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<br /> tStEll.iO Wx7AAlli�: M�so�n in� rrcluslra rene�y apalnsl ynu ai�¢ar�sslgreo �hall lin Ilrite1 io mY rights a^d remcdles under the e�yress IIMiTEO WARR�NI� rou eNteud tu "
<br /> c;�a at �ta Giro I sl�n tGit ftntratl.t��elclusl���I�hts t�d �eradt:s er.��r Ih� ��arw;;; t�tt! he In 1!!� 01 all uther iI4Me or remadles,sl laM er In tgulry.wAtr1 etnitt4l
<br /> Ar a�Ciii�asln si�m aw. °:
<br /> Ai,l I(a8UF1?,tUREO WIMDOW PRpAlICtS ANE NDT fill�FlllIfEED �C�INSI tDNOfN5AT10M,u(lfS1URE fORhU110N OA FROSf.PROOUCiS AAE NOi GVIPA�NTEEO�CAINSI C08ROtI0N OUE ,
<br /> 1:7�1U�RSE CLINATIC CONDI1101iS. ,
<br /> BtIVER, R4FD TtIE SEPl,E�SE"IINITF.D lV�ttRf,11TY"►VIIICII IS�SEPAGITL WRITff:ll 111Sif�11YENT PERTAIMIMG SUIEI�TO M�MUFACiUREO FR09UC!S Oi iHE P�CESEiiEft C08PORAlIGM
<br /> A�lA WH(CN"LINITEO WARRI.IIIY"III,S AEEN OELIYEtIEO YO EACM RESPECiIY�BU1fF.fl IM CfflillEC11011 NI�M INIS SAIE.INE i0AEC01MG PROtlIS10NS REQAROIiiC�QRUENSMTIOii DO 60T ,
<br /> . 6PPlr 10 S!1)ING.
<br /> furl�or, 1�s PuesttiCr CsiM mlbn makos NO A�PRfSEflT�11�N Oa W�RR1d1iY OF /1H1 KIND OR M�iUPE WHAiSOEVER. El(PAESS OR IMPI.IEO,WITH RESPECI TO iHE EMEACY ,.
<br /> • �' SA7!N6S I CQUIU OB NtiY /CIIIEIE UY USE OF fllE PA(IOUCf(SI.I and�rjtord Ihat ony ritqt�r s�rias I R��uAi�r� Is Gapendeat uoon�nun�ar o1 lutots,IaclWirt�, Out not
<br /> � Ifmite� tu,tRe trpe,qutntilY pr�A pntlltt al insuullon in my �o�e. tM pa�llcutar tl[o and uyte cl my�ome,ir.e►rv�ot ou�rry ol tanstmtUon c1 m�hoine,a�y p:�leulu qf� „ .
<br /> sivin,tfln numh�r ol npenin�t In mp home,prop�r monitoring ol tReraost�t settings,rtlm�tic ca�dido�s�nd loc�tlon o1 my home.�nd eren t�e ry�e o� ener�y conswned lor
<br /> , hmiinp and �Ir conAltl4niRp,�utpntGt. � �---
<br /> � NItEf��1Y�V1F;(d'f ANU ACClZUAI.QI�TNIi l�INANCF:l'HARGF;1:�cn ih„ugh I�f�,n�q t^ ���c In pa)'mnre Urrn�ttc ngular schrdulcd monthly p.�ymrnt.I havc Ihr.tight ' ���;i�r��
<br /> m pm.p,rv Ilic wholc:unmmt mvin}��n y�•u m full nt:�ny ninc�u �n�ni fn�m timc 1�;�imc. 1 un�cntand that�hc financc chargc lmtcrc.0 i.compu�cd daily. 1 knnw my ,�`�.�=
<br /> tlitprtr.e churge wdl tw Icti+if 1 mu{:e an carly puymcnt.ai�J u«i 11 M h�glur it I ny late;i also ntingm�c that imy nccc5,ary aJ�u+tmem to my mtal Rnance char}�e�vill „ °i`i;,:�'',�'
<br /> � Be rctlected m mp final hill:I altio knuw ihnl tlie amuum+�hu+�n un��age 2 f��r i�ic i�'bnumee Charge,Tival of Paynunt..and the Total Sale Price am estimatec Nued on .r
<br /> .� �hc a:..umRtfnn�hu yuu will recni�•r.cnch uF Ihc paymcun cxacU�•un�ts duc J.uc;:s�rd I kno�v tha�thcrc a•tIl bc no m(und if I pnpay bccausc thcrc ic nmhiug to mfund ..•'L'—
<br /> � whr.n I am chirged un a Anily bnein.I knnw qtat d all rcb�tec,n(imds anJ crcdii+w v.hich 1 mi•ht be entitled arc Ietiti than one Jnllar 141.OU).no refund wiil be made.1 �!
