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�� � �'� �`�'� �� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />� � <br />(Seal� <br />1VIitchel A Krolikowski, Trustee -Borrower <br />of the Mitch and Joyce Krolikowski Trust, <br />under Trust Agreement dated October 24, <br />2011, made by Mitchel A Krolikowski, <br />as Settlor. <br />�, � vt (Seall <br />Joy A Krolikowski, Trustee -Borrower <br />of the Mitch and Joyce Krolikowski Tmst, <br />under Trust Agreement dated October 24, <br />2011, made by Joyce A Krolikowski, <br />as Settlor <br />Mitchel A Krolikowski, 5ettlor of Mitch and Joyce Krolikowski Trust under Trust Agreemerrt dated <br />October 24, 2011, agrees that the term `Bonower" when used in this Security Instrumeut sha11 include the <br />Settlor, and the Settlor acknowledges and agrees to be bound by all of the terms and covenants contained in <br />this Security Instrument and any Riders to this Security Instrume�. <br />� � <br />, � � <br />Mitchel A Krolikowski, Settlor <br />Joyce A Krolikowski, Settlor of Mitch and Joyce Krolikowski Trust under Trust Agreement dated October <br />24, 2011, agrees tbat the term `Borrowet" when us� in this Security Instrument shall include the Settlor, <br />and the Settlor acknowledges and agees to be bound by all of the terms and covenants contained in this <br />Security Instrument and any Riders to this Security Instrument. <br />��:�' :L.►_ ` � r�.1�� � � � - � � . <br />. .�� . .�� . � <br />NEBRASKA-Sing�e Family-Fennie Mae/Freddie Mac UNIFORM �NSTRUMENT <br />VMP O <br />Wolters Kiuwer Flnenciel Services <br />Fom, 3ozs � ro� <br />VMPB(NE) (7106) <br />Pege 16 of 7 7 <br />