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201�09455 9. Prote�.M�ton of Lender's Interest in the Properiy and Righ� Under this Secnrity Instrament If (a) Borrower fails to perform the covenants �d agreements containad in this Secutity Instrument, (b) there is a legal proc�ding that might significantly affect I.ender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in ban�uptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulahons), or (c) Bosower has abandoned the Property, then Lender may do and pay for whatever is reasonable ar appropriate to prote�t Lend�'s inter�st in the Prope�ly and rights under this Secutity Instrument, including protecring and/or assessing the value of the Prope�ty, and se�uring and/or repairing the Properiy. Lendex' s actions c�n include, but aze not limited to: (a) Paying any sUms securefl by a lien wlrich has priority over this Securit3' �� ro) aPP�S �� ) P�g reasonable attorneys' fees to protect its int�est in the Property and/or rights uader this Security Ins�at, including its s�ured position in a bankruptcy proc�ding. Se�ing tha Property includes, but is not limitefl to, entering the Propecty to make regairs, change locks, replace or board up d�rs and windows, drain watea from pipes, eliminate building or other code violations or dangerous cronditions, and hava utilities turn� on or off. Although I.ender may take action under this Section 9, Lender daes not have to do so and is not under any duty or obligation to do so. It is agre,ed tl�at Lender incurs no liability for not taldng any or all actions suthorizeci under this Saction 9. Any �nowrts disbursed by Lender under this Section 9 shall bec;ome additional debt of Boaower se�ured by this Security Instrument. These ainowrta shall bear interest at the Nota rate from the data of disbursement and st�ll be gayable� �vith such interest, upon notica from Lender to Borrower requesting paym � t this Security Inst�ent is on a leasehold, Borrower shall c�mply with all the provisions of the lease. If Borrower acquires fee title to the Property, tha leasehold and the fee titla sha11 not merga unless Lender agre�s to the merger in writing. 10. Mortgage Inaurance. If Lender re�uirefl Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums requireri to maintain the Mortgage Insurance in effect. I� for any reason, the Mortgaga Insurance coverage xequired by Lender ceases to be available from the mortgage insurer that previously provided such insuraz►ce and Borrower was required to �ake separatelY �� P�� toward the premiums for Mortgage Insurance, Borrower shall pay the premiwms required to obt�► coverage substantially equi�alent to the Mortgage Insuranca previously in effe�t, at a cost substantially e�uivalent to the cost to Boirower of the Mortgage Insurance previously in effect, from an alternata mortgage insurer sale�ted by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amo�mt of the separately d�ignated payments that were due when the insarance coverage ceased to be in effe�t. Lender will accept, use and retain these payments as a non refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non refimdable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Horrower any interest or earnings on such loss re.gerve. Lender c�n no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lendex requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender re�uires separately designated payments towazd the premituns for Mortgage Insurance. If Lender re�uired Mortgage Insurance as a condition of maldng the Loan and Borrower was required to make separatelY degignated payments toward the premiums for Mortgage Insiu�ance, Boaower shall pay tha premiums required to maintain Mortgage Ins�u�ance in effect, or to provide a non refimdable loss reserve, uirtil Lffider's requirement for Mortgage Insurance ends in accordanca with any written agreement between Borrower and Lender providing for such tecmination or imtil termination is requirefl by Applicable Law. Nothing in this Section 10 affects Bonowec�' s obligation to pay interest at the rate provided in the Note. Mortgage Insuranca reimburses Lender (ar any entity that purchases the Note) for certain lagses it may incur if Borrower daes not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements aze on terms and conditions that are satisfactory to the mortgage insure� and the other pariy (or parties) to these agreements. These agreements may require the mortgage insarer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtainerl from Mortgage Insurance premiums). 2200200425 D V6ANE NEBRASKA - Single Family - Fannle Nlae/Freddle Mac UNIFORM INSTRUMENT WRH IY�ERS �-6A(Nq toe�o) Pe¢e a or �s inwa� (Vr Form 3028 1/07 � _ �4' \