<br /> ma� colwnaril m ry ihc amm�m I o�vc ou.in tuil nr m in. a��n �timc. 1(I nurlcc o rnia� n � nunt.I muu rontinuc to makc my n�uiar i otcros until 1 havc '�;�.;�--
<br /> ; J Y P P= Y p� S P' P P"!' �'•Y ;.�_ir,;;.�
<br /> .,t paiA all amaunts mvcd I know Ihnt il I pn�pny Ihc whnlc:imonnt. ynu in�y collcd nr niain fmm mc a minimum chargc nnt gmatcr than 51(t.�. „r_
<br /> SPECIAl.-ORDEIt GOOp:i:I{:nuw th��t Snu huvc mca+urcd my houK and iIh npctung�.0 Ih:rt)nu tan m:iAe[hc lfii,lucts iu tit my�particular housc and�hat thc gcx�ds -
<br /> . - {��otTably wdl not fi[any othcr hnuatis.+��1 Anuw�h:�� I caunut cnu.d tLf,�ouu,����d any i�mt after tho p:no:1 of nmc gncn ro m:hp 4nc m uhirh tn cancel.After thst ��'' —
<br /> li:gal pcncxi oF time.1 knnw that I tunc thc ubli�;anun tu p.i�ynu in ful l�hc amounl�aa�J. ��`'',r�.
<br /> � COAIL�IEIVCEDfENT O�THR KiNANC�CHARGG:The finan.r charge�wierc•a,n�sum�teJ�o�tan«ithm 30 Jay.uf�he Jate nl�hu rnntr.�ci.exeept in the ecent i`._=`.:�:-".�
<br /> • �hat yun comple[c thc m�utllnOnn uf the gouds.md,crvires un uno�her Ja1c, �hcn ilte financc ch:v�c(mtcresl)will M:gm tu run on thc datc that t sign thc Cumptctian t"..�•.-�s.?-
<br /> * Ccneticatc.'IUr.amountoffinaueochnrE;eUntcrcst)muybemorcurle�siha�i�hcamoumdi�closeddcpendm�onthenmountslpayyouanJmytimelincssinmal:ingFayments. • �_�_''
<br /> • �+� pF�AULTt I will b^in dcfnull�mdcr this coutnct iG• I.I don't mala a p�ymcn�rvhr.rr duc;or 2. 1 brcak any promisc I madc to you in this conuact;or 3.Somcthing clsc `=--�
<br /> ?� ha ens which c�uses you to trllovo in pnod fiiith�hnt 1 dn not intend to pay y�u ay pnsmised:or y.l default on any obligations for which 1�m using my home ac collateral; - gg.__
<br /> �(•, or�Something happer�s to my hausc w��ch thre+ucns ynur rights,if any,m it. ._t��_
<br /> �. CO3L1GEGTION COSTS:If 1 mn in defuull of thi�,contnct and you demand fidi payrncnt,fnr rcasunable attomeys'Fees�nd far other related expenses sush as court costs, + ,�
<br /> IitLs searches and money you oapandeJ to collcet tho amount due ur�o pmtect my hnuse,if you arc alloued to callec�such nmounts by I�w. ,;n�'"�.
<br /> � 076iER RIGH'f'S:You can chno+e not to enfnrt:e any u(the nghts onder this cnnuu-t as of�en as pou«ant without losing them.Or,yoa can delay enforcing any of the �_��,,;�„�,.
<br /> rights a•ithout losing thrm.You cun olsu u�c any rights no�v or m thc fumrc z iccn in �ou by la�v. '
<br /> �1£�.AYS:I know�ha�yau will ur.e your best effurtx to install�he Proclucts 1 un�purcitasing on nty house,but 1 also understand that in some situations you may encounter °���—
<br /> � j� delays thut arc ciused by strikes,wenther condiUnns,delayti you ha�r in ohtainmg m+iterial�,or far other reasons that arc beyond pour conuul.!will not hold you linble `��
<br /> �� fur such��I�ys.
