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<br />(G'� "Lender" is II_ S. Bank N. A.
<br />Lender is a National Association
<br />organized and existing under the laws of The IInited States Of America
<br />Lender's address is 4801 Frederica Street, Owensboro, RY 42301
<br />(D)'Trastee"is Mr. Thomas Locher
<br />2002 Douglas Street, 200 The Omaha Club, Omaha� NE 68102 .
<br />(E) "MERS" is Mortgage Electronic Regis6ration Systems, Inc. MERS is a separate corpflration that is
<br />acting solely as a nominee for Lendet and Lender's successors and assigns. MIIZS is the benefidary
<br />under tLis Secnr?ty Instramen� MERS is arganized and existing under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(I� "Note" mea.ns the promissory note signed by Bonower and dated 12/28/2011 .
<br />The Note states that Boirower owes Lender One Huadred Sixty-Osie Thousaad Seventy-Five
<br />and 00/100ths Dollars
<br />(U. S. $ 161, 075 . 00 ) plus interest. Borrower has promis� to pay this debt in regular Peri�ic
<br />Payments and to pay the debt in full not later than Ja.nuary 01, 2042 .
<br />(G) "Property" me�s the property tl�at is descnbed below under the heading "Transfer of Rights in the
<br />Property. °
<br />(� 'Z.oan" mea�s the debt evidence� by the Note, plus interest, any prepayment charges and late chazges
<br />due under the Note, and all sums due under this Se�urity Instrument, plus interest.
<br />(n "Riders" means all Riders to this Security Instrument that are exe�uted by Borrower. The following
<br />Riders are to be e�ecuted by Borrower [check box as applicable]:
<br />� Adjustable Rate Rider 0 Condomini� Rider 0 Second Home Rider
<br />O Balloon Rider � Planned Unit Development Rider 0 1-4 Family Rider
<br />� VA Rider 0 Biweekly Payment Rider � Other(s) [specify]
<br />(� "Applicable L�w" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effe�t of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(I� "Commnnity Association Dues, Fees, and Assessments" means all dues, fees, assess�ments and other
<br />charges that are imposeci on Borrower or the Properiy by a condominium association, homeawners
<br />association or similar organiza.tion.
<br />(L) "Electronic Fands Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, wluch is initiateii through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an acxount. Such term includes, but is not limited to, point-of-sale transfers, automated teller
<br />machine transaetions, transfers initiateri by telephone, wire transfers, and automate� clearinghouse
<br />transfers.
<br />(Nn "Escrow Items" means those items that are described in Section 3.
<br />(1� "1l�Vliscellaneons Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proce�ds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any pazt of the
<br />Property; (iii) conveyanca in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) "Mortgage Insnrance" means insurance protecting Lender against the nonpayment o� or default on,
<br />the Loan.
<br />2200209563
<br />NEBRASKA - Single Family - Fannle Mae/Freddie Mac UNIFORM INSTRUMFNT WITH MERS
<br />�-6A(Nq los�o) PaOe 2 of 15 Inidels: �
<br />0
<br />D V6ANE
<br />Form 3028 1/01
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