preveat the
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<br /> - enforcement of the lien; or(c)secures from the holder of the lien an agreement satisfactory to l.ender subordinatins the lien to
<br /> ` this Securiry Instrument. If Lender dctcnnines that any part of the Property is subject to a lien which may attain priarity over
<br />__. ' '�:',-',��� . this Security Instrumcnt. I.ender may givc Borm���er a notice identifying thc licn. Borrower shaU satisfy thc licn or take one or —
<br /> ,;� • more of the actions set f�rth above within 1 O day:.of the givin�a(notice. -
<br />}�. . � Form 3026 9190 _._.
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