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<br /> -� � 'POCif:THt?R WI"fH nll the impruvenunts now or lierealter erected c�n the pn�pcny, ancl ull ra�cmcmti,rq�purtrnunccs, nnd
<br /> . �� fixtures nn�v ur IicrruRcr a pnrt uf thc property. All rcpli�ccments nnd udditiun+ tihall al,u br ruvcrcd hy thiti 5�curiry ;,
<br /> �'� Instrument.AU uf thc li�reguing iti referred tu in thiti Security Insuument us tl►e"Nr��perty.' ;
<br /> IiOItROWFId C�VI'sNANTS thnt Bur�uwcr is I,nvf�dly ui�cd af tlic cstutc hcrchy �unv�ycd and hn� �hc ri�ht to�:nint and
<br /> convcy thc Pro�x:rty und thiU thc 1'roperty is uncnrumhcrcd, cxccpt fi�r cnrumhnu�rcy ul rcrur�L Hunu�ycr wauuiut, und wifl ,
<br /> """� dcfcnd grncruily thc ti�lc to thc Pruperty ugaiinst�dl claims und dcmimds, �,ubjcc�tu any cnc�nnhrimrc+i�f rc�urd.
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<br /> ;� THIS SECURITY INSTRUMENT comhincs uniti►rm ciwcnnnu fi�r n;ttiunal u�c cind non-unitiirm rovcn,mts with limitcd
<br /> variatians by jurisdiction W�Y�nstiwtc n unif�um sccurity instrumcnt cuvcring rcid prop�rty.
<br /> 'ir UNIFORM COVENANTS. Burrawcr imJ I.endcr cuvcnunt und ugrec us t'ollows:
<br /> . �i � l. Pny�nent of Princlpal nnd Inter�t; Prepayn�ent unal I.utc Cliur��r. Fiorcuwcr shi�ll prumptly puy when duc th�e
<br /> � principll of ur.d intercrst on the debt rvi�ienred hy thr N�to nnd imy prepayment and lnic charLCS duc uuder tlu Nutc.
<br /> �� 2. Ftinds for Ti�xes imd Insurnnce. Subjcct to cipplical�lc Imv or ti��� written�vuivcr hy I.endcr, Bormwcr shull pay to
<br /> '�� Gcndcr on thc day munthly paymcnts arc duc undcr the Nntc.until thc Notc is paid in full,a sum("Funds")far: (a)ycurly tuxcs
<br /> and assessments which may uttnin priarity over this Security Instrumcnt us i�lien on the Pmperty; (b)yearly Iea�ehold payments
<br /> • or ground rents on the Property,if any;(c)ycnrly hvurd or praperty insurnnce premiums,(d)yeurly tl�d insuranre premiums.
<br /> '�� ' ��.�� ` if any; (e)ye:irly mortgage insurance premiums, if any; and(� uny sums payable by Borrower to l.endee, in ucc�irdunce with
<br /> ' the provisions of p;vugraph 8. in lieu of the payment of mortgage insurunce premiums. These items;tre calleci "Escrow Itenu." _
<br /> •° "�Y ' I.ender may, at any time, collcct und hold Funds in an amount not to cxceed the maximum,mount n Iender for a fe.�ierally
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<br /> -�:�p:''" � related mongage loan may neyuire for 13orrower's eserow account under the federnl Reul Estate Settlement Praceciures Act of
<br /> • 1974�s ameroded frum time to time, 12 U.S.C. Section 2601 et seq. {"RESPA"), unless anothcr luw that applic,to tl►e Funds
<br /> -_�'_'"" '�ti ' sets a Iesser t►mount. If so, L,ender muy, ut any time, callect xnd hold Punds in an omount not to exceed the Iesser mnount.
<br /> r� Lendcr may estimate the amount of Funds due on the ba�is of currcnt datn and reusonahle estimatcs of expcnditures of futur�
<br /> ' ''�;��:r=�� Escrow Items or otherwise in accordance with applicablc law.
