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6677350 BALR-3180 <br /> �� 98- ���so <br /> BALLOON RIDER <br /> (CONDITIONAL RIGHT TO REFINANCE) <br /> THIS BALLOON RIDER is made this7TH day of APRIL ,1998 <br /> , <br /> and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or <br /> Deed to Secure Debt (the "Security Instrument") of the same date given by the undersigned (the <br /> "Bonower") to secure the Bonower's Note to NORWSST MORTGAGE, 2NC. <br /> (the "Lender") of the same date and covering the Property described in the Security Instrument and located <br /> at: 127 S BIIFFALO ROAD, DONIPHAN, NE 68818 <br /> [Property Address] <br /> T'he interest rate stated on the Note is called the "Note Rate." T'he date of the Note is called the "Note <br /> Date." I understand the Lender may transfer the Note, Security Instrument and this Rider. The Lender or <br /> anyone who takes the Note, the Security Instrument and this Rider by transfer and who is entitled to <br /> receive payments under the Note is called the "Note Holder." <br /> ADDITIONAL COVENANTS. In addition to the covenants and agreements in the Security : <br /> Instrument, Borrower and Lender further covenant and agree as follows (despite anything to the contrary <br /> contained in the Security Instrument or the Note): : <br /> 1. CONDITIONAL RIGHT TO REFINANCE <br /> At the Maturity Date of the Note and Security Instrument (the "Maturity Date"), I will be able to <br /> obtain a new loan("New Loan")with a new Maturity Date of�7[ O1, 2028 , <br /> and with an interest rate equal to the "New Note Rate" determined in accordance with Section 3 below if <br /> all the conditions provided in Sections 2 and 5 below are met (the "Conditional Refinancing Option"). If : <br /> those conditions are not met, I understand that the Note Holder is under no obligation to refinance or <br /> modify the Note, or to extend the Maturity Date, and that I will have to repay the Note from my own : <br /> resources or find a lender willing to lend me the money to repay the Note. : <br /> MULTISTATE BALLOON RIDER-Single Family-Fannie Mae Uniform Instrument <br /> Form 3180 12/89 <br /> �875U (97051 Amended 3/92 <br /> VMP MORTGAGE FORMS-I (800)521-7-=/� I IIIIIIII IIII)III IIIII)IIII III)IIII <br />