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�0��09�50 9. Protection of Lender's Interest in the Property and Rights Under this Secnrity Instrvmen� If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrumet►t, (b) there is a legal procceding that might significantly affect Lender' s interest in the Properly and/or rights under this Security Tnctn,T►,� (su�h as a procee�ing in banlQttptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Inst�vment ar to enforce laws or regulations), or (c) Bonower has abandoneri the Property, then Lender may do and pay for whatever is reasonable or appropriate to prote�t Lender's interest in the Property and rights under this Security Instcvment, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender' s actions can include, but are not limited to: (a) paying any sums seciaed by a lien which has priority over this Se�urit3' Inshvmeat� (b) ePP�ring in court, and (c) Paying reasonable attomeys' fees to prot�t its interest in the Property and/or rights under this Security Instrument, including its secured position in a ba�ruptcy proc�ding. Securing the Property include.s, but is not limited to, entering the Progeriy to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utiliti� turned on or off. Although Lender may take action under this Section 9, Lender daes not have to do so and is not under any duty or obligation to do so. It is agrced that Lender incurs no liability for not taking any or all acrions authorized under this Section 9. Any amow�ts disbursed by Lender under this Section 9 shall become additional debt of Borrower se�ured by this Sec�irity Insriim►ent. These amoimts sha.11 bear intere.st at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Bonower requesking pa �I�f this Security Instrument is on a leasehold, Bonower shall comply with a11 the provisions of the lease. If Horrower acquires fee title to the Properiy, tha leasehold and the fea title shall not merge unl�s I.ender agrces to the merger in writing. 10. Mortgage Insnrance. If Lender required Mortgage Insurance as a condition of mal�ng the Loan, Bonower sha11 pay the premiums require� to maintain the Mortgage Insurance in effect. I� for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was re�uireri to make separatelY d�ignated PaY�►ents toward the premiums for Mortgage Insurance, Boirower shall pay the pramums required to obtaiu coverage substantially e�uivalent to the Mortgage Insurance previously in effe�t, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an altemate mortgage insurer seleeted by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designatefl payme�ts that were due when the insurance coverage ceased to he in effect. Lender will accept, use and retain these payments as a non refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve sball be non refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Bonower any interest or earnings on such loss reserve. Lender can no longer re�uire loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer sele�te� by Lender again be�omes available, is obtaine�, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments towazd the premiums for Mortgage Insur�ce, Borrower shall pay the premiums req�ured to maintain Mortgage Insurance in effect, or to provide a non refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agr�ment between Borrower and I.ender providing for such teimination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower' s obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain loss�s it ma.y incur if Borrower daes not repay the Loan as agreed Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on a11 such 'v�surance in force from time to time, and may enter into agr�ments with other parties that share or modify their risk, or refluce losses. These agre�ments are on terms and conditions that aze satisfactory to the mortgage insurer and the other party (or pazties) to these agreements. These agreements may r�uire the mortgage insurer to make payments using any source of funds that the mortgage insuter may have available (which may include funds obtaine� from Mortgage Insurance premiums). 2200195142 D V6ANE NEBRASKA - Single Family - Fannle MaelFretidle Mac UNIFORM INSTRUMENT WITH M �-6A(Nq loa�ol Peee e or �s Initiels: Fom1 3028 7/01 � ,e � 0°C.