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�01� <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained Qthis <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />� (Seaq <br />mes M Brezens -Borrower <br />(Seaq <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />� Refer to the attached Sig�iature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br />VMP O <br />Wolters Kluwer Financial Services <br />Form 3028 1/Ot <br />VMPBINE) (1106) <br />Page 16 of 17 <br />