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��1109455
<br />(G'� 'Z.ender" is v . S. Baalc N. A.
<br />Lender is a National Association
<br />organizai and existing under the laws of
<br />Lender's addre.gs is 4801 Frederica
<br />The IInited Statea Of America
<br />3treet, O�aer►sboro, RY 42301
<br />N) 'Trastee" is Mr . Thomas Locher
<br />2002 Dauglas Street, 200 The Omaha Club, Omaha, NE 68102 ,
<br />(E) "ME1tS" is Mortgage Ele�tronic Registration Systems, Inc. N�RS is a sep�e corporation that is
<br />act�mg solely as a nomin� for Lender and Lender's successors and assigns. MIIiS fs the bene8dary
<br />under this Secarity Inatramen� MERS is organized and existing under the laws of Delawaze, and has an
<br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F') 'Note me,ans the promissory note signed by Borrower and dated 12/12/2011 .
<br />The Note atates that Borrower owes Leader Ni.aety—Three Thousand and 00/100ths
<br />Dollazs
<br />(U. S. $ 93, 000 e 00 ) plus interest. Barrower has promised to pay thia debt in regular Periodic
<br />Payments and to pay the debt in full not later than January 01, 2027 .
<br />(G) P means the properiy that is descn'bed below undet the heading "Transfer of Rights in tha
<br />properiy °
<br />(� "Loan" means the debt evidenced by the Note, plus interest, any PrePaYment charges and late charges
<br />due under the Note, and all sums due under this Se�urity Instrument, plus interest.
<br />(n "Rfders" means all Riders to this Security Instrument that ara exe�uted by Borrower. The following
<br />Riders are to be executefl by Borrower [check box as applicable]:
<br />O Adjustable Rate Rider � Condominium Rider � Second Home Rider
<br />� Balloon Rider � Planned Unit Developm,ent Rider 0 1-4 Family Rider
<br />� VA Rider 0 Biweekly Payment Rider � Other(s) [spe�ifY]
<br />(� "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinancxs and a�nistrative rules and orders (that h�va tha effe�t of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(I� "Commnnity Association Dnes, Fces, and Assesements" means a11 dues, fe�s, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization
<br />(L) "Flectronic �nds Transfer" means any transfer of funds, other than a transaction originate�i by
<br />check, �aft, or similar paper instrument, which is initiated through an eleclronic terminal, telephonic
<br />�g��, �P��� or magnetic tape so as to order, instruct, or authorize a financial institurion to debit
<br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(1Vn "Escrow Items means those items that are descnbed in Section 3.
<br />(1� "M�scellxn�us Proceeds" means anY comPensation, settlement, awazd of damages, or proceads paid
<br />by any third party (other than insurance proceerls paid under the coverages descdbed in Section � for: (i)
<br />damage to, or destruction o� the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation, or (iv) misrepresentations o� or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) "Mortgage Insarance" m�s insurance protecting Lender against the no�ayment o� ar default on,
<br />the Loan.
<br />2200200425
<br />NEBRASKA - Single Famfly - Fannle Mae/Freddle Mac UNIFQRM INSTRUMENT WITH MBZS
<br />�-6A(Nq loe�o) Peee z ot �e t�sae�x � r
<br />� t , A
<br />V'�
<br />D V6ANE
<br />Form 3028 1/01
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