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nNf r) cn <br />® <br />~ C ~ E <br />A S n rn <br />o <br />O -n z fl"~ CO) <br />C~TI ® _ 1 n7 rn I~ <br />-4 <br />un <br />® N U) <br />1 (r) <br />Return To: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Teri Hand <br />221 South Locust St ~T <br />Grand Island, NE 68801 <br />Deed of Trust <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated December 19, 2011 , together with all <br />Riders to this document. <br />(B) "Borrower" is Bowdy E Ki ngery and Deni se M Ki ngery, Husband and Wi fe <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP ® VMPS(NE) (1105) <br />Wolters Kluwer Financial Services Pagel of 17 <br />