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N ~ <br />e <br />m <br />Go <br />N <br />r <br />sic <br />rn <br />A7 <br />en <br />C <br />M <br />C01! <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />x <br />r r <br />r n <br />o N <br />co <br />M <br />~ -L7 <br />rn <br />Q w <br />F <br />rn <br />rn N <br />0 <br />N <br />[Space Above This Line for Recording Data] <br />-i rn <br />o <br />a rn <br />-n z <br />~ rn <br />n ~ <br />r ~ <br />r b <br />v <br />GO <br />Cn <br />M <br />O <br />F-~ <br />O <br />co <br />co <br />N <br />co <br />State of Nebraska DEED OF TRUST FHA Case No. <br />321-3077273 703 <br />MIN: 100416700017311284 <br />THIS DEED OF TRUST ("Security Instrument") is made on December 28th 2011 <br />The trustor is Richard J Rice and Brittany A Rice, husband and wife <br />The trustee is CharterWest National Bank <br />('Borrower"). <br />("Trustee"). The beneficiary is Mortgage Electronic <br />Registration Systems, Inc. ("MERS") (solely as nominee for Lender, as hereinafter defined, and Lender's <br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-MERS. <br />CharterWest National Bank , <br />which is organized and existing under the laws of the State of Nebraska , and whose address is <br />714 N Diers Avenue Grand Island, NE 68803 ("Lender"). <br />Borrower owes Lender the principal sum of Fifty Eight Thousand Three Hundred Eighty One and <br />00/100 Dollars (U.S. $ 58,381.00 This debt is <br />evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on January 01, 2042 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with <br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with <br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the <br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following <br />described property located in Hall County, Nebraska: <br />The Westerly Thirty Nine and One Half (39 1/2) feet of Lot Three (3), Block One Hundred Twenty <br />Two (122), in Koenig & Wiebe's Addtion to the City of Grand Island, Hall County, Nebraska <br />PURCHASE MONEY <br />which has the address of 1015 W 1st St <br />Grand Island , Nebraska 68801 <br />[City] [Zip Code] <br />16256.CV (9/11) 906704 Page 1 of 5 <br />[Street] <br />("Property Address"); <br />041 <br />GOTO(OOIb2e0a <br />