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� � � � Q � � � 1 <br />H. That, as of the Modification Effective Date, a buyer or transferee of the Property will not be <br />permitted, under any circumstance, to assume the Loan. This Agreement may not, under <br />any circumstances, be assigned to, or assumed by, a buyer of the Property. <br />I. That, as of the Modification Effective Date, any provision in the Note, as amended for the <br />assessment of a penalty for full or partial prepayment of the Note is null and void. <br />J. By signing, I acknowledge that I have received the "Notice of Special Flood Hazard and <br />Availability of Federal Disaster Relief Assistance" if my property is located in a Special Flood <br />Hazard Area. I further acknowledge that I have received this notice in sufficient time to have <br />the opportunity to become aware of my responsibilities under the National Flood Insurance <br />Program and to purchase adequate flood insurance prior to the completion of this loan <br />modification. <br />