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201109455
<br />premiums, if any, or any aums payable by Borrower to Lender in lieu of the payment of Mortgage
<br />�surance premiums in accord�nce with the provisions of Se�tion 10. These ite�ns are calle� "F.s�aw
<br />Items." At origination ar at any time during the term of the Loan, Lender may require that Comnmmity
<br />Association Dues, Fees, and Ass�sments, if any, be escrowed by Boirower, and such dues, fees and
<br />assessmeu4s shall be an Escrow Item. Boirower shall promptly furniah to Lender all notices of amouuts to
<br />be pa�d under this S�tion. Borrower shall pay Lender tha Funds for F.scrow Items unless Lender waives
<br />Borrower°s obligation to pay 4he Funds for any or all Escrow IteYns. Lender may waive Borrower's
<br />obligation to pay to Lender Funds for any or all Fscrow Items at any time. Any such waiver may only be
<br />in writing. In the event of such waiver, Borrower shall pay dire�tly, when and where payable, the amoimts
<br />due for any Escrow Itsms for which payment of Funds has been waived by Lender and, if Lender requires,
<br />shall fu�ash to Lender receipts evidencing such payment within such time period as Lender may require.
<br />Borrower's obligation to mal�e such payments and to provide receipts shall for all purposeg ba deemed to
<br />be a covenant and agreement contained in this Sacurity Instrument, as the phrase "covenant and agre�ne�t"
<br />is usai in Section 9. If Borrower is obligated to pay Escrow Items directly, p�u�suant to a waiver, and
<br />Borrower fails to pay the amount dua for an Escrow Item, Lender may exercise its rights under Sedion 9
<br />amd pay such amoimt and Boirower shall then be obligated under Section 9 to repay to Lendei mry such
<br />�mount. Lender may revoke the waiver as to any or all Escrow Items at any tim� by a notica given in
<br />accordance with Section 15 and, upon such revoc�,ion, Borrower shall pay to Lender all Fimds, and in
<br />such anioimts, that are then required under this Section 3.
<br />Lender may, at aay time, colle�t and hold Funds in an amou� (a) sufficient to �it Lender to apply
<br />the Funds at the time spe�ifiad under RESPA, and (b) not to exc�d tha maxim�mn amount a lender c�n
<br />aexiuire unde� RESPA. Lender sl�all estimate the amount of Fwids due on the basis of cuaent data and
<br />r�alble estimates of expeaditu� of future Escrow Items or othervvise in acxordance with Applicable
<br />Iaaw.
<br />The Funds shall ba held in an institution whose deposits are insured by a federal agency,
<br />instrumeatality, or a�tity (including Lender, if Lender is an institution whose deposits are so insure� or in
<br />any Federal Home Loan Bank Lender shall apply the Funds to pay the Escrow Items no later than the time
<br />specified under RESPA I,ender shall not cl�ge Borrower for holding and applying the Funds, annually
<br />analyziag the escrow account, or verifying the F.sctow Items, unless Lender pays Boaower interest an the
<br />Funds �nd Applicable Law permits I.ender to make such a charge. Unless an agr�ment is made in writiag
<br />or Applicable Law re�uires interest to be paid on the Funds, Lender shall not be requir� to pay Boaowe�
<br />any interest or earnings on tha Funds. Borrower and Lender can agree in writing, howeve�, that interest
<br />shall be paid on the Funds. Lender shall give to Borrower, without charge, � annval accownting of the
<br />Fimds as re�quirad by RESPA
<br />If there is a surplus of Funds held in es�ow, as defined under RESPA., Lender shall account to
<br />Borrower for the excee4ss funds in acmrdance with RESPA. If there is a shoitaga of Funds held in escrow,
<br />as defined under RESPA, Lender shall notify Borrower as re�uired by RESPA, and Borrower sha11 pay to
<br />Lender the aznount ner,essary to make up the shortaga in accordance with RESPA, but in no more than 12
<br />monthly payments. If there is a deficiency of Funds held in e,gcrow, as defined under RESPA, Lender shall
<br />notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessazy to make
<br />up the defxciency in accordance with RESPA, but in no more than 12 monthly payments.
<br />Upon payment in full of a11 sums secured by this 5ecurity Instrument, Lend� shall prompdy refund
<br />to Borrower any Funds held by Lender.
<br />4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impo�tions
<br />attdbutable to the Property which can attain priority over this Security Inshwment, leasehold payments or
<br />ground rents on the Properiy, if any, and Community Association Dues, Fe,es, and Assessments, if aay. To
<br />the extent that these items are Escrow Items, Borrower sha11 pay them in the menner provided in Se�tion 3.
<br />2200200425 D vC�
<br />NEBRASKA - Single Family - Fannle Mae/Feetldle Mac UNIFORM INSTRUMENT WITH MFJ�L
<br />�-6A(NE� toe�o) Page 6 of 16 inwa�: �n Form 3028 1/01
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