<br /> �_ [�FiQi1EST FOR F��LL PAYMT3�11:[f[am in Jetault under this contr�cl,you cau�Seclare all that 1 owe under th�s contmct payabte ae once.i agrre to pay you ince�esi
<br /> en ttsot umceunt at tht m;u�imum onntmetual mte�Ilmved by law until th�umouN I uc�.e�ou is paid.l also know that}•ou can forcclose the mortgage I have grvtn ro you.
<br /> ' '' AR�TfRATION:lf I fia�•c ii disp;pe or cla4n with you conceming the quan�ity,qur�iity or pedomiance of the Products,1 understand that my dispute may be submitted �-�
<br /> . �� tu and scttled acrnnfing ro th�mesli�Unn-atbitrntion program�hat may havc devclnp���i m my enmmuniry.1 alsn know that any decision madc by an arbitraWr(s)would be �•�_�
<br /> r.nterc�l in thc court having junr.dlrtivn ovcr mc and you.
<br /> E,-- —
<br /> SALYAG�VALUE:I know Ihat the windows,woodwork,sidin�,brick nnd uUMr matcrials that have to be rcmoved try you for this installation havc�salvage vah�e. :--
<br /> • ' �' 1�+hcn yau n:movc►ham,you tan hnvc dum fnr�vhmevcr puryosc you want.
<br /> ` � ��' SE�E�IAL SI'I'UATIONSs Duc to�4c uniqucness of somc of Ihe P�oducts that you :sell,I undcrstand that in spccial si[uations your Regional Office mav have to ttvicw �E.
<br /> - ���'`1� und�pprove�his cnntract.I alf.o und:��wnd Qiut this sale occumd in my home�md�hut�ou:�nd I may not have had all the camect mfortnation importanl to this ttansaction f�`
<br /> � iil our fingenips;I give you n�y cwntent to cotrect:my obvious ermrs that may ha��e<;ccumed ahen the blanks in this conuact�ver�completed. -
<br /> . �' INYAI,ID PRUV[SIONS:I[nny�mvision of this conmct violates ihe law and is micnforccable,the mst of the centr�ct will be valid.If any paR of this cotumct[rquims ;-
<br />_ ` „ :� puyment of mom intonnt than lhr. nw pertnits,then you will only ba�•e the riQhl to c��llect trom me th:amount of intercst which the law all�ws you ro colfeet. F
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<br /> �. 5,` �'.. COMPLE7'ENESS UF THIS CON'fRAC'I�TF�is contnct c.vi onI be chan ed i!i�oth ou and 1 a nc in writin
<br /> -, :;;i:. , - , N6�1��CE �;�F.
<br />�". `''}�'�% ��'.�� �� ANY HOLDER OF 7(i1S CONSUhACIa CREDIT COIdTAACIr IS SUBJECT TO ALL CLAIMS ANO DEFENSES WH1CH THE °"�"_ -
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<br /> f,,�-,-�..',y::�,,,;.•.? t, DEBTOR COULD ASS�FiY'AGAINST TW�S[LLER OF GaOIDS OR S�RVlGES OBTAINFD PURSUANT HERETO OR 1keTH
<br /> ,,::;��:,.s,:•,-q '0'N� PROC�EOS Hf=1�IcfZli IiECOVERY HCRELJNDLFt� BY Th1E DEBT�DR S�SALL NAT EXCEED AMOIfNTS PAID BY THE
<br />" °����''•'' ' DE�iTOR HEREUNDER.
