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20110958� <br />(U.S. $145,600.00) plus interest. Bonower has promised to pay this debt in regular Periodic Payments <br />and to pay the debt in full not later than January l, 2027. <br />(� "Property" means the property tha.t is described below under the heading "Transfer of Rights in <br />the Properiy." <br />(G) "Loan " means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this 5ecurity Instrument, plus interest. <br />(I� "Riders " means all Riders to this Security Instivment that are eJCecuted by Borrower. The following <br />Riders are to be executed by Bonower [check box as applicable]: <br />� Adjusta.ble Rate Rider <br />❑ Balloon Rider <br />❑ VA Rider <br />❑ Condominium Rider ❑ Second Home Rider <br />❑ Planned Unit Development Rider ❑ 1-4 Family Rider <br />❑ Biweekly Payment Rider ❑ Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that ha.ve the effect of law) as well as all applicable <br />fina.l, non-appealable judicial opinions. <br />(� "Community Association Dues, �'ees, and Assessments " means all dues, fees, assessments and <br />other chazges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(I� "Electronic Funds Transfer" means any iransfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through a.n electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, inshuct, or authorize a fina.ncial institution to <br />debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated <br />teller machine iransactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(Nn "Miscellaneous Proceeds" means a.ny compensation, settlement, award of damages, or proceeds <br />paid by any third pariy (other than insurance proceeds paid under the coverages described in 5ection <br />5) for: (i) damage to, or deslxuction of, the Property; (ii) condemnation or other taking of a11 or any <br />part of the Properiy; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or <br />omissions as to, the value and/or condition of the Property. <br />(1� "Mortgage Insurance " means inslua.nce protecting Lender against the nonpayment of, or default <br />on, the Loan. <br />(0) "Periodic Payment " means the regularly scheduled amount due for (i) principal and interest <br />under the Note, plus (ri) any amounts under Section 3 of this Security Instrument <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and <br />its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from <br />time to time, or airy additional or successor legislation or regulation that governs the same subject <br />HCFG-00359 <br />NEBRASKASingle Family-Fannie Mae/Freddie Mec UNIFORM INSTRUMENT Form 3028 1/01 <br />yMp� 08/11 <br />WolDera Kluwar Flnertcial Servicea �7712134.0.0.0.4002-J20110624Y Pege 2 of 16 <br />5 <br />