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�� <br />�� <br />�� <br />N �� <br />B ��� <br />�� <br />0 �— <br />W � <br />W � <br />� <br />��� <br />� <br />�� <br />- <br />�� <br />..�:,..;:: <br />� <br />� <br />70 <br />� � .• <br />� <br />�� <br />� <br />�f � <br />� <br />After Recording Return To: <br />PLATTE VALLEY STATE BANK & TRUST CO. <br />2223 2ND AVE <br />KEARNEY, NEBRA.SKA 68847 <br />Loan Number: 0262089550 <br />�.. <br />w � —�i °� <br />r � 2 "� N i'+�"� <br />r � —I �'*� <br />� � O p � <br />�' t, �., W p-� F—' � <br />� T z � � <br />c sm <br />rn 3 r ' � C.�p � <br />� <br />� I' D <br />Q —� 7�c � � <br />�q' � O �� �i � � <br />c � � C/T w � <br />� <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN: 1007960-0262089550-0 <br />DEFINITIONS <br />�� �b <br />� i � <br />Words used in multiple sections of this document aze defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated DECEMBER 2 9, 2 011 , together <br />with all Riders to this document. <br />(B) "Borrower" is STEPHANIE KULA, A SINGLE PERSON AND CODY <br />FRIEDRICHSEN, A SINGLE PERSON <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is PLATTE V.ALLEY STATE BANK & TRUST CO. <br />Lender is a NEBRA.SKA CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 2 2 2 3 2 ND AVE , KEARNEY , NEBRAS KA 6 8 8 4 7 <br />(D) "Trustee" is PLATTE VALLEY �STATE BANK & TRUST, CO <br />2223 2ND AVE, KEARNEY, NEBRA.SKA 68847 <br />organized <br />(E) "MER5" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 4$501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Bonower and dated DECEMBER 2 9, 2 011 . <br />The Note states that Bonower owes Lender SEVENTY-SEVEN THOUSAND FIVE HUNDRED <br />TWENTY AND 0 0/ 10 0 Dollars (U. S. $ 7 7, 5 2 0. 0 0 ) plus interest. <br />Bonower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />JANUARY l, 2042 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(I� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late chazges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 1 of 11 <br />Dod4leglc � <br />www. docmagic, com <br />� <br />Ne3028.mzd.xml <br />