<br /> 4,' ������`f���� , INSWRANCE CANCLLLATIONt if 1 h:+vc rcyucsted insurancc in tY,is pun:hu+c.E may canccl such request tor insur.�nce for any m:uon within fiRcen(I5�days from
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<br /> :.�5��±4���;�:/�� the dare of tdis cantr.tct by notifying you or the hold:�of this wntraci in wnun� I knnw iha[die raneellation of my coven�e will ba�ranged with the insuranee camerts)
<br />_ . .,,�(;• .• and u fuI!refund of my prcmium(s)together�vith sppl'icable financt rliurge wt I be�•reJited a this contract. _
<br /> ` `•�•; PLEASE NQTE:If 1 have mquested insumnce in�his mreh+�se.T will receive�viihiu thi�ty(30)days a eettificate of insumnce mom fully describing the insurmet wveragc. --_
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<br />- • [kna�v thnt if there is any conilict in the covemge or t�e Innguagc af the cenit ica�c of insuranec and the followin�Natice of Propo.ced h�su:ance that 1 am tovered onty to -
<br /> � �^ ' '',, ' the cxtent sroted in the fallowing Notice of Proposcd Insur.�nce.I alca f:nmv thm 1 hnvc insunnce covemge only if I have bcen chargetl for it. --
<br />_-_ ,_, NOTI�E�F Pf�OPOSED INSUR�f9��E �
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<br /> _ ,,..}:"':;�.,t.'�� I t�l:e nnrice thst either CreJit Life or Cecdit Accident and Heal�h Insumna,ur both,will be npplicable ta this Installment Sales Con2rnct only if 1 hn�e chosen it by �;�_�
<br />_. ,:����Lr�;'i�;.�.-_ � sigiung ihe rcquevt for such insur.mce.This insumnm will only corer the penon si�,aing the rcquest at the cost for cach ry of insur+..nce shcwn.Subject tn aceeptance [-r-=
<br /> L r �, • by tttc insumncc wmpany,the insur�ncc will be effccth•c us of toJay:u�d w�ll cnnUnue only for�he number of months�r thc cffcctive date equal Ya�tt;c num6er of �-�`�
<br />- � ;1�`�;�;�•�;�,,:.�', �. montttly pnyments.[widcrstand that this parUcular insur�ncc may not pmvide covcragc for my last few paYmcnts,and that during that periad of timc 1 wil!not have any _ _
<br /> ' ,�•• ' � lns�uance coeemge.All benefits t:nd proceeds of the insurance w�II br.paid to yon or to a f nanci:J lns�itution if it pushaus the Installment Sales Contr�ct to the extent __-
<br /> - + oF ita intecesle and uny balance v;iil be payable to me.71�e ini�ial amount of Cicdit Lik Insunnce�s ihz amount mquircd to repay the 7btal of Payments:thereatter,the :—_�__.,
<br /> - ; inswunce dccn�ases by the amount of each monthly payment on a scheduled 30 duy basis.If 1 un�oini7y obllgated on the Instnllmene Sales Cantract w�th a Co-Buyer,and
<br /> � ' we hnve hoth signcd the request por Qedit Life Insumnce,deatl�benefits will b:payable only wit rtspect ro the first one of us to die.Subject ro eaclusions,eGmmations __ _
<br /> - �'tif„'�•��� � ' or w�itln�period stated in the ineurnnce�licy or cettificate.Crcdil Accident and HeaUh Insurence is for the benefit amount of 1/30th of each month's payment for each -;,,�,�__,___
<br /> '•��'`��;1�r�; ,L " duy thu� am totally disabled duc to an in ury or slckness whilc t o«c any pnyment to you:howevcr.1 understand that I have to be pnnventcd from workmg duc ro such �:_=�,___5,��„=-.
<br /> " "r' �f tvtal disabiliry for mo�e th�n fourtecn(14�rnnucutive J�ys before ihe iuswYmce Ucnefit is paid hack to the first day af my total J�sability.I oLso know thst I cannot •,:r-�tiz:'.-•-• -
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<br /> � ohtuin any�isuranee from y�ou if I nm m�er 65 yenrs oP age tc►do�;nnd I nlsu know that the insurance mverage pmvided to me mqy conlaie o m�cimum rmount ti f-.;�__-.
<br />- ,•, `.1 �� n4co�•erog�wtticlt w01 nat paY!n same�ses,t6�endrc amount tl�nt t o++�e you. Duc to the�vaximum am�unt of coverage stated in sh.e insueance policy,l know that ,,,.,Y t��
<br /> � i� any unpaid amount in ezeess of the insurance coveragc�vill still h»r to b:pmd.If the Ins�allmont Sales Conuact is prepud in full prior to the last payment date,any r�;�:�y.t.:-_
<br /> " unca�ned Msur•uice premiums will be mfunded to me in the manner pms.ribeJ tiy la�v.Wiihin thiny(30)duys,l will a•ceive the certificat�of insutnnce more fully describing � ' ;;t;r;,R°:_.-
<br /> , ' my inswnnce covertige.If the insumnce iti not nrcepted by the in�unncc company.1 will n cei�•c a rtfund of'the insurance premiums I ha�•e paid. ,,4, �,,;;rt�t:•
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