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20110958g <br />Lender or its agent may make reasonable entries upon a.nd inspections of the Properly. If it has reasonable <br />cause, Lender may inspect the interior of the improvements on the Property. Lender sha11 give Bonower <br />notice at the time of or prior to such an interior inspection specifying such reasonable cause. <br />8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, <br />Borrower or any persons or entities acting at the direction of Bonower or with Bortower's knowledge <br />or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed <br />to provide Lender with material information) in connection with the Loan. Material representa.tions <br />include, but are not limited to, representa.tions concerning Borrower's occupancy of the Property as <br />Borrower's principal residence. <br />9. Protection of Lender's Interest in the Property and Rights Under this Security <br />Instrument. If (a) Borrower fails to perform the covenants and agreements conta.ined in this Security <br />Insttument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property <br />and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation <br />or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to <br />enforce laws or regulations), or (c) Bonower has abandoned the Property, then Lender may do and pay <br />for whatever is reasonable or appropriate to protect Lender's interest in the Properly and rights under this <br />Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or <br />repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured <br />by a lien which has priority over this Security Instcument; (b) appearing in court; and (c) paying reasonable <br />attorneys' fees to protect its interest in the Property and/or rights under this 5ecurity Instrument, including <br />its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, <br />entering the Property to make repairs, change locks, replace or board up doors and windows, drain water <br />from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned <br />on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is <br />not under a.ny duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any <br />or all actions authorized under this Section 9. <br />Any amounts disbursed by Lender under this Section 9 sha11 become additional debt of B orrower secured <br />by this Security Instrument These a.mounts shall bear interest at the Note rate from the da.te of disbursement <br />and shall be payable, with such interest, upon notice from Lender to Bonower requesting payment <br />If this Security Insirument is on a leasehold, Borrower shall comply with all the provisions of the lease. <br />If Borrower acquires fee title to the Properly, the leasehold and the fee title shall not merge unless Lender <br />agrees to the merger in writing. <br />10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, <br />B orrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, <br />the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer <br />thax previously provided such insurance and Borrower was required to make separately designated <br />payments toward the premiums for Mortgage Insura.nce, Borrower shall pay the premiums required to <br />obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost <br />substantially equivalen� to the cost to Borrower of the Mortgage Insurance previously in effect, from an <br />alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage <br />is not available, Borrower shall continue to pay to Lender the amount of the separately designated <br />HCFG-00359 <br />NEBRASKASingle Famfly-Fennie Mae/Freddie Mac UNIFORM INSTRUMENT Fortn 3028 1/01 <br />VMP� 08/11 <br />Woltera Kluwer Financisl Servicea 201112134.0.0.0.4002J20110824Y Pege 8 of 16 <br />5 <br />