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� <br />� <br />N � <br />0 �� <br />� <br />� � <br />0 <br />-p <br />� � <br />� <br />�� <br />- <br />� <br />When Recorded Return To: <br />��'" CharterWest National Bank <br />�� 45112nd Avenue Suite 207 <br />Kearney, NE 68847 <br />DEFINITIONS <br />as� <br />C <br />� � <br />�� <br />e� <br />� � r j C� !J� <br />� � � <br />� _ ..~� � - � <br />� �.� Z A � <br />� ! rl rn <br />n S °. . <br />� ..,, _ C.� � � � <br />� C` (\) O �l � <br />r . -�� �;'; _ N - n --,. � <br />�_�. � " , ` <br />r-. 1�� : �., � '� � <br />..,� ; . r n <br />��. �7 � � � ,� � <br />f � <br />,� 1 <br />; (`� �:: W �_ ' . � <br />� �; �H � <br />� � Ul � <br />r_.o <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN:100416700016820707 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 1 S, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated December 16th , 2011 , <br />together with all Riders to this document. <br />(B) °Borrower" is Andrew A. Bishop and Kristen L. Bishop, Trustees of the A&K Bishop Trust <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 4511 2nd Avenue Suite 207 Kearney, NE 68847 <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Box 288 West Point, NE <br />68788 <br />(E) °°MERS" is Mortgage Electronic Registration 5ystems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated December 16th , ZOl l. The <br />Note states that Borrower owes Lender One Hundred Thirty Two Thousand Five Hundred and 00/100 <br />Dollars (U.S. $132,500.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />January 1, 2027 <br />(G) "Property" means the properly that is described below under the heading "Transfer of Rights in the <br />Property." <br />(I� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />aze to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. � <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac LJNIFORM INSTRUMENT (MERS) Form 3028 1/Ol (page I of 9 pagesJ <br />12439.CV (9/11) 906511 CreaNve T6inking, Inc. <br />� <br />� � �� <br />GOTO(001 afaa6) <br />