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98103651
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Last modified
3/12/2012 11:52:09 AM
Creation date
10/19/2005 5:40:29 PM
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DEEDS
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98103651
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g$- iC�3651 <br /> of Bonower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower : <br /> irrevocably grants and conveys to the Trustee, in trust, with power of sale, the following described property located in : <br /> �L County,Nebraska: <br /> LOT ONE (1) EXCEPTING THE NORTHERLY EIGHTY TWO FEET (82' ) THEREOF, <br /> BLOCK FOUR (4) , WALLICH'S ADDITION TO THE CITY OF GRAND ISLAND, HALL <br /> COUNTY, NEBRASKA. <br /> which has the address of 816 NORTH ADAMS STREET, GRAND ISLAND [Street,City], <br /> Nebraska 6 s s o 1 [Zip Code] ("Property Address"); : <br /> TOGET'HER WITH all the improvements now or hereafter erected on the property, and all easements, : <br /> appurtenances and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered <br /> by this Security Instrument.All of the foregoing is referred to in this Security Instrument as the"Property." : <br /> BORROWER COVENANTS that Bonower is lawfully seized of the estate hereby conveyed and has the right to <br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower <br /> warrants and will defend generally the title to the Property against all claims and demands,subject to any encumbrances <br /> of record. <br /> THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with <br /> limited variations by jurisdiction to constitute a uniform security instrument covering real property. : <br /> Bonower and Lender covenant and agree as follows: <br /> UNIFORM COVENANTS. <br /> 1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of,and interest <br /> on,the debt evidenced by the Note and late chazges due under the Note. <br /> 2.Monthly Payment of Taxes,Insurance and Other Charges.Bonower shall include in each monthly payment, <br /> together with the principal and interest as set forth in the Note and any late chazges, a sum for (a) taa�ces and special : <br /> assessments levied or to be levied against the Property, (b)leasehold payments or ground rents on the Property,and(c) <br /> premiums for insurance required under paragraph 4. In any year in which the Lender must pay a mortgage insurance <br /> premium to the Secretary of Housing and Urban Development ("Secretary"), or in any year in which such premium <br /> would have been required if Lender still held the Security Instrument,each monthly payment shall also include either: (i) <br /> a sum for the annual mortgage insurance premium to be paid by Lender to the Secretary,or(ri)a monthly chazge instead <br /> of a mortgage insurance premium if this Security Instrument is held by the Secretary, in a reasonable amount to be <br /> determined by the Secretary. Except for the monthly charge by the Secretary,these items are called "Escrow Items" and <br /> the sums paid to Lender are called"Escrow Funds." <br /> Lender may, at any time, collect and hold amounts for Escrow Items in an aggregate amount not to exceed the <br /> maximum amount that may be required for Borrower's escrow account under the Real Estate Setflement Procedures Act <br /> of 1974, 12 U.S.C. Section 2601 et seq. and implementing regulations, 24 CFR Part 3500, as they may be amended <br /> from time to time("RESPA"), except that the cushion or reserve permitted by RESPA for unanticipated disbursements <br /> or disbursements before the Bonower's payments are available in the account may not be based on amounts due for the <br /> mortgage insurance premium. : <br /> �-4R(NE)�ssoa�.o� Page 2 of e Initials: <br /> � <br />
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