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201109869 <br /> any award or claim for damages that are attributable to the impairment of Lender's interest in the Property <br /> are hereby assigned and shall be paid to Lender. <br /> All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied <br /> in the order provided for in Section 2. <br /> 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for <br /> payment or modification of amortization of the sums secured by this Security Instrument granted by <br /> Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of <br /> Borrower or any Successors in Interest of Borrower.Lender shall not be required to commence proceedings <br /> against any Successar in Interest of Borrower or to refuse to extend time for payment or otherwise modify <br /> amortization of the sums secured by this Security Instrument by reason of any demand made by the <br /> original Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising <br /> any right or remedy including,without limitation,Lender's acceptance of payments from third persons, <br /> entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be <br /> a waiver of or preclude the exercise of any right or remedy. <br /> 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower <br /> covenants and agrees that Borrower's obligations and liability shall be joint and several. However, any <br /> Borrower who co-signs this Security Instrument but does not execute the Note(a"co-signer"): (a)is <br /> co-signing this Security Instrument only to mortgage,grant and convey the co-signer's interest in the <br /> Property under the terms of this Security Instrument; (b)is not personally obligated to pay the sums <br /> secured by this Security Instrument; and(c) agrees that Lender and any other Borrower can agree to <br /> extend,modify,forbear or make any accommodations with regard to the terms of this Security Instrument <br /> or the Note without the co-signer's consent. <br /> Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's <br /> obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of <br /> Borrower's rights and benefits under this Security Instrument. Borrower shall not be released from <br /> Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release <br /> in writing. The covenants and agreements of this Security Instrument shall bind(except as provided in <br /> Section 20) and benefit the successors and assigns of Lender. <br /> 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with <br /> Borrower's default, for the purpose of protecting Lender's interest in the Properly and rights under this <br /> Security Insirument,including,but not limited to,attorneys'fees,property inspection and valuation fees. <br /> In regard to any other fees,the absence of express authority in this Security Instrument to charge a specific <br /> fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not <br /> charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. <br /> If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so <br /> that the interest or other loan charges collected or to be collected in connection with the Loan exceed the <br /> permitted limits,then: (a) any such loan charge shall be reduced by the amount necessary to reduce the <br /> charge to the permitted limit;and(b)any sums already collected from Borrower which exceeded pertnitted <br /> limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal <br /> owed under the Note or by making a direct payment to Borrower. If a refund reduces principal,the <br /> HCFG-00359 <br /> NEBRASKA-Single Fami{y-Fannie MaelFreddie Mac UNIFORM INSTRUMEN7 Form 3028 1/01 <br /> VMP� OSl11 <br /> W olters Kluwer Fina�ial Services 201112144.0.0.0.4002-J20110824Y Page 11 of 16 <br /> ' 137 11 77' <br />