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201109471 (C) "Lender" is EQUITABLE BANK Lender is a Savi ngs BaYlk organized and existing uiider the laws of TH C STAT E 0 F N E B RAS KA , Lender'saddressis 113-115 N LOCUST ST PO BOX 160 GftAND ISLAND NE 68802-0160 Lender is the beneficiary under this Security Instruinent, (D) "Trustee" is EQUITABLE BANK (E) °N ote" meaus the pronzissory note signecl by Borrower and dated D e c e m b e r 13, 2 011 . Thc Note states that Borrower owes Lender F I F TY T H 0 U S A N D F 0 U R H U N D R E D A N D 0 0/10 0 Dollars (U.S. $50,400.00 )plus interest. Borrower has proinised to pay lhis deUt in regular Periodic Payments and to pay tlie deUt in fu11 not later than J a n u a ry 1 , 2 0 2 7 , (F) "PropeF'ty" rnea�ls the property that is described Uelovv under the heading"Transfer of Rights u1 the Property," (G) "Loan" ineaiis the deUt evidencecl by tlle Note, �lus interest, any prepaynlent charges and late cllarges clue tinder the Note, ancl a11 sums due urid�r t11is Security InstrLiment, plus interest. (Nj "Rlders" ineans all Riders to this Security Instrument tliat are executed by Borrower. The following Riders are to be executed 1�y Borrowe�• [checic Uox as applicable]: 0 AdjustaUle Rate 1Zider ❑ Condominium Rider 0 Second Hoiiie Rider �Balloon Rider �Planned Unit Development Rider 0 1-4•Pamily Rider � VA Rider �Biweelcly Payment Rider � Other(s) [speciFy] (I) "Applicable Law° ineans all controlling applicaUl�federal, state anc�local statutes, regulations, ordin��icas and�dii�inistrative rLiles and ord'ers(that 1�ave the effect of 1aw) as well as all app1icable final, non-appealable judicial opinions. (J} °Community Association Dues, Fees, and Assessments" �neans all dues, fees, assessments and other chat•ges that are iinposed on Borrower or the Property Uy�condoininiixm associ�tion, homeowners association or similar oi.ganization. (K) "Electronic Funds Transfer" tiie�ns aiiy tiansfer of funds, other tllan a translction originited by checic, drafti, �or sinular papez'instruinent, wl�ich is initia�ted t1u•ough�n electronic terinina�l, teleplionic instrtitinent, compLlter, or magneiic tlpe so as tio orcler, instruct, or a�lthorize a financial inst'itution to debit or credit an account. Such term includes, but is iiot liinited to, �oint-ol sale transfers, autoinated tel7er machine transactions, transfers initiated by telephone, wire transfers, aud auton7ated clearinghouse transfers. (L) "Escrow Items" ine�ns those iteins that�re described in Section 3. (M) "M iscellaneous Proceeds"' ineans any compens�tioil, settlement, awai•c1 of damages, or proceeds paici Uy aliy third party(other than instu�alzce proceeds paid tuider the coverages c�ascri�ed in Section 5) for; (i) damage to, or destrttetion of, tl�e Pr•operty; (ii) condei7uiation or other talcing of all or auy part o�the Property; (iii) convey�nce in lieu of condernnation; or(iv)inisrepres�nt�tions of, or omissions as to, the value 1nd/or conelition of the Property. 231235 NEBRASKA-Single Family�Fannle MaelPretltlie Mac UNIFORM INSTRUM ENT Form 3028 1/01 VM P OO VM P6(NE)(1105) Wolters Kluwer Financial Services Page 2 of 17