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<br />(C7 "Lender" is U. S. Bank 1�1. A.
<br />Lender is a National Association
<br />organized and existing under the laws of The IInited States Of America
<br />Lender's address is 4801 Frederica Street, Owensbcro, ItY 42301
<br />(D) 'Trustee" is Mr . Thomas Locher
<br />2002 Douglas Stree� 200 The Omaha Club, Omaha, NE 68102 ,
<br />(E) "MERS" is Mortgaga Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MIIiS is the benefidary
<br />under this Secnrity Instramenk MERS is organizefl and existing under the laws of Delawaze, and hes an
<br />address and telephone number of P.O. Box 2026, Flint,1VII 48501-2026, tel. (888) 679-MERS.
<br />(1� "Note" means the promissory note signed by Borrower and dated 12/23/2011 .
<br />The Note sta.tes that Borrower owes Lender Sisty-Five Thousand Five Hundred and
<br />00/100ths Do11azs
<br />(LT. S. $ 65, 500 . 00 ) plus interest. Bonower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than Jaauary Ol, 2027 .
<br />(G) "Property" means the property that is d�cn'bed below under the heading "Transfer of Rights in the
<br />Property. ��
<br />(� 'Z,oan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under ttus Se�urity Instrument, plus interest.
<br />(n '�tiders" means all Riders to this Security Instrument that are ex�utad by Borrower. The following
<br />Riders aze to be executed by Bonower [check box as applicable]:
<br />0 Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider
<br />0 Balloon Rider 0 Planned Unit Development Rider 0 11l Family Rider
<br />� VA Rider � Biweekly Payment Rider � Other(s) [specify]
<br />(� "Applicable Law" means all controlling applicable f�eral, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effe�t of law) as well as all applicable final,
<br />non appealable judicial opinions.
<br />(I� "Commnnity Association Dnes, Fees, and Assessments" means all dues, faes, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeawners
<br />association or similar organi�ation.
<br />(L) "Electronic �nds Tr�nsfer" means any transfer of funds, other then a transaction originate� by
<br />check, draft, or similar paper instrument, which is initiate� through an el�tronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such tecm includes, but is not limited to, point-of-sale transfers, automated teller
<br />maclune transactions, transfers initiated by telephone, wire transfers, and automatefl clearinghouse
<br />transfers.
<br />(1Vn '�scrow Items" means those items that aze described in Section 3.
<br />(1� '2Vliscellaneons Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance procee�is paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />2200195142
<br />NEBRRASKA - Single Famity - Fannle Mae/Freddle Mac UNIFORM INSTRUMENT WRH _
<br />�-6A�NE� (0810) Pege 2 of 15 Inkiels: '�'"
<br />`�V��
<br />D V6ANL
<br />Form 3028 1/01
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