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� ` 20f109690 <br />consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. <br />However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. <br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a <br />period of not less than 30 days from the date the notice is given in accordance with Section 15 within which <br />Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to <br />the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without <br />further notice or demand on Borrower. <br />19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall <br />have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: <br />(a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; <br />(b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) <br />entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all <br />sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; <br />(b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this <br />Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation <br />fees, and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under <br />this Security Instrument; and (d) takes such action as Lender may reasonably require to assure that Lender's <br />interest in the Property and rights under this Security Instrument, and Borrower's obligation to pay the sums <br />secured by this Security Instrument, shall continue unchanged. Lender may require that Borrower pay such <br />reinstatement sums and expenses in one or more of the following forms, as selected by Lender: (a) cash; (b) <br />money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is <br />drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity; or (d) <br />Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations secured <br />hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not <br />apply in the case of acceleration under Section 18. <br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note <br />(together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale <br />might result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments due under <br />the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, <br />this Security Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer <br />unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice <br />of the change which will state the name and address of the new Loan Servicer, the address to which payments <br />should be made and any other information RESPA requires in connection with a notice of transfer of servicing. <br />If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, <br />the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a <br />successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note <br />purchaser. <br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual <br />litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument <br />or that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security <br />Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance <br />with the requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable <br />period after the giving of such notice to take corrective action. If Applicable Law provides a time period which <br />must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes <br />of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 <br />and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice <br />and opportunity to take corrective action provisions of this Section 20. <br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances <br />defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following <br />substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, <br />volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental <br />Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety <br />or environmental protection; (c) "Environmental Cleanup" includes any response action, remedial action, or <br />Form 3028 1 /01 <br />NEBRASKA - Single Family - Fennfe Mae/Freddle Mac UNIFORM INSTRUMENT Initials��o" � <br />NE/4XXTBLAKE00000000000622049N Wolters Kluwer Financial Services VMP� PegQ�'" <br />