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- <br />� <br />N � <br />0 = <br />� � <br />0 <br />� - <br />� <br />� - <br />- <br />� <br />� <br />A <br />� <br />� <br />� <br />� <br />� <br />r�'Y <br />�1 <br />� <br />� <br />1'i'1 <br />r�0i <br />1 �°I <br />� <br />� <br />� <br />� <br />� <br />� <br />; � '� ` <br />, `, ,, : <br />t, � ;:�'�� <br />_ 1� <br />; -, <br />' �4�: <br />I <br />','! ��, <br />, 4 <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />rv <br />G� <br />�� <br />� �� <br />A � <br />r <br />r ,a � <br />c� <br />� `� N <br />'u � Co <br />rn <br />c� <br />c� -,q <br />m 3 <br />� <br />O W <br />� <br />m C11 <br />m � <br />0 <br />� <br />.� �'"� <br />�rn <br />-� o <br />o � <br />� Z <br />= rn <br />D m <br />r � <br />r n <br />� <br />� <br />.� <br />� <br />� <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFII�TITIONS <br />MIN:100416700013969283 <br />Words used in multiple sections of this document aze defined below and other words aze defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated December 29th , 2011 , <br />together with a11 Riders to this document. <br />(B) `Borrower" is Bradley R Arends and Shree D Arends, husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) uTrustee" is CharterWest National Bank 201 South Main Street PO Box 288 West Point, NE <br />68788 <br />(E) °°MER5" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) uNote" means the promissory note signed by Borrower and dated December 29th , 2011 . The <br />Note states that Borrower owes Lender Two Hundred Twenty Thousand Five Hundred and 00/100 <br />Dollars (U.S. $ 220,500.00 ) plus interest. Borrower has <br />promised to pay tlus debt in regular Periodic Payments and to pay the debt in full not later than <br />January 1, 2042 <br />(G) "Property" means the properly that is described below under the heading "Transfer of Rights in the <br />Property. <br />(� uLoan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Secuxity Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instcvment that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Raxe Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRiJMENT (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 905309 Creative T6inldng, Inc. <br />� <br />0 <br />1--� <br />� <br />O <br />GD <br />C)O <br />CD <br />!-+ <br />/ <br />�� <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />1� <br />J <br />� • �� <br />���/ •' <br />