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. EXHIBIT E <br /> MORTGAGE ADDENDUM ��-r 1G3�12 <br /> The following are addenda to the Mortgage. Please check the applicable addendum. The addendum checked shall be incorporated <br /> into, and recorded with, the Mortgage. The term "Mortgage" shall be deemed to �clude "Deed of Trust," 'rf applicable. <br /> Q FHA, USDA RURAL DEVELOPMENT and HUD ADDENDUM ONLY <br /> THIS TAX-EXEMPT FINANCING RIDER is made this 15th day of Apl'll , 1998 , and is incorporated <br /> into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed ("Security Instrument") of the same date <br /> given by the undersigned ("Borrower") to secure Borrowets Note ("Note") to UNITED NEBRASKA BANK <br /> ("Lender") of the same date and covering the property described in the Security instrument and located at: 218 E CHARLES GRAND <br /> ISLAND NEBRASKA 68801 <br /> (Property Addrses) <br /> In addkion to the covenants and agreements made in the Securiry Instrument, Borcower and Lender further covenant and agree to amend <br /> Paragraph 9 of the Model Mortgage Form, entitled "Grounds for Acceleration of Debt" as by adding additional grounds for acceleration as <br /> follows: <br /> Lender, or such of its successors or assigns as may by separate instrument assume responsibility for assuring compliance by the <br /> Borrower with the provisions of this Tax-Exempt F�ancing Rider, may require immediate payment in full of all sums secured by this <br /> Securky Instrument 'rf: <br /> (a) All or part of the Property is sold or othervvise transferred by Borrower to a purchaser or other transferee: <br /> (i) Who cannot reasonably be expected to occupy the property as a principal residence within a reasonable time aiter the sale or <br /> transfer, all as provided in Section 143 (c) and (i)(2) of the Intemal Revenue Code; or <br /> (ii) Who has had a present ownership interest in a pr�cipal residence during any part of the three-year period ending on the <br /> date of the sale or transfer, all as provided in Section 143(d) and (i)(2) of the Intemal Revenue Code (except that "100 percent" shall be <br /> substituted for "95 percent or mora" where the latter appears in Section 143(d)(1)) or <br /> (iii) At an acquisition cost which is greater than 90 percent of the average area purchase price (greater than 110 percent for <br /> targeted area residences), all as provided in Section 143(e) and (i)(2) of the Intemal Revenue Code; or <br /> (iv) Who has a gross family income in excess of the applicable percentage of applicable median family income as provided � <br /> Section 143(� and (i)(2) of the Intemal Revenue Code; or <br /> (b) Borrower fails to occupy the property described in the Security Instrument wkhout prior written consent of Lender or ks <br /> successors or assigns described at the beginning of this Tax-Exempt Financing Rider, or <br /> (c) Borrower omits or misrepresents a fact that is material with respect to the provisions of Section 143 of the Intemal Revenue <br /> Code in an application for the loan secured by this Securky Instrument. <br /> References are to the Intemal Revenue Code as amended and in effect on the date of issuance of bonds, the proceeds of which <br /> will be used to finance the Security Instrument and are deemed to �clude the rcnplementing regulations. <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions in this Tax-Exempt F�ancing Rider. <br /> �-_ <br /> orrower <br /> JOSE V TOR ES (SE,�u.� <br /> (SEAL) <br /> rowsr J FER E TORRES <br /> ❑ VA MORTGAGE ADDENDUM <br /> 218 E CHARLES GRAND ISLAND NEBRASKA 68801 <br /> If, so long as the Mortgage is outstanding, all or any part of the property is sold or transferred by Borrowar without Lender's prior <br /> written consent, other than a transfer by devise, descent or by operation of law, the Lender may, at Lender's option, declare all the sums <br /> secured by the Mortgage to be immediately due and payable. <br /> (SEAL) <br /> 9orrowsr <br /> Dats (SEAL) <br /> Borrower <br /> ❑ CONVENTIONAL MORTGAGE LOAN ADDENDUM ONLY <br /> THIS TAX-EXEMPT FINANCING RIDER 15 msde this da of <br /> y , and ls incorporated into and <br /> shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed ("Security Instrument") of the same date given by <br /> the undersigned ("Borrower") to secure Borrower's Note ("Note") to <br /> ("Lender") of the same date and covering the property descr�bed in the Security Instrument and located at: <br /> (Property Addrsss] <br /> 01/157208.7 NIFA 2/BB <br /> F1875.LM0(8/97) Pays 1 of 2 <br />