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..�� <br />— <br />— <br />N � <br />0 = <br />� <br />�� <br />0 � <br />W �� <br />� � <br />�� <br />..�� <br />�� <br />� <br />�. <br />� <br />v <br />� <br />� <br />� <br />1�'1 <br />—�1 <br />.... <br />� <br />r <br />A'f <br />�/i <br />f'�'1 <br />�C7 <br />C <br />� <br />n <br />f�1 <br />� <br />� <br />A1 <br />� <br />_�� <br />� _ <br />� <br />When Recorded Return To: <br />Five Poin� Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />.Tr � <br />� <br />G <br />C <br />r �� <br />� C'� CI) <br />C� <br />�y � � <br />� � C � N <br />� � °"� rn O <br />� � � � � <br />p � f--� <br />� w �' z N <br />�> = m C7 <br />N —� D <br />m 3 r � o <br />� r v <br />� � � o � <br />A <br />� �n � � w <br />r^ N cn t� � <br />o � <br />N <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Loan No: 101246590 <br />Parcel ID: 400494121 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated December 28, 2011 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Kyle R Koepp and Sally J Koepp, Husband and Wife <br />Bonower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />State of Nebraska <br />(E) "Note"means the promissory note signed by Bonower and dated December 28, 2011 . <br />The Note states that Borrower owes Lender <br />One Hundred NinetyFive Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 195,000.00 ) plus interest. Borrower has promised to pay this debt in regulaz <br />Periodic Payments and to pay the debt in full not later than February 1, 2027 • <br />��', ,�D <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 �/ <br />Laser Fortns Inc. (800) 446-3555 ; <br />LFI#FNMA30269/11 Page 1 of13 Initiais: <br />