<br />��•,Js;.;.��.- The Funds shall be held in an institution whos� deposits are insured by u fexienl agency, instrumentulity, or entity
<br />-��:;.�,,� (includins Lender,if I.endcr is such an institution)or in any Federn!Homc L.oan Bank. l..cndcr shall apply the Funds to pay the
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<br /> _:�:�;, �� �scmw Items. Lender may n�t charge Borrower for holding und applying the Funds,unnuully an;slyzing the cscrow accaunt,or
<br /> - � i verifyin�the Escruw ftcros,unless Lender pays Bonower interest on the Funds�nJ applicable law permits Lcnder to make such
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<br /> -�a�:�_ ;. a charQC. However,L.ender may require Sorrower to pay a one-time churge for nn independent real estute tux reporting service
<br />-:.^:�"S"'�^' used by Lender in connection with this loan. unless applicuble law provedes otherwise. Unlcati an ugrecment is made or
<br /> -`'�'�---}�� � applicable Imv requires intcrest to be paid, L.ender shnll not be reyuircci to pay Bormwcr nny interest or carnings on the Funds.
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<br /> -=.-�n,�n��:��d , Bon•awer and Lender may agrec in writing, however, that interest shall be paid on the Funds. Lender shall Eive to Borrower.
<br /> °'-�`r��1�!>� � witt►out charge, an unnua,l accounting of the Funds, showing credits and debiGc ro the Funds and the purpose for which each
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<br />`�:;•.; -, de�it to the Funds was made. The Funds tue pledged ns additianal security for all s�tms sc.curod by this Security Instrumem.
<br />�'���r'�i,• �" If the Funds held by Lender exceed the amounts permittai to be held by applic;iibl� Imv,Lender shall account to Borrower
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<br /> __ ___,`�� fnr ihe excess Funds in accordance with the requirements of applicable luw. If the an�ount of the Funds lield by Lender�t any
<br /> :�oz�� time is not sufficient to pay the Escrow ltems when due. Lender may so notify Borruwer in writiag,und,in such c.t►se Barrotvec
<br /> _-_•:°� shall pay to Lender the amount necessary to muke up the deficiency. Borrower shall make up the deficiency in no more than
<br />_�.er�t� twelve monthly payments.at Lender's sole di�cretian.
<br /> �'_'-_� Upon payment in full of nll sums secured by this Security Instrument, Lender shnll prompdy refund to Borrower nny
<br /> _ Funds held by Lertder.!f. under paragraph 21, Lender hhall acquirc ar sell the Propeny. Lender. ptior to the ucquisitiott ar snle
<br /> � of the Properxy, shnll npply any Funda held by Lender at the time of ncquisitiun or snle us a credit ugainst the sums securecl by
<br /> _ --� this Securiry Instrument,
<br /> — 3.Applicatton of Pnymcnts. Unless applicable luw pr�vides utherwise, all p�yments received by Lender under paragraphs _.
<br /> — I and 2 shall be upptiecl: first,to uny prepayment churges due under the Note;secand, to a�nounts payuble uncler paragrnph 2;
<br /> — third,to interest due: fouxth, to principnl due;and last,to any late ch�rges due under the Notc.
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<br /> 4.Charges; Liens. Borrower shall pay all taxes, asscssments, churges. fines and impositions attributable to thc Property
<br /> �T — whEch may atlain priority over this Security Instrument, and Ic:ssehold payments or grouncd rents, if any. Horrower shull pay
<br /> _-- these obligations in the manner provided in paragraph 2,or iF not puid in that manner,Borrower shall pay them on time direcdy
<br />_ - =� to thc person owal payment. Borrower shall promptly fumish to Lender a0 notices af nmounts to be paid under this par.�gt�ph. -
<br /> ,= If Borrower makes these�ayments directly, Borrower shall promptly furnish to Lender receipts evidencing the payments.
<br /> _-_���:�� Borrower shull prompdy discharge any lien which has priority over this Securiry Instrument unless Borrower: (u)Agrees in
<br /> �_+�--• ' �vriting to the payment of the obligation secured by the lien in n ma�iner acceptable to Lender,(b)contests in good faith the lien
<br /> •-�;4V ssdrY _
<br /> - _ _.;s.;�:,� by, or defends against e�forcement of the lien in, legal procu:dings which in thc Lender's opinion aperate to prevcnt the
<br />--�"�'"" enforcement of the lien; or(c)secures from the holder of the lien an agrcement satisfactory to L.ender subordinating the lien to
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<br /> ``v:r�=;:,':�';. ' this Securiry Instrument. If Lender determines that any psrt of the Propeny is subject to a lien which may nttuin priority over
<br /> • •`,� ' this Security Instrument, Lender may give Borrower a notice identifying the lien. Bom�wer sht�ll satisfy the lien or take one vr
<br /> � ��°` morc of thc actions set forth abovc within 10 days of thc giving of natice. —
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<br />=_ �•� • Form 3028 9l90
<br />° � Pope 2 0l 0
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