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<br /> TO{i(:TN�R WlTI{al��hc improvemrnis now on c�rcaft¢r crectcd on thc propcny.and nll casemcnta,nppnticnanccs,
<br /> nnd fixlutts npw or heron6Er a p�n ot�ho prnpat�. All rcpinttmrnts and additlons s6nll also bo covcrcci by ihis SccuA�y .._._.__ . . .
<br /> Ins�mmcnt. Allof tlio foregoing Is refcrrcd to in�h s Sccud�y Instmmc+n as tlw"Ropcey.`
<br />�� DORROWCR C:OV4'NANT9�ha�Oormwer Is Imvfully seised of tiro esia�e Ikrcby conveycd nnd has the dgp�to gmnt _ _ _._
<br /> a4d convey the Propchy mid iha�tho Proptny Is unencumbeRd,excep�for encumbronce.s af record. Rorcower warrents nnJ
<br /> wili deRnd generelly�he titlo to�L•o Propeny nSninst all claims and dem�nds,subJcet to any encumbranas of rccord. �'-�°.`"� � ��
<br /> THIS SIsCURITY INSTRUMaNT eomb!nes unifomi wvcnams for nationel usa and non•unifonn eovenants wiih ��_�.__
<br /> Umited vadations by Jndsdietion�ocons�i�uio u unifomi seadty i�istrumer�t wvering r:nl prnp=�t;•. _ -_.--.---..
<br /> UNIPORM COVCNANTS. Dorrowcr and Lcndcrcovcnanl and agrcc as foliows: _ =;,:;_
<br /> i. Peyment of Princ(pni and Initratt Prepnyment nnd Lntc Chnrges. Oormwer shail promp�ly pay uhzn due thc -_.� _
<br /> pdncfpal of and Interesl on tho debl evidcnud hy�ho Noto nnd nny prepayment nnd Intc chargcs dnc undcr thc Nola. - _
<br /> 2, FSmds for'ihxes enA lnsurance. SubJect to nppticabto Ixw a to a�vrinen wafver by I.ender,Rorcower shall pay to '
<br /> Lender on tho day momhly paymems ara duc under iho No�c,until thc Nae is patd in full,a sum("f•LnAs")for.(n)ycariy �`.: ",r �,
<br />- �axes and assessnx�eis��tdc1 na�•attatn priority over this Secudly insuvm:nt as a tixn on the Pcoperty;(b)yeady Ieasehoid ._,:,,;,,.„,..
<br /> payments w ground rrnts on the P+oPeny, if anZ; (o) yavly hazarA or pr�o��cty insurar.ce premtums: (� yearly Ilaai }_;, .
<br /> fnsuronce pram(vms,if xrty:(e)Yculy nrartgage msnrance prem(ums,If eny:.�A(D any st.ms Qayable Ly iiorro�rer to rs
<br /> LencS;r,in aceo[d�rtce witte�h p;uv6sionx ot paragraph 8,f�Ileu of�he aymeN of mnncag:iau:rance prcmmms. TCese �'!g:),±;°_-_` '-;�--
<br /> ttems are c.Uul"Escrow Items' f.eiadzr m.ry,nt nny Hm0.collect and hoPd NrAs in nn a�w::nt not tu excecd ihe m�ntmum �f _c , + :
<br /> amoun�a lendtr for a frdamlly rclated r.:ongag. loan may rcqulrc for Uortox.rt exru��•xce.�am under�he federal RGaI 'J` 1_ .
<br /> Fs�ata SetQemrnl P��ducec Act of 1974 ns r.mrn�ed from timo ro time,12 U.S.C.ti?601 tl srq.CRCSPA"),unl.ss ano:her � � _
<br /> - Iaw tMt applies ro Ua:[wn�ls u�s a Icsur amnum. If s.,Lender may,at any time,co71a�m�d hold I�nds In an ax,oum not ro � �;{1t,< <r .
<br /> exceed thx i:sser aiuount. Lender may estima�c �La emount oi timds due or, i.�c basis of cuttenl Aata :cr•a rw%una:dr �1`3y � .
<br /> esttmatexofexpcndlluntsoffulurcCscro•��ltemsorothefwiseinarani4mcewithnp licabltia�r. P�' ili'',-';;::;=•
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<br /> 7Lc fl�nds shell be hMd In an ins�i�mion whosr Aepnsits ;ee insvul by a ederal aFen:y, inslmmentality,or emity
<br /> (including Lender,if Lender Is such an insti�utioal o�in any i'rderul Hoine 4oan Ltar.k. I.ender shall apply ihe ILnds ro pay ���;=`iajady
<br /> the L'urow Ilems. Lender may not charge poaower ter hoiding nnJ epptying ihe Punds,annually analyzing 1he escrow ��.,�,_:.,__�
<br /> aao�mt.or verifying thc U'scrow[tcros, unlcss 4cnarr pays 6orcowcr fntcrcs� on iha Punds and epplfcablc law pcmiiis �7x{�,.,;�i�{�;:,_..
<br /> Lendcr to make such e chargc. Ilowerer.Lender may rc9uire Oorcowcr to pay a ono-time charge(or an IndapcndcN rcal :ys.i;, r � -:.
<br /> es�ale taz rcponing service used by Lend�r In wnnx�lon mth this loan,uniess eppllcabie Iaw provides oiherwiu. Unless an ��f^•„� J �
<br /> agrcemem is made or applicable law rcquircs intercst to be paid,Lender shnil not bc r�ufrcd to pay Rottower any interest or ,,;�,�.�,',°„�"•-
<br /> eamings on�hol�nds. Oorco�ver and l.endcr may agree in wddng,however,that interat shall be pald on the f�nds. Lender - ± + }%_`
<br /> shsll gfvc to 6orrowcr,whhout chargc,an annual accounqng of�hc Iimds,shnxing cndits and debits to Ihc Mnds and�hc '}�r�,>,�,� ,"�,1 -
<br /> purywse for which each debh to the I'unds was made. 7Le Ponds ere pledged es additional secudly Por all sums secured by �Y K�e._._�_�__
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<br /> I(tke Fends hdd Gy Lender ex�zd the amoums pemii¢c+i m bo heid'oy appticabk iuw, I���der shall a.caa; :o � .
<br /> Qorcower for�he excess(�nds in ecco?l.+xe wiih ihe rcquircmen�s o."nppticab�c law. If�he amount of�he ILnds M1etd by °;�j;_�� F:-_:
<br />= Lender at any itme Is no�suffictent �o pay tl�o Cscrou•Items when due,Lender nay so no�ify IIortower in wriiing,nnd,in ,�;� ,f,}?�i,:_:
<br />, suth ease 6ortower shnll pay�o Ler.C.r�ha nttio•�ne nettssary Io make up ike ci�f.iency. Oorcower shnll make up�he ts��'r&E '.;
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