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���110�6�� <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the <br />Loan. . <br />(0) "Periodic Payment" means the regulazly scheduled amount due for (i) principal and interest under the <br />Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate 5ettlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its <br />implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, <br />or any additional or successor legislation or regulation that governs the same subje,ct matter. As used in this <br />Security Instnunent, "RESPA" refers to all requirements and restrictions that aze imposed in regard to a <br />"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" <br />under RESPA. <br />(Q) "Successor in interest of Borrower" means any party that has taken title to the Property, whether or not <br />that party has assumed Borrower's obligations under the Note and/or this Security Instrument. <br />Transfer of Rights in the Property <br />This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions <br />and modifications of the Note; and (ii) the performance of Bonower's covenants and agr�ments under <br />this Se,curity Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys <br />to Trust�, in trust, with power of sale, the following described property located in the <br />County (T�pe of Recording Jurisdiction) <br />of H a 11 (Name of Recording Jurisdiction): <br />Lots Four (4) and Five (5). Block Thirty (30), Packer & Barr's Second <br />Addition, in the City of Grand Island, Hall County, Nebraska <br />Parcel ID Number:400071339 <br />224 Ruby Ave <br />Grand Island <br />("Property Address"): <br />which currently has the address of <br />(Street) <br />(Ciry), Nebraska 68803-4541 (Zip Code) <br />TOGETHER WITH all the improvements now or hereafter erectefl on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br />"Property." <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP � <br />Wokers Kluwer Financial Servtces <br />Form 3028 1/O7 <br />VMP8INE) (1106) <br />Page 3 of 17 <br />