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<br /> DEED OF T UST Lo� # : 986272280
<br /> .� � �
<br /> 9�— i�'.�3502 �
<br /> ��,
<br /> THIS DEED OF TRUST ("Security Instrument") is made on APRIL 10, 1998 . The trustor is �
<br /> BYRON A. WHEELER AND PATRICIA M. WHEELER , HUSBAND AND WIFE
<br /> ("Borrower").
<br /> The trustee is JOY L. NK�ONAL�
<br /> ("Trustee").
<br /> The beneficiary is CHEVY CHASE BANK, FSB
<br /> ,
<br /> which is organized and existing under the laws of THE iJNITED STATES OF AMERICA , and
<br /> whose address is 7700 OLD GEORGETOWN ROAD, 2ND FLOOR,
<br /> BETHESDA, MARYLAND 20814 ("Lender").
<br /> Borrower owes Lender the principal sum of
<br /> ONE HUNDRED NINETY FOUR THOUSAND THREE HUNDRED AND NO/100**************
<br /> Dollars (U. S. $ 19 4, 3 0 0 . 0 0 ). This debt is evidenced by Borrower's Note dated the same date as this
<br /> Security Instrument("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br /> MAY 1, 2 0 2 8 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by
<br /> the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br /> interest, advanced under paragraph 7 to protect the security of this Security Instrument; and(c) the performance of Borrower's
<br /> covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br /> the following described property located in HALL County, Nebraska:
<br /> LOT SEVEN (7) , IN BLOCK FIVE (5) , IN REPLAT OF RIVERSIDE ACRES, AN
<br /> ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br /> which has the address of 2606 APAC.� RQAD, GRAl�ID ISLAI�ID,
<br /> (street) (City)
<br /> Nebraska 6 8 8 01 ("Property Address");
<br /> (Zip Code)
<br /> TOGETHER WITH a11 the improvements now or hereafter erected on the Property, and all easements, appurtenances,
<br /> and fixtures now or hereafter a part of the Property. All replacements and additions shall also be covered by this Security
<br /> Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant
<br /> and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and
<br /> will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.
<br /> THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited
<br /> variations by jurisdiction to constitute a uniform security instrument covering real property.
<br /> UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br /> 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower sha11 promptly pay when due the
<br /> principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br /> 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by L.ender, Borrower shall pay to
<br /> Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ("Funds") for:
<br /> (a) yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b)
<br /> yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums;
<br /> (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (� any sums payable by
<br /> 1�B�S�1-Single Family Page 1 of 5 Form 3028 9-90
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