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� � f <br /> ��- i��3'�39 <br /> 0004715615 <br /> The Note Holder will calculate the fixed Modified Note Rate based upon the Federal National <br /> Mortgage Association's applicable published required net yield in effect on the date and time of day <br /> notification is received by the Note Holder and as calculated in Section 3 above. I will then have 30 <br /> calendar days to provide the Note Holder with acceptable proof of my required ownership, occupancy <br /> and property lien status. Before the Maturity Date the Note Holder will advise me of the new interest <br /> rate (the Modified Note Rate), new monthly payment amount and a date, time and place at which I <br /> must appeaz to sign any documents required to complete the required note modification and Maturity <br /> Date extension. I understand the Note Holder will chazge me a $250 processing fee and the costs <br /> associated with updating the title insurance policy, if any. <br /> BY SIGNING BELOW, Borrower accepts and agrees to the tenns and covenants contained in this <br /> Balloon Rider. � <br /> (SEAL) <br /> COREY J PAULSO -Borrower <br /> �"�!��-.Q..c..� (SEAL) <br /> PAMELA K. PAULSON -Borrower <br /> Substantially Similar to MULTISTATE BALLOON RIDER Form 3160 07/89(Page 3 of 3) <br /> Single Family-FNMA Unitorm Instrument EC062L Rev. 01/16/97 <br />