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`� � �, ��'�`�f � � (C) "Lender" is �LS FARGO BANR, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laws of T� IINITED STATES Lender's address is 101 NORTH PHILLIPS AVENIIE, SIOU7C FALLS, SD 57104 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is WELLS FARGO FINANCIAL NATL BNR C/O SPEC. SERV., PO BOX 31557, SILLINGS, MT 59107 (E) "Note" means the promissory note signed by Borrower and dated DECENIDER 16, 2011 . The Note states that Borrower owes Lender SIXTY TFIItEE THOIISAND AND 00/100 Dollars (LT.S. $****** 000. 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later thanJ��Y O1, 2027 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Properly." (G) "Loen" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider 0 Condominium Rider ❑ Second Home Rider 0 Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider ❑ VA Rider 0 Biweekly Payment Rider ❑ Other(s) [specify] 11) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of la.w) as well as all applicable final, non-appealable judicial opinions. (J) "Community Associetion Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Properly by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Trensfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. 5uch term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. {L) "Escrow Items" means those items that aze described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or deslruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value andlor condition of the Property NEBRASKA-Singla Family-Farmia Mae/Fraddia Mac UNIFORM INSTRUMENT Form 302B 1/01 � � VMP61NE) (11061.00 Woloera Kluwer Financial Sarvices Paga 2 of 17