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. <br /> 98_ 1E�3'790 <br /> NOTICE REQUIRED PURSUANT TO 15 U. S .C. SECTION 1692g <br /> (FAIR DEBT COLLECTION PRACTICES ACT) <br /> 1 . The amount of the debt owed by you to Merrill Lynch <br /> Credit Corporation is $4 , 282 . 56 . <br /> 2 . The name of the creditor to whom the debt is owed is <br /> Merrill Lynch Credit Corporation. <br /> 3 . You have the right to dispute the debt, or any portion <br /> thereof. <br /> 4 . Unless you contest the validity of said debt , or any <br /> portion thereof, within 30 days of the receipt of this Notice, the <br /> debt shall be assumed to be valid. <br /> 5 . If written r.otice is received within 30 days of this <br /> Notice that you dispute the debt, or any portion thereof, <br /> verification of the debt shall be obtained and forwarded to you by <br /> return mail . <br /> 6 . Please be advised that pursuant to federal law, the law <br /> firm of Hansen, Engles & Locher, P.C. , may be considered a debt <br /> collector, and any information obtained from you may be used for <br /> the purpose of collecting the above-referenced debt . <br /> 7 . If written notice is received within 30 days of this <br /> Notice, the name and address of the original creditor will be <br /> mailed to you by return mail . <br /> 8 . Written requests should be addressed as follows : <br /> HANSEN, ENGLES & LOCHER, P.C. <br /> 800 Exchange Building <br /> 1905 Harney Street <br /> Omaha, Nebraska 68102 <br /> Donald J. Pavelka, Jr . <br /> 3 <br />