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2 01109833 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />W itnesses: <br />` Li� � (Seal) <br />Mlchael Gates - Borrower <br />(Seal) <br />Charlene Gates - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />-Borrower <br />[Space Below This Line For Acknowtedgment] <br />STATE OF NEBRASKA, Hall County ss: <br />On this 20 th day of December 20, 2011 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Michael A Gates, Charlene D Gates <br />� <br />to me known to be the identical person(s) whose name(s) aze subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notazial seal at 2009 N Diers Ave, Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: I � - � � �j�'(, � <br />GENERAL NOTARY - Shate of Nebraska Gti. <br />LINDA M. �LAUSE Linda Glause � -Notary Public <br />' Nhr Canm. E�. Dec. 2, 2014 <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (8�0) 4463555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />