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<br />in the Property and rights under this Security Instrument; and (d) takes such action as Lender may
<br />rcasonably rcquirc to assurc that Lcndcr's intcrest in thc Property and rights undcr this Sccurity Instrumcnt,
<br />and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged.
<br />Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following
<br />forms, as sele�ted by Lender: (a) cash; (b) money order; (c) certified check, ba�lc che�k, treasurer's chec:k or
<br />catihier's chrx:k, providcxl any such check is drawn upun an institulion whotie deposits are insurecl by a
<br />ferleral agency, instrumentality or entity; or (d) Electronic Funds "fransfer. Upon reinstatement by Borrower,
<br />this Security Instnunent and obligations secured hereby shall remain fully effective as if no acceleration had
<br />occurred. IIowever, this right to reinstate shall nol apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servioer, Notice of Grievance. Thc Notc or a partial intcrest in thc
<br />Note (together with this Security Instrument) can be sold one or more tiines without prior notice to
<br />Bonower_ A sale might result in a change in the eniity (known as the "Lorrrr Setvicer") that collects Periodic
<br />Paymenls due under lhe Nule and lhis See:urily Ins(rument und perfi�rmti olher morlgaKe lo:�n servicing
<br />obligations under the Note, this Security Instrument, and Applicable Law. There also inight be one or more
<br />changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer,
<br />Borrower will be given written notice of the change which will state the name and address of the new Loan
<br />Servicer, the address to which payments should be made and any other infonnation RESPA requires in
<br />conncction with a noticc of transfcr of scrvicing. If thc Notc is sold and thcvc.�ftcr thc Loan is scrviccd by a
<br />Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will
<br />remain with the Loan Servicer or be iransferred to a successor Loan Servicer and are not assumed by the
<br />Nole purchaser unless olherwise providecl by lhe Nute purchaser.
<br />Neither Borrower nor Lender tnay commence, join, or be joined to any judicial action (as either an
<br />individual litigant or the member of a class} that arises from the other party's actions pursuant to this
<br />Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by
<br />reason of, this Security Instrument, until such Bonower or Lender has notified the other party (with such
<br />noticc givcn in compliancc with thc rcquircmcnts of Scction 15) of such allcgcd brcach and affordcd thc
<br />other party hereto a reasonable period after the giving of such notice to take corrective action_ If Applicable
<br />Law provides a time period which must elapse before certain action can be tsilcen, that time period will be
<br />deem�l to be rrasonable for purposes of this paragraph. The nutice oCacceleration and upportunity to cure
<br />given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to
<br />Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this
<br />Section 20.
<br />21. HazardousSubstances. As us� in this Scction 2l: (a) "Hn�ardous Subslnnces" arc thosc substanc�s
<br />defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following
<br />substances: gasoline, kero�ene, other flatnmable or toxic petroleum products, toxic pesticides and herbicides,
<br />vola(ile solvenls, malerialti containing asbeslos or fiinnaldehyJe, and radioaclive materiuls; (b)
<br />"Eraviro�anae�atal Laiv" m�ns federal laws and laws of the jurisdiction where the Property is located that
<br />relate to health, safety or environmental protection; (c} 'E�avirottme�atnl C1ea�ruP" includes any response
<br />action, remedial action, or removal action, as defined in �nvironmental Law; and (d) an 'E�rvi�•o�tnae�ctnl
<br />Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup.
<br />Borrowcr shall not causc or permit thc prescncc, usc, disposal, storagc, or rclrasc of any Hazardous
<br />Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do,
<br />nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental
<br />Law, (b) which cr�l� an F.nvironmental ("ondilion, or (c) which, due to lhe pr�ence, utie, or relrase uf a
<br />Ha•rardous Substance, creates a condition that adversely affects tlie value of the Property. The preceding two
<br />1111023724 1111023724
<br />N�RASKASingle Family-Fannie MaelFreddie Mac UNIFORM INSTRUMHVT Form 3028 1/01
<br />VM P (� VM PB(NE) (1105)
<br />Wolters Kluwer Financial Services P�e 13 of